Muncy Columbia (CCFN) shares Q4 2025 earnings press release in 8-K

Rhea-AI Filing Summary

Muncy Columbia Financial Corporation filed a current report to note that its President and CEO, Lance O. Diehl, announced the company’s consolidated financial results for the fourth quarter of 2025. The company issued a press release titled “Muncy Columbia Financial Corporation Announces Fourth Quarter 2025 Earnings,” which is included as Exhibit 99.1 and incorporated by reference.

The report itself does not detail specific revenue, profit, or balance sheet figures, but formally directs investors to the accompanying press release for the full fourth-quarter 2025 earnings information.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

Current Report

Pursuant to Section 13 or 15(d) of

the Securities Exchange Act of 1934

January 21, 2026

Date of Report (Date of earliest event reported)

MUNCY COLUMBIA FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)

Pennsylvania	000-19028	23-2254643
(State or other jurisdiction of incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)

1199 Lightstreet Road

Bloomsburg, PA 17815

(Address of principal executive offices)

570-784-4400

(Registrant’s telephone number, including area code)

N/A

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4 (c))

Securities registered pursuant to Section 12(b) of the Exchange Act:

Title of each class	Trading Symbol(s)	Name of each exchange on which registered
None	None	None

Indicated by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR 230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR 240.12b-2) ☐

If an emerging growth company, indicate by check mark if registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act ☐

ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION

Lance O. Diehl, President and Chief Executive Officer, announced the consolidated financial results for Muncy Columbia Financial Corporation for the fourth quarter 2025. On January 21, 2026, Muncy Columbia Financial Corporation issued a press release titled “Muncy Columbia Financial Corporation Announces Fourth Quarter 2025 Earnings” attached as Exhibit 99.1 to this Current Report on Form 8-K and incorporated herein by reference.

ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS

(a) Not applicable

(b) Not applicable

(c) Not applicable

(d) Exhibits.

Exhibit Number	Description
99.1	Press Release issued by Muncy Columbia Financial Corporation on January 21, 2026 titled “Muncy Columbia Financial Corporation Announces Fourth Quarter 2025 Earnings”
104	Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

Date:     January 21, 2026	Muncy Columbia Financial Corporation
	By:	/s/ Joseph K. O’Neill, Jr.
	Name:	Joseph K. O’Neill, Jr.
	Title:	Executive Vice President and Chief Financial Officer

FAQ

What did Muncy Columbia Financial Corporation (CCFN) disclose in this 8-K?

The company disclosed that its President and CEO, Lance O. Diehl, announced consolidated financial results for the fourth quarter of 2025 and that a detailed earnings press release is attached as Exhibit 99.1.

Where can investors find Muncy Columbia Financial Corporation’s Q4 2025 earnings details?

Investors can find the full fourth quarter 2025 earnings details in the press release titled “Muncy Columbia Financial Corporation Announces Fourth Quarter 2025 Earnings,” which is attached to the report as Exhibit 99.1.

Who announced the Q4 2025 results for Muncy Columbia Financial Corporation (CCFN)?

Lance O. Diehl, the company’s President and Chief Executive Officer, announced the consolidated financial results for the fourth quarter of 2025.

Does this Muncy Columbia Financial Corporation (CCFN) filing include specific financial figures?

This filing references the announcement of fourth quarter 2025 results but does not include specific figures; those are contained in the attached Exhibit 99.1 press release.

What exhibits are attached to this Muncy Columbia Financial Corporation (CCFN) 8-K?

The filing includes Exhibit 99.1, the press release announcing fourth quarter 2025 earnings, and Exhibit 104, the cover page interactive data file in Inline XBRL format.

Who signed the Muncy Columbia Financial Corporation (CCFN) 8-K report?

The report was signed on behalf of the company by Joseph K. O’Neill, Jr., Executive Vice President and Chief Financial Officer.