CBNK furnishes Q3 2025 results; declares $0.12 cash dividend

Rhea-AI Filing Summary

Capital Bancorp, Inc. (CBNK) furnished third‑quarter results via a press release and investor presentation covering the three and nine months ended September 30, 2025. These materials were provided under Item 2.02 and, along with the exhibits, are furnished—not deemed filed—under the Exchange Act.

The Board declared a cash dividend of $0.12 per share, payable on November 26, 2025 to stockholders of record on November 10, 2025. Related exhibits include the October 27, 2025 press release (Exhibit 99.1) and the September 2025 investor presentation (Exhibit 99.2).

8-K Event Classification

3 items: 2.02, 8.01, 9.01

3 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 8.01 Other Events Other

Voluntary disclosure of events the company deems important to shareholders but not covered by other items.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

October 27, 2025false000141953600014195362025-10-272025-10-27

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): October 27, 2025

CAPITAL BANCORP, INC.

(Exact name of registrant as specified in its charter)

Maryland			001-38671			52-2083046
(State or other jurisdiction of incorporation or organization)			(Commission file number)			(IRS Employer Identification No.)

2275 Research Boulevard, Suite 600, Rockville, Maryland 20850

(Address of principal executive offices) (Zip Code)

(301) 468-8848

Registrant’s telephone number, including area code

Not Applicable

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligations of the registrant under any of the following provisions:

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Securities registered pursuant to Section 12(b) of the Act:

Title of Each Class			Trading Symbol			Name of Each Exchange on Which Registered
Common Stock, par value $0.01 per share			CBNK			NASDAQ Stock Market

Item 2.02 Results of Operations and Financial Disclosure

On October 27, 2025, Capital Bancorp, Inc. (the “Company”) issued a press release announcing the Company’s unaudited financial results for the three and nine months ended September 30, 2025. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K and hereby incorporated by reference. A presentation regarding the Company's financial results for the three and nine months ended September 30, 2025 is furnished as Exhibit 99.2 and incorporated herein by reference.

The information furnished under Item 2.02 and Item 9.01 of this Current Report on Form 8-K, including Exhibit 99.1 and Exhibit 99.2 to this Current Report on Form 8-K, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to liabilities under that Section, nor shall it be deemed incorporated by reference in any registration statement or other filings of the Company under the Securities Act of 1933, as amended, except as shall be set forth by specific reference in such filing.

Item 8.01. Other Events

On October 24, 2025, the Company's Board of Directors declared a $0.12 per share dividend, payable on November 26, 2025 to stockholders of record on November 10, 2025.

Item 9.01. Financial Statements and Exhibits

(d) Exhibits

99.1			Press Release, dated October 27, 2025.
99.2			Investor Presentation September 2025.
104			Cover Page Interactive Data File (embedded within the Inline XBRL document)

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			CAPITAL BANCORP, INC.
Date: October 27, 2025			By: /s/ Dominic C. Canuso
			Name: Dominic C. Canuso
			Title: Chief Financial Officer

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FAQ

What did Capital Bancorp (CBNK) announce in this 8-K?

The company furnished unaudited financial results for the quarter and nine months ended September 30, 2025, and disclosed a quarterly dividend.

What is the amount and timing of CBNK’s dividend?

The Board declared a $0.12 per share dividend, payable on November 26, 2025 to stockholders of record on November 10, 2025.

Are the earnings materials considered filed or furnished?

They are furnished, not filed, and therefore are not subject to Section 18 liabilities, except as specifically incorporated by reference.

Which exhibits accompany the announcement?

Exhibit 99.1 is the October 27, 2025 press release; Exhibit 99.2 is the September 2025 investor presentation.

What period do the results cover for CBNK?

The results cover the three and nine months ended September 30, 2025.

What is CBNK’s stock exchange and ticker?

Common stock trades on the NASDAQ Stock Market under ticker CBNK.