CCFN (MUNCY COLUMBIA FINANCIAL) EVP Loni Kline reports 0 common shares on Form 3

Rhea-AI Filing Summary

MUNCY COLUMBIA FINANCIAL Corp executive files initial ownership report

EVP and Chief Growth Officer Loni N. Kline filed an initial Form 3 reporting beneficial ownership of the company’s common stock. The filing shows direct ownership of 0 shares of common stock following the reported holdings as of the stated date.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Kline Loni N.

Role EVP/Chief Growth Officer

Type	Security	Shares	Price	Value
holding	Common	--	--	--

Holdings After Transaction: Common — 0 shares (Direct)

Footnotes (1)

Understanding Insider Trading Forms →

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Kline Loni N.

(Last) (First) (Middle)

962 MOYERS ROAD

(Street)

BEAVERTOWN PA 17813

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
02/02/2026

3. Issuer Name and Ticker or Trading Symbol
MUNCY COLUMBIA FINANCIAL Corp [ CCFN ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP/Chief Growth Officer

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common	0	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Joseph K. O'Neill, Jr., Attorney-in-fact	02/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What does Loni N. Kline’s Form 3 filing show for MUNCY COLUMBIA FINANCIAL (CCFN)?

The Form 3 filing shows that EVP and Chief Growth Officer Loni N. Kline currently reports direct beneficial ownership of 0 shares of MUNCY COLUMBIA FINANCIAL common stock as of the reported date, establishing a baseline insider ownership position for future Form 4 or Form 5 updates.

Who is the insider in the CCFN Form 3 and what is their role?

The insider is Loni N. Kline, serving as Executive Vice President and Chief Growth Officer at MUNCY COLUMBIA FINANCIAL Corp. The Form 3 identifies her status as an officer of the company and provides her initial beneficial ownership in common stock for regulatory reporting purposes.

Does the CCFN Form 3 indicate any recent insider buying or selling activity?

The Form 3 does not report any specific buy or sell transactions. Instead, it records that Loni N. Kline holds 0 shares of MUNCY COLUMBIA FINANCIAL common stock directly after the reported holdings, functioning as an initial ownership snapshot rather than a trade disclosure.

What type of security is reported in Loni N. Kline’s Form 3 for CCFN?

The filing reports beneficial ownership related to MUNCY COLUMBIA FINANCIAL Corp’s common stock. It specifies this security class and notes that total common shares directly owned following the reported holdings are 0, which forms the starting point for future insider ownership changes.

Why is a Form 3 important for investors following CCFN insiders?

Form 3 establishes an insider’s initial beneficial ownership when they become an officer, director, or significant holder. For CCFN, Loni N. Kline’s Form 3 confirms she currently reports 0 directly owned common shares, providing a clear baseline for tracking any subsequent insider transactions.