CCB files 8-K, furnishes investor deck as Exhibit 99.1

Rhea-AI Filing Summary

Coastal Financial Corporation (CCB) filed an 8-K announcing that it has made available investor presentation slides for upcoming investor meetings. The materials are posted on the company’s website and are furnished as Exhibit 99.1 under Item 7.01 (Regulation FD). The company states the materials are furnished, not filed, which means they are not subject to Section 18 liability of the Exchange Act and are not incorporated by reference into other filings unless expressly stated.

Coastal Financial’s common stock trades on the Nasdaq under the symbol CCB. The investor presentation is intended to support outreach to investors and provide the latest corporate information through a standardized slide deck.

8-K Event Classification

2 items: 7.01, 9.01

2 items

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

0001437958FALSE00014379582025-10-292025-10-29

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, DC 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):  October 29, 2025

COASTAL FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)

Washington

001-38589

56-2392007

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

5415 Evergreen Way, Everett, Washington 98203

(Address of principal executive offices, including zip code)

Registrant’s telephone number, including area code:  (425) 257-9000

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common stock, no par value per share			CCB			The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company   ⃞

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.   ⃞

Item 7.01    Regulation FD Disclosures

On October 29, 2025 Coastal Financial Corporation (the “Company”) made available the slides for a presentation that the Company will utilize in connection with investor meetings which can be found on the Company’s website (the “Presentation Materials”). The Presentation Materials are furnished as Exhibit 99.1 and are incorporated by reference in this Item 9.01. The Presentation Materials provided in Item 7.01 of this report, including Exhibit 99.1, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liabilities under that Section. The information provided in Item 9.01 of this report shall not be deemed incorporated by reference into any filings the Company has made or may make under the Securities Act of 1933, as amended, or the Exchange Act, except as otherwise expressly stated in such filing.

Item 9.01    Financial Statements and Exhibits

Exhibits

Number						Description
99.1						Investor Presentation, dated October 29, 2025
104						Cover Page Interactive Data File (Embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			COASTAL FINANCIAL CORPORATION
Date: October 29, 2025			By:			/s/ Brandon J. Soto
						Brandon J. Soto
						Executive Vice President and Chief Financial Officer

FAQ

What did Coastal Financial (CCB) disclose in its 8-K?

It made available investor presentation slides for investor meetings, furnished as Exhibit 99.1 under Item 7.01 (Reg FD).

Where can I find Coastal Financial’s new investor presentation?

The slides are available on the Company’s website and are furnished as Exhibit 99.1 to the 8-K.

Are the presentation materials considered 'filed' with the SEC?

No. They are furnished, not filed, and are not subject to Section 18 liability, nor incorporated by reference unless expressly stated.

What is the exhibit number for the investor presentation for CCB?

The investor presentation is furnished as Exhibit 99.1.

What exchange does Coastal Financial (CCB) trade on?

Its common stock trades on The Nasdaq Stock Market LLC under the symbol CCB.

What is the purpose of the presentation materials?

They are slides the company will use in connection with investor meetings.