Every 10-Q that Pathward Financial, Inc. (CASH) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow CASH and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full CASH filings page.
Pathward Financial, Inc. reported continued profitability for the quarter and nine months ended June 30, 2026. Quarterly net income attributable to the parent was $28.97 million, down from $42.15 million a year earlier, with diluted EPS of $1.37 versus $1.81. For the nine-month period, net income was $137.05 million compared with $147.07 million, and diluted EPS was $6.29 versus $6.17.
Total assets were $7.31 billion and loans and leases reached $5.11 billion, up from $4.66 billion at September 30, 2025. Deposits were $5.95 billion. Credit costs increased: the allowance for credit losses rose to $109.78 million from $53.32 million, and nonaccrual loans and leases increased to $255.37 million from $81.42 million. Operating cash flow for the nine months was strong at $393.20 million. The company returned capital through dividends of $0.15 per share year-to-date and repurchased 1.81 million shares under its authorized buyback program.
Pathward Financial, Inc. reported net income attributable to the parent of $72.9M for the quarter ended March 31, 2026, with diluted EPS of $3.35, compared with $3.14 a year earlier. Six‑month net income was $108.1M and diluted EPS $4.89, up from $4.35. Total assets were $7.11B and deposits $5.85B as of March 31, 2026. The allowance for credit losses increased to $98.3M, reflecting higher reserves across commercial and consumer portfolios. The company also returned capital through dividends and significant share repurchases during the first half of fiscal 2026.
Pathward Financial, Inc. reported stronger quarterly results for the three months ended December 31, 2025. Net income attributable to the parent rose to $35.2 million from $30.0 million a year earlier, and diluted EPS increased to $1.57 from $1.23.
Total assets reached $7.56 billion, with loans and leases growing to $4.98 billion and deposits to $6.35 billion. Net interest income was $119.3 million, down modestly from $125.3 million, but credit costs improved sharply as the provision for credit losses fell to $3.2 million from $18.7 million. The company returned capital through cash dividends of $0.05 per share and repurchased 651,804 shares for about $50.9 million.
Pathward Financial, Inc. reported third-quarter fiscal results showing modest revenue growth and continued balance sheet activity. Total revenue for the quarter was $195.8 million, up 4% year-over-year, while net interest margin increased 17 basis points to 7.43%, reflecting a more favorable earning asset mix and lower funding costs. Total gross loans and leases grew to $4.74 billion, up versus prior periods after divestitures, and the company repurchased 603,780 shares at an average price of $74.49.
The nine-month results include $147.1 million of net income ($6.17 per diluted share). Management disclosed a material weakness in internal control over financial reporting tied to previously identified matters and restated certain prior-period amounts; remediation steps are underway. The allowance for credit losses increased to $106.0 million, driven primarily by the seasonal tax services portfolio.
Pathward Financial, Inc. (CASH) reported operating results for the quarter ended March 31, 2025 showing revenue growth and continued balance sheet optimization. Total revenue for the second quarter was $274.8 million, up 7% year-over-year, driven by higher noninterest income and net interest income. Net interest margin rose 35 basis points to 7.12% as loan yields and earning asset mix improved. Total gross loans and leases were $4.46 billion and investment securities totaled $1.44 billion at March 31, 2025. Provision for credit losses for the quarter was $35.3 million and the allowance for credit losses increased to $102.9 million from $71.8 million at September 30, 2024. Management disclosed a material weakness in disclosure controls and is executing a remediation plan.
Pathward Financial reported first-quarter fiscal 2025 results that show modest top-line growth and portfolio expansion alongside credit and control challenges. Total revenue was $182.6 million, up 6% year-over-year, and net interest margin rose 66 basis points to 7.38%, driven by higher loan yields and balance growth. Gross loans increased to $4.56 billion from $4.08 billion, and total deposits rose 11% to $6.52 billion.
The quarter included a $16.4 million pre-tax gain on the sale of the commercial insurance premium finance business and a nearly offsetting $15.7 million pre-tax loss on the sale of securities. Provision for credit losses increased to $18.7 million, with net charge-offs of $16.3 million, and the allowance for credit losses totaled $74.3 million. Shareholders' equity declined to $757.6 million from $822.2 million. Management disclosed a material weakness in internal control over financial reporting and is pursuing remediation under Audit Committee oversight.