Cullen/Frost Bankers, Inc. filings document the financial reporting, governance and capital structure of a Texas financial holding company whose Frost subsidiary provides banking, investment and insurance services. Form 8-K reports furnish quarterly and annual results, earnings press releases, Regulation FD investor presentations and board-related events.
Proxy and shareholder-vote filings cover director elections, annual meeting matters, executive compensation and governance practices. The company’s Exchange Act records also identify its NYSE-listed common stock and depositary shares representing interests in Series B non-cumulative perpetual preferred stock, along with disclosure topics such as dividends, repurchase authorization, technology strategy and forward-looking risk language for banking operations.
Cullen/Frost Bankers, Inc. President Paul Bracher acquired 4,688 restricted stock units on October 27, 2026. His reported directly held balance after the award was 4,688 restricted stock units. Each unit represents the right to receive one share of Cullen/Frost common stock, and the award cliff vests three years from the grant date.
Cullen/Frost Bankers, Inc. Chief Accounting Officer Matthew Bradley Henson received an award of 635 restricted stock units on October 27, 2026. His reported position following the award was 635 restricted stock units.
Cullen/Frost Bankers, Inc. (CFR) granted Chairman and CEO Phillip D. Green 19,752 restricted stock units on October 27, 2026. Each unit represents the right to receive one share of Cullen/Frost common stock, and the award cliff vests three years from the grant date. Green’s reported direct RSU position after the grant was 19,752 units.
Cullen/Frost Bankers, Inc. (CFR) reports that Howard L. Kasanoff, GEVP Chief Credit Officer, acquired 2,261 restricted stock units on October 27, 2026. Each unit represents the right to receive one share of Cullen/Frost common stock. The award cliff vests three years from the grant date; after the grant, Kasanoff’s reported position was 2,261 restricted stock units.
Cullen/Frost Bankers, Inc. reported that Dan Geddes, its GEVP & Chief Financial Officer, acquired 4,284 restricted stock units on October 27, 2026. The award was reported as directly held and cliff vests three years from the grant date. Each restricted stock unit represents the right to receive one share of Cullen/Frost common stock.
Cullen/Frost Bankers, Inc. (CFR) reported third-quarter 2026 net income available to common shareholders of $178.5 million, compared with $172.7 million a year earlier; diluted earnings were $2.84 per share versus $2.67. Taxable-equivalent net interest income was $490.8 million, up 5.8%. Average loans were $23.4 billion, up 9.0%, and average deposits were $43.6 billion, up 3.6%, from the third quarter of 2025. Net interest margin was 3.78%, compared with 3.69% a year earlier.
For the first nine months of 2026, common net income was $518.2 million, up 8.6%, and diluted earnings per share were $8.19, up 11.3%. Third-quarter non-interest income rose 8.2% to $136.0 million, while non-interest expense rose 7.0% to $377.2 million. Credit loss expense was $12.1 million, compared with $6.8 million a year earlier; non-accrual loans were $63.7 million at September 30, 2026.
The company repurchased 92,700 common shares for $15.0 million during the quarter. $125.0 million remained under its $300 million authorization, which expires in January 2027. The board declared a fourth-quarter dividend of $1.03 per common share and $0.278125 per Series B depositary share, both payable December 15, 2026, to holders of record November 30, 2026.
Cullen/Frost Bankers, Inc. reported 1,477 entries in its Form 13F information table, with a total value of $10,215,112,934, rounded to the nearest dollar. The report lists three other included managers: Frost Bank - FWA, Frost Investment Advisors, LLC, and Frost Investment Services, LLC.
Howard L. Kasanoff, GEVP Chief Credit Officer at Cullen/Frost Bankers, Inc., exercised 2,004 restricted stock units on October 24, 2026, acquiring 2,004 common shares. On the same date, 789 shares were delivered or withheld for payment of exercise price or tax liability. A separate holding entry reports 3,855 shares indirectly through the 401(k) Plan.
Cullen/Frost Bankers, Inc. (CFR) reported that CFR President Paul Bracher exercised 4,876 restricted stock units on October 24, 2026, converting them into 4,876 common shares. On the same date, 1,919 shares were delivered or withheld for payment of exercise price or tax liability, at $157.05 per share. The reported post-transaction position shows zero restricted stock units and 52,993 common shares held indirectly through the 401(k) Plan. No Rule 10b5-1 plan is reported.
Cullen/Frost Bankers, Inc. (CFR) Group EVP General Counsel/Sec Coolidge E. Rhodes Jr. reported exercising 3,685 restricted stock units into 3,685 common shares on October 24, 2026. Each unit represents the right to receive one common share and cliff vested three years from the grant date. On that date, 1,451 shares were delivered or withheld for payment of exercise price or tax liability, at a reported $157.05 per share. The report also lists 944.196 common shares held indirectly through the 401(k) Plan.