Coastal Financial (CCB) director reports 300-share open-market stock sale

Rhea-AI Filing Summary

COASTAL FINANCIAL CORP director Lane Thomas D reported a small open-market sale of 300 shares of Common Stock at $72.60 per share. The transaction was made in an indirect account labeled "Child (2)", which now holds zero shares after the sale.

Separate from this, Lane Thomas D continues to hold 83,832 shares directly, 54,280 shares through blind trust accounts, and 110 shares indirectly for a child, showing that the reported sale represents only a minor portion of his overall reported holdings.

Insider Trade Summary

Net Seller: 300 shares ($21,780)

Net Sell 4 txns

Insider Lane Thomas D

Role null

Sold 300 shs ($22K)

Type	Security	Shares	Price	Value
Sale	Common Stock	300	$72.60	$22K
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 0 shares (Indirect, Child (2)); Common Stock — 83,832 shares (Direct, null)

Footnotes (1)

Key Figures

Shares sold: 300 shares Sale price: $72.60 per share Direct holdings after filing: 83,832 shares +3 more

6 metrics

Shares sold 300 shares Open-market sale of common stock

Sale price $72.60 per share Price for 300-share sale

Direct holdings after filing 83,832 shares Common Stock held directly

Blind trust holdings 54,280 shares Common Stock held in blind trust accounts

Child indirect holdings 110 shares Common Stock held indirectly for a child

Child (2) holdings after sale 0 shares Account labeled "Child (2)" following 300-share sale

Key Terms

open-market sale, blind trust accounts, indirect ownership, Common Stock

4 terms

open-market sale financial

"transaction_action": "open-market sale""

An open-market sale is when a shareholder sells existing shares directly on a public exchange to any willing buyer, rather than through a private deal. Think of it like putting goods on a busy market stall where price is set by supply and demand; for investors it matters because such sales increase available supply, can put short-term downward pressure on the stock price, and signal changes in liquidity or investor confidence.

blind trust accounts financial

"nature_of_ownership": "Blind trust accounts""

indirect ownership financial

"direct_or_indirect": "I", "ownership_type": "indirect""

Common Stock financial

"security_title": "Common Stock""

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Lane Thomas D

(Last) (First) (Middle)

C/O 5415 EVERGREEN WAY

(Street)

EVERETT WASHINGTON 98203

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
COASTAL FINANCIAL CORP [ CCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/08/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/08/2026		S		300	D	$72.6	0	I	Child (2)
Common Stock								110	I	Child
Common Stock								54,280	I	Blind trust accounts
Common Stock								83,832	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	/s/ Melisa Nelson, as Attorney-in-fact	05/11/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did CCB director Lane Thomas D report?

Lane Thomas D reported selling 300 shares of COASTAL FINANCIAL CORP common stock at $72.60 per share. The sale came from an indirect account described as “Child (2),” which now holds no shares after the transaction, according to the Form 4 data.

Was the CCB insider sale an open-market transaction?

Yes, the 300-share transaction was reported as an open-market sale at $72.60 per share. The filing classifies it as a non-derivative transaction in common stock, with the transaction action described as an open-market sale.

How many CCB shares does Lane Thomas D hold directly after this filing?

After the reported transactions, Lane Thomas D holds 83,832 shares of COASTAL FINANCIAL CORP common stock directly. This direct position is separate from his indirect holdings through blind trust accounts and a child’s account described in the Form 4.

What indirect CCB holdings does Lane Thomas D report in blind trust accounts?

The Form 4 shows 54,280 shares of COASTAL FINANCIAL CORP common stock held indirectly in blind trust accounts. These shares are listed separately from his direct ownership and other indirect holdings such as a child’s account.

Did the CCB insider retain other indirect holdings after selling 300 shares?

Yes, besides the 300-share sale from the “Child (2)” account, Lane Thomas D still reports 110 shares held indirectly for a child and 54,280 shares indirectly through blind trust accounts, according to the ownership entries in the Form 4.

Does the Form 4 show any CCB option exercises or derivative transactions?

No, the Form 4 data shows no derivative exercises or option-related trades. The derivative summary is empty, and all reported positions relate to common stock, with the only transaction being a 300-share open-market sale.