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Muncy Columbia Financial (CCFN) sets $0.155 quarterly cash dividend for Q3 2026

(High)
(Neutral)
Form Type
8-K

Rhea-AI Filing Summary

Muncy Columbia Financial Corporation declared a regular quarterly cash dividend for shareholders. On August 11, 2026, the Board of Directors approved a dividend of $0.155 per share for the third quarter of 2026. The dividend is payable on September 10, 2026 to shareholders of record as of August 25, 2026.

Muncy Columbia Financial Corporation is a registered financial holding company based in Bloomsburg, Pennsylvania. Through its subsidiary Journey Bank, it serves customers across several Pennsylvania counties via 22 banking offices. The company also includes a standard caution that its forward-looking statements are subject to various economic, credit, interest rate, regulatory, and operational risks.

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Item 8.01 Other Events Other
Voluntary disclosure of events the company deems important to shareholders but not covered by other items.
Item 9.01 Financial Statements and Exhibits Exhibits
Financial statements, pro forma financial information, and exhibit attachments filed with this report.
Quarterly dividend per share $0.155 per share Regular quarterly cash dividend for the third quarter of 2026
Dividend payment date September 10, 2026 Date on which the Q3 2026 dividend will be paid
Dividend record date August 25, 2026 Shareholders of record on this date receive the Q3 2026 dividend
Trading symbol CCFN OTCQX trading symbol for Muncy Columbia Financial Corporation
Banking offices 22 Number of Journey Bank offices serving Pennsylvania counties
regular quarterly cash dividend financial
"the Board of Directors declared a regular quarterly cash dividend of $0.155 per share"
A regular quarterly cash dividend is a set amount of money that a company pays to its shareholders four times a year, usually every three months. It provides investors with a steady income stream and signals that the company is generating consistent profits. For investors, receiving these payments can be a reliable way to earn returns and assess the company's financial stability.
financial holding company financial
"Muncy Columbia Financial Corporation ("MCFC") is a registered financial holding company"
A financial holding company is a parent firm that owns and oversees banks and other financial businesses, such as lending, insurance, or investment services. It matters to investors because it bundles several money-making activities under one roof—like a parent managing several children—so returns, risks, and regulatory rules for banking apply to the whole group; trouble in one unit can affect the company’s profits, capital needs, and dividends.
allowance for credit loss financial
"our ability to maintain an adequate level of allowance for credit loss on loans"
An allowance for credit loss is a reserve a lender records on its balance sheet to cover loans or receivables it expects it won’t fully collect, similar to setting money aside in a rainy-day fund for bills that might not be paid. It matters to investors because larger allowances reduce reported profits and available capital, signaling higher credit risk and affecting valuations, capital adequacy and future earnings expectations.
liquidity risk financial
"our ability to successfully manage liquidity risk"
Liquidity risk is the chance that an investor or company cannot quickly buy or sell an asset or raise cash without substantially affecting its price. Like trying to sell a specialty item in a quiet market and having to steeply cut the price, this risk matters because it can force losses, delay payments or investments, or make short-term funding much more expensive. Investors assess it to know how easily holdings can be turned into cash when needed.
forward-looking statements regulatory
"This press release contains forward-looking statements as defined in the Private Securities Litigation Reform Act"
Forward-looking statements are predictions or plans that companies share about what they expect to happen in the future, like estimating sales or profits. They matter because they help investors understand a company's outlook, but since they are based on guesses and assumptions, they can sometimes be wrong.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What dividend did Muncy Columbia Financial Corporation (CCFN) declare for Q3 2026?

Muncy Columbia Financial Corporation declared a regular quarterly cash dividend of $0.155 per share for the third quarter of 2026. This dividend was approved by the Board of Directors on August 11, 2026.

What are the record date and payment date for CCFN’s $0.155 dividend?

The record date is August 25, 2026, and the payment date is September 10, 2026. Shareholders of record on August 25, 2026 will be eligible to receive the $0.155 per share dividend.

How often does Muncy Columbia Financial Corporation (CCFN) pay this type of dividend?

The company’s Board declared this as a regular quarterly cash dividend of $0.155 per share for the third quarter of 2026. The filing describes it as quarterly but does not provide a longer historical pattern in this document.

What is Muncy Columbia Financial Corporation (CCFN) and where is it based?

Muncy Columbia Financial Corporation is a registered financial holding company headquartered in Bloomsburg, Pennsylvania. It operates Journey Bank, serving multiple Pennsylvania counties through 22 banking offices.

On which market is Muncy Columbia Financial Corporation (CCFN) traded?

Muncy Columbia Financial Corporation is quoted on the OTCQX market under the trading symbol CCFN. The filing lists no securities registered under Section 12(b) of the Exchange Act.

What risks does Muncy Columbia Financial Corporation (CCFN) highlight in its forward-looking statements?

