Welcome to our dedicated page for C&F Financial SEC filings (Ticker: CFFI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for C&F Financial Corporation (NASDAQ: CFFI), a Virginia-based bank holding company and parent of C&F Bank. Through these filings, investors can review detailed information about the Corporation’s community banking, mortgage banking and consumer finance operations.
C&F Financial Corporation files current reports on Form 8-K to disclose material events. Recent 8-K filings include announcements of quarterly and annual financial results, dividend declarations and the authorization of a share repurchase program to repurchase up to a specified dollar amount of common stock over a defined period. Some 8-Ks also reference investor presentations and provide Regulation FD disclosures.
In addition to 8-Ks, the Corporation files periodic reports such as Forms 10-K and 10-Q, which contain segment-level financial statements, discussions of net interest margin, loan and deposit balances, asset quality metrics, allowance for credit losses, liquidity management and capital levels. These reports also describe non-GAAP measures, such as return on average tangible common equity, along with reconciliations to GAAP figures.
Investors interested in insider activity can review Forms 3, 4 and 5, while proxy materials on Schedule 14A provide information on governance and executive compensation. On Stock Titan, AI-powered tools summarize lengthy filings, highlight key changes and help explain complex topics such as credit loss provisions, indemnification reserves in the mortgage banking segment and funding and liquidity disclosures.
Filings are updated as they become available from EDGAR, allowing users to track CFFI’s regulatory reporting history, capital actions, segment performance and other material events disclosed through official SEC documents.
C&F Financial Corporation is asking shareholders to vote at its 2026 Annual Meeting on April 21, 2026 on three items: electing five Class III directors, an advisory approval of named executive officer compensation, and ratifying Yount, Hyde & Barbour, P.C. as independent auditor.
For 2025, the company reported net income of $27.0 million and earnings per share of $8.29, with return on average equity of 11.11% and return on average assets of 1.01%. Book value per share was $80.64 at December 31, 2025. Executive pay is heavily performance-based, with 52% of the CEO’s total direct compensation in 2025 coming from incentives tied to profitability and peer-relative returns.
C&F Financial Corporation, a Virginia-based bank holding company, files its annual report outlining a diversified model across community banking, mortgage banking and consumer finance.
Community banking is the core business, with segment assets of $2.7 billion and net income of $27.2 million for the year ended December 31, 2025. Mortgage banking held $51.3 million of assets and generated $2.3 million of net income, while consumer finance, focused on indirect auto lending and a runoff marine/RV portfolio, reported $469.9 million of assets and $1.2 million of net income.
The company employs 575 people, emphasizing long‑tenured staff and internal promotion. The filing highlights extensive regulatory oversight, capital rules and consumer protection requirements, along with key risks from interest rate changes, credit losses in commercial real estate and auto loans, mortgage market volatility, economic downturns, cybersecurity threats and evolving U.S. banking regulation.
C & F Financial Corp insider S Dustin Crone, President & CEO of C&F Finance, reported a tax-related share disposition. On March 1, 2026, he disposed of 536 shares of common stock at $72.82 per share to cover tax liabilities, a non-open-market transaction. After this withholding event, he directly owned 9,278 common shares.
C & F Financial Corp insider Mark A. Fox, President and CEO of C&F Mortgage, reported a tax-related share disposition. On March 1, 2026, 278 shares of common stock were disposed of at $72.82 per share to cover tax obligations. After this non-open-market, tax-withholding transaction, Fox directly holds 11,527 shares of C & F Financial common stock.
C & F Financial Corp executive vice president and chief financial officer Jason E. Long reported a tax-related share disposition. On March 1, 2026, he used 865 shares of common stock, valued at $72.82 per share, to cover tax withholding obligations and held 11,443 shares afterward.
C & F Financial Corp President & CEO Thomas F. Cherry reported two small stock transactions. On March 1, he disposed of 1,872 common shares at $72.82 to cover tax obligations, leaving 40,869 shares directly owned. On February 26, he completed an open‑market sale of 11 shares at $78.25, after which he directly held 42,741 shares.
C&F Financial Corporation has declared a regular cash dividend of 48 cents per share, payable on April 1, 2026 to shareholders of record on March 13, 2026. This dividend is 4 percent higher than the prior quarter’s 46 cents per share, reflecting modest dividend growth.
The board of directors states that it continually reviews dividend levels and the payout ratio in light of economic conditions, capital needs, and expected future earnings, indicating an ongoing focus on balancing shareholder returns with the company’s financial strength.
Long Jason E reported acquisition or exercise transactions in this Form 4 filing.
C & F Financial Corp reported that EVP and Chief Financial Officer Jason E. Long received an award of 1,900 shares of common stock as restricted stock, at a stated price of $0.00 per share. This grant increased his directly held common shares to 12,308 in total.