Insider buy: Coastal Financial Corp (CCB) chair purchases 290 shares

Rhea-AI Filing Summary

Coastal Financial Corp Executive Chair and director Christopher D. Adams purchased 290 shares of common stock on August 7, 2026 at $45.15 per share, increasing his direct holdings to 30,407 shares, including 1,754 restricted shares that vest one day before the 2027 Annual Shareholder Meeting. This purchase was not made under a Rule 10b5-1 trading plan.

Insider Trade Summary

Net Buyer: 290 shares

Net Buy 1 txn

Insider Adams Christopher D

Role Executive Chair

Bought 290 shs ($13K)

Type	Security	Shares	Price	Value
Purchase	Common Stock F1	290	$45.15	$13K

Holdings After Transaction: Common Stock — 30,407 shares (Direct)

Footnotes (1)

1. F1. Includes restricted stock granted pursuant to the Coastal Financial Corporation 2018 Omnibus Incentive Plan which vests as follows: 1,754 shares of common stock vest one day prior to the issuer's 2027 Annual Shareholder Meeting.

Key Figures

Shares purchased: 290 shares Purchase price per share: $45.15 Total shares owned after transaction: 30,407 shares +1 more

4 metrics

Shares purchased 290 shares Common Stock bought on August 7, 2026

Purchase price per share $45.15 Price paid for each share of Common Stock

Total shares owned after transaction 30,407 shares Direct holdings of Christopher D. Adams following the purchase

Restricted shares included in holdings 1,754 shares Restricted stock vesting one day prior to the 2027 Annual Shareholder Meeting

Key Terms

restricted stock, 2018 Omnibus Incentive Plan, Annual Shareholder Meeting

3 terms

restricted stock financial

"Includes restricted stock granted pursuant to the Coastal Financial Corporation 2018 Omnibus Incentive"

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

2018 Omnibus Incentive Plan financial

"granted pursuant to the Coastal Financial Corporation 2018 Omnibus Incentive Plan which vests as follows"

Annual Shareholder Meeting financial

"1,754 shares of common stock vest one day prior to the issuer's 2027 Annual Shareholder Meeting."

A yearly gathering where a company’s owners (shareholders) and its leaders meet to review performance, approve key decisions like electing directors, and vote on issues such as executive pay or major policy changes. Think of it as an annual town hall for people who own part of the business: investors use it to ask questions, influence direction through votes, and gauge management’s plans and transparency, all of which can affect the stock’s outlook.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 08/07/2026 - 07:33 PM Accepted by SEC EDGAR 08/07/2026 - 07:32 PM Learn about SEC filing dates

FAQ

What insider purchase did Coastal Financial Corp (CCB) disclose?

Coastal Financial Corp reported that Executive Chair Christopher D. Adams purchased 290 shares of common stock on August 7, 2026 at $45.15 per share. This open-market or private transaction classification increased his direct ownership stake in the company as reflected in the Form 4 filing.

How many Coastal Financial Corp (CCB) shares does Christopher D. Adams own after the trade?

After the reported purchase, Christopher D. Adams directly owns 30,407 shares of Coastal Financial Corp common stock. This amount includes both unrestricted and restricted stock granted under the company’s 2018 Omnibus Incentive Plan, as detailed in the Form 4 footnote.

Were the Coastal Financial Corp (CCB) shares bought under a Rule 10b5-1 trading plan?

No. The Form 4 indicates the Rule 10b5-1 checkbox is unchecked, meaning the 290-share purchase by Christopher D. Adams was not executed under a pre-arranged Rule 10b5-1 trading plan. The transaction is therefore reported as a discretionary trade.

What restricted stock is included in Christopher D. Adams’ Coastal Financial Corp (CCB) holdings?

The post-transaction holdings include 1,754 shares of restricted stock granted under the Coastal Financial Corporation 2018 Omnibus Incentive Plan. These restricted shares are scheduled to vest one day prior to the issuer’s 2027 Annual Shareholder Meeting, according to the footnote.

What is Christopher D. Adams’ role at Coastal Financial Corp (CCB)?

The reporting person, Christopher D. Adams, is identified as both a director and an officer of Coastal Financial Corp, serving as Executive Chair. His senior leadership role makes his equity ownership and purchases particularly relevant to shareholders monitoring insider activity.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Adams Christopher D

(Last) (First) (Middle)

C/O 5415 EVERGREEN WAY

(Street)

EVERETT WASHINGTON 98203

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
COASTAL FINANCIAL CORP [ CCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Chair

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/07/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/07/2026		P		290	A	$45.15	30,407(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes restricted stock granted pursuant to the Coastal Financial Corporation 2018 Omnibus Incentive Plan which vests as follows: 1,754 shares of common stock vest one day prior to the issuer's 2027 Annual Shareholder Meeting.

Remarks:

	/s/ Leilani McKernan, as Attorney-in-fact	08/07/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)