The company notes risks including changes in economic trends and interest rates, credit risk, allowance for credit losses, competition, liquidity risk, deposit concentration, and regulatory and capital requirements, among others referenced in its SEC risk factor disclosures.
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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

 

FORM 8-K

 

Current Report

Pursuant to Section 13 or 15(d) of

the Securities Exchange Act of 1934

 

August 11, 2026

Date of Report (Date of earliest event reported)

 

MUNCY COLUMBIA FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)

 

Pennsylvania 000-19028 23-2254643

(State or other jurisdiction of

incorporation)

(Commission

File Number)

(I.R.S. Employer

Identification No.)

 

1199 Lightstreet Road

Bloomsburg, PA 17815

(Address of principal executive offices)

 

570-784-4400

(Registrant’s telephone number, including area code)

 

N/A

(Former name or former address, if changed since last report.)

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

 

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

 

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

 

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

 

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4 (c))

 

Securities registered pursuant to Section 12(b) of the Exchange Act:

 

Title of each class Trading Symbol(s) Name of each exchange on which registered
None None None

 

Indicated by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR 230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR 240.12b-2)

 

If an emerging growth company, indicate by check mark if registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act

 

 

 

ITEM 8.01 OTHER EVENTS

 

On August 11, 2026, Muncy Columbia Financial Corporation issued a press release titled “Muncy Columbia Financial Corporation Declares Dividend” attached as Exhibit 99.1 to this Current Report on Form 8-K and incorporated herein by reference.

 

ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS

 

(a) Not applicable

(b) Not applicable

(c) Not applicable

(d) Exhibits

 

Exhibit Number Description
   
99.1 Press Release issued by Muncy Columbia Financial Corporation on August 11, 2026 titled “Muncy Columbia Financial Corporation Declares Dividend”
   
104 Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)

 

 

SIGNATURE

 

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

Date:     August 11, 2026 Muncy Columbia Financial Corporation
     
     
  By: /s/ Joseph K. O’Neill, Jr.
  Name: Joseph K. O’Neill, Jr.
  Title: Executive Vice President and Chief Financial Officer

 

 

 

 

Exhibit 99.1

Press Release – For Immediate Release

August 11, 2026

Muncy Columbia Financial Corporation Declares Dividend

 

Bloomsburg, PA – Muncy Columbia Financial Corporation (“Corporation”) (OTCQX: CCFN), parent company of Journey Bank (“Bank”), announced that on August 11, 2026, the Corporation’s Board of Directors declared a regular quarterly cash dividend.

 

Dividend Declared

 

On August 11, 2026, the Corporation’s Board of Directors declared a regular quarterly cash dividend of $0.155 per share for the third quarter of 2026. The dividend is payable on September 10, 2026, to shareholders of record as of August 25, 2026.

 

About Muncy Columbia Financial Corporation

 

Muncy Columbia Financial Corporation ("MCFC") is a registered financial holding company headquartered in Bloomsburg, Pennsylvania. MCFC has one subsidiary bank, Journey Bank, serving individuals, families, nonprofits and business clients throughout Clinton, Columbia, Luzerne, Lycoming, Montour, Northumberland and Sullivan Counties through 22 banking offices.

 

Cautionary Note Regarding Forward Looking Statements

 

This press release contains forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995. Forward-looking statements are not statements of current or historical fact and involve substantial risks and uncertainties. Words such as “anticipates,” “believes,” “estimates,” “expects,” “forecasts,” “intends,” “plans,” “projects,” “may,” “will,” “should,” and other similar expressions can be used to identify forward-looking statements. Such statements are subject to factors that could cause actual results to differ materially from anticipated results. Among the risks and uncertainties that could cause actual results to differ from those described in the forward-looking statements include, but are not limited to the following: changes in general economic trends, including inflation and changes in interest rates; our ability to manage credit risk; our ability to maintain an adequate level of allowance for credit loss on loans; increased competition; changes in consumer demand for financial services; our ability to control costs and expenses; fluctuations in the values of securities held in our securities portfolio, including as a result of changes in interest rates; our ability to successfully manage liquidity risk; adverse developments in borrower industries and, in particular, declines in real estate values; the concentration of large deposits from certain customers who have balances above current FDIC insurance limits; changes in and compliance with federal and state laws that regulate our business and capital levels; our ability to raise capital as needed; and any other risks described in the “Risk Factors” sections of reports filed by the Corporation with the Securities and Exchange Commission. We do not undertake, and specifically disclaim, any obligation to publicly revise any forward-looking statements to reflect the occurrence of anticipated or unanticipated events or circumstances after the date of such statements, except as required by law. Accordingly, you should not place undue reliance on forward-looking statements.

 

 

 

Filing Exhibits & Attachments

4 documents