Every 8-K that Commercial Bancgroup, Inc. (CBK) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow CBK and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full CBK filings page.
Commercial Bancgroup, Inc. reported second-quarter 2026 net income of $10.2 million, or $0.75 per common share, up from $8.9 million, or $0.73 per share, in the second quarter of 2025. Core net income was also $10.2 million, or $0.75 per share. Pre-tax income reached $12.9 million, an increase of $1.3 million, or 11.6%, driven by a $1.1 million (5.3%) rise in net interest income after provision for credit losses and a $0.4 million (19.2%) increase in noninterest income, partially offset by modestly higher noninterest expenses.
Total assets were $2.4 billion as of June 30, 2026, with loans of $1.9 billion, up $149.0 million, or 8.3%, from June 30, 2025. Deposits were $1.9 billion, including $428.4 million of noninterest-bearing demand deposits. Asset quality remained solid, with nonperforming assets at 0.31% of total assets and the allowance for credit losses at 0.96% of total loans. Profitability metrics included return on average assets of 1.78%, return on average tangible common equity of 14.26%, net interest margin of 4.06%, and an efficiency ratio of 44.99%, while regulatory capital ratios comfortably exceeded well-capitalized thresholds.
The board of directors declared a quarterly cash dividend of $0.12 per share, payable on September 30, 2026 to shareholders of record on September 15, 2026.
Commercial Bancgroup, Inc. reported solid first quarter 2026 results while initiating capital returns to shareholders. Net income was $9.5 million, or $0.70 per diluted share, compared with $8.7 million, or $0.72 per share, a year earlier. Core net income rose to $10.0 million, or $0.73 per share.
Total assets were $2.3 billion. Total net loans reached $1.9 billion, up 5.4% from March 31, 2025, while total deposits were $1.9 billion, reflecting a $103.8 million reduction in brokered deposits to $41.5 million and higher non-brokered balances. Net interest margin was 3.88%, up from 3.63% a year earlier, with a return on average assets of 1.66% and return on average equity of 13.22%.
Asset quality remained strong, with nonperforming assets at 0.28% of total assets, an allowance for credit losses of 0.97% of loans, and net charge-offs of 0.01% of average loans. Regulatory capital was robust, including a total risk-based capital ratio of 15.68%, common equity Tier 1 ratio of 14.73%, and tangible common equity to tangible assets of 12.18%.
The board declared a quarterly cash dividend of $0.10 per share, payable on June 30, 2026 to shareholders of record on June 15, 2026, and authorized a new stock repurchase program for up to $10 million of common stock through April 30, 2027. At the 2026 annual meeting, shareholders elected three directors to new terms and ratified the appointment of Mauldin & Jenkins, LLC as independent auditor.
Commercial Bancgroup, Inc. announced that its board of directors declared a quarterly cash dividend of $0.10 per share on its common stock. The dividend will be paid on March 31, 2026 to shareholders who are on record at the close of business on March 15, 2026. The company also issued a press release providing this dividend information.
Commercial Bancgroup, Inc. furnished an update on its performance by announcing financial results for the fourth quarter and fiscal year ended December 31, 2025. The company released these results through a press release and an investor presentation, both dated January 26, 2026.
The press release is included as Exhibit 99.1 and the investor presentation as Exhibit 99.2, and both are incorporated by reference into this current report. The materials are also available in the Investors section of the company’s website, though the website information itself is not deemed part of this report. The earnings information and related exhibits are being furnished under Item 2.02 and are not treated as filed for liability purposes under the Exchange Act.