Welcome to our dedicated page for Cb Financl Srvcs SEC filings (Ticker: CBFV), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
CB Financial Services, Inc. filings document the public-company disclosures of a Pennsylvania bank holding company and its Community Bank subsidiary. Recent 8-K reports furnish quarterly and annual financial results, cash dividend declarations, investor presentations under Regulation FD, balance sheet actions involving available-for-sale investment securities, and common stock repurchase authorization.
The company’s proxy and governance filings cover annual meeting matters, board composition, committee service, executive compensation, officer appointments, change-in-control arrangements, and bylaw amendments. Its regulatory record also identifies incorporation and reporting status matters, capital actions, and other material events relevant to a community banking issuer.
CB Financial Services, Inc. reported the results of its annual stockholder meeting held on May 20, 2026. Stockholders elected directors Mark E. Fox, John J. LaCarte and David F. Pollock, with each nominee receiving over 2.3 million votes in favor and broker non-votes of 1,075,030.
Stockholders ratified the appointment of Forvis Mazars, LLP as independent registered public accounting firm for the fiscal year ending December 31, 2026, with 4,082,439 votes for and minimal opposition. The advisory vote approved executive compensation, and stockholders expressed a preference for an annual advisory say-on-pay vote.
Based on this preference, the Company will include a non-binding advisory vote on executive compensation in its proxy materials every year until the next required frequency vote at the 2032 annual meeting.
CB Financial Services Inc reports a 13G filing showing a 5.0% passive stake. AllianceBernstein L.P. reports beneficial ownership of 253,883 shares of Common Stock as of 03/31/2026, held in discretionary client accounts and reported on a Schedule 13G. The filing is signed on 05/15/2026.
The filing notes sole voting and dispositive power over the reported shares. AllianceBernstein states it is majority owned by Equitable Holdings, Inc. but operates under independent management and reports ownership separately.
CB Financial Services, Inc. reported much stronger quarterly results. For the three months ended March 31, 2026, net income rose to $3.9 million from $1.9 million a year earlier, with diluted earnings per share increasing to $0.73 from $0.35. Net interest and dividend income grew to $13.9 million, and the GAAP net interest margin improved to 3.83%, reflecting higher yields on loans and securities and lower funding costs.
Total assets reached $1.58 billion, loans were $1.16 billion, and deposits were $1.38 billion. Credit quality improved, as nonperforming loans fell to $3.3 million, or 0.29% of total loans, while the allowance for credit losses was $10.3 million, or 0.89% of loans. The company also disclosed a material internal incident involving disclosure of non‑public customer information via an unauthorized AI application but does not expect a material impact on its consolidated financial condition or results of operations.
CB Financial Services, Inc. reported a material cybersecurity incident at its subsidiary Community Bank involving improper handling of non‑public customer data through an unauthorized artificial intelligence-based software application. The issue was discovered on May 5, 2026 and deemed material on May 7, 2026.
The incident did not disrupt banking operations, customer access, payment systems, or core technology infrastructure. However, exposed data includes customer names, social security numbers and dates of birth. The company is investigating the scope and root cause with external cybersecurity advisors and notifying affected customers in line with federal and state requirements.
CB Financial Services is working with banking and financial regulators and has taken containment and remediation steps, including strengthening controls and monitoring. As of this disclosure, the company states the incident has not had, and is not expected to have, a material impact on its consolidated financial condition or results of operations.
BlackRock, Inc. amended a Schedule 13G to report beneficial ownership of 253,106 shares of CB FINANCIAL SERVICES INC common stock, equal to 4.98% of the class as stated on the cover date 03/31/2026. The amendment reflects holdings allocated to Reporting Business Units of BlackRock and reiterates that the position is five percent or less of the class.
The filing lists sole voting power of 249,157 shares and sole dispositive power of 253,106, and is signed by Spencer Fleming as Managing Director on 04/27/2026.
CB Financial Services, Inc. reported solid first quarter 2026 results with GAAP net income of $3.9 million and diluted earnings per share of $0.73. Adjusted diluted earnings per share were $0.72, reflecting stable core profitability.
Net interest and dividend income rose to $13.9 million, and net interest margin improved to 3.83%, driven by a lower cost of funds as the deposit mix shifted toward core relationships and new Specialty Treasury clients. Total assets reached $1.58 billion, deposits were $1.38 billion, and asset quality remained strong with nonperforming loans at 0.29% of total loans.
The board declared a quarterly cash dividend of $0.28 per share, payable on or about May 29, 2026, to stockholders of record on May 15, 2026, up from $0.26 in late 2025. Capital ratios stayed comfortably above regulatory thresholds, including a Tier 1 leverage ratio of 10.34%.
CB Financial Services, Inc. is asking stockholders to vote at its 2026 annual meeting on electing three directors for three-year terms, ratifying Forvis Mazars, LLP as independent auditor for the year ending December 31, 2026, and approving executive pay and how often future advisory pay votes should occur.
Stockholders of record on March 27, 2026, when 5,072,183 common shares were outstanding, may vote by mail, Internet, phone or in person. Directors and officers as a group beneficially own 516,570 shares, or 10.2% of the stock. The Board recommends voting for all proposals, including holding the say-on-pay vote every year.
The filing details board committee responsibilities, director and executive biographies, director compensation, and 2025 pay for top executives, including total compensation of $753,865 for the CEO. It also discloses 2025 audit and audit-related fees to Forvis Mazars of $338,100 and explains the company’s equity and incentive plans.
CB Financial Services, Inc., parent of Community Bank, reports a community banking franchise with total assets of $1.55 billion, liabilities of $1.39 billion and stockholders’ equity of $157.5 million at December 31, 2025. The bank operates primarily in southwestern Pennsylvania and northern West Virginia, offering residential, commercial real estate, commercial and industrial, consumer, and municipal loans funded mainly by local deposits and access to FHLB and other borrowing lines.
Total loans rose to $1.16 billion, up 6.4% from year-end 2024, with commercial real estate at $552.2 million (47.5% of loans) and residential real estate at $329.2 million (28.3%). The company has been reshaping its business mix, including the sale of its insurance subsidiary Exchange Underwriters for $30.5 million cash plus earn-outs, generating a pre-tax gain of $24.6 million and additional earn-out gains in 2024 and 2025. Management emphasizes conservative underwriting, strong asset quality, cost efficiency, digital expansion and disciplined growth in the Pittsburgh region, while highlighting risks from real estate concentrations, commercial lending, interest rate volatility and credit losses.
CB Financial Services, Inc. Chief Credit Officer Stephen Cobain reported option exercises and related share sales. On March 5, 2026, he exercised stock options in a transaction coded “M,” acquiring 1,792 shares of common stock at $22.12 per share through derivative exercise.
On the same date, Cobain executed multiple open-market sales coded “S,” selling a total of 1,792 common shares at prices ranging from about $34.51 to $35.08 per share. After these transactions, he directly owned 4,313 shares of CB Financial common stock. Footnotes indicate that portions of his holdings include restricted stock and stock options that vest at a rate of 20% per year beginning on various dates between November 30, 2023 and February 16, 2027.