Welcome to our dedicated page for Cullen Frost Bankers SEC filings (Ticker: CFR), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Cullen/Frost Bankers, Inc. filings document the financial reporting, governance and capital structure of a Texas financial holding company whose Frost subsidiary provides banking, investment and insurance services. Form 8-K reports furnish quarterly and annual results, earnings press releases, Regulation FD investor presentations and board-related events.
Proxy and shareholder-vote filings cover director elections, annual meeting matters, executive compensation and governance practices. The company’s Exchange Act records also identify its NYSE-listed common stock and depositary shares representing interests in Series B non-cumulative perpetual preferred stock, along with disclosure topics such as dividends, repurchase authorization, technology strategy and forward-looking risk language for banking operations.
Rummel Jeffrey M. reported acquisition or exercise transactions in this Form 4 filing.
CULLEN/FROST BANKERS, INC. director Jeffrey M. Rummel received a grant of 630 Deferred Stock Units on April 29, 2026. Each unit represents the right to receive one share of common stock, and he now holds 630 deferred stock units directly.
The units vested on April 29, 2026. Actual shares of common stock will be delivered to Rummel when he experiences a separation from service with Cullen/Frost Bankers, Inc., making this a non-cash, compensation-related equity award tied to his future departure.
John Howard Willome reported acquisition or exercise transactions in this Form 4 filing.
CULLEN/FROST BANKERS, INC. director John Howard Willome reported a compensation-related grant of derivative securities. He received 630 deferred stock units on common stock at a stated price of $0.00 per unit, increasing his directly held deferred stock units to 2,860.
Each deferred stock unit represents the right to receive one share of Cullen/Frost Bankers, Inc. common stock. The units vested on April 29, 2026, and shares will be delivered to Willome when he experiences a separation from service with the company, meaning this award defers actual share delivery until his service ends.
Shields Marsha McCombs reported acquisition or exercise transactions in this Form 4 filing.
CULLEN/FROST BANKERS, INC. director Marsha McCombs Shields received a grant of 630 deferred stock units linked to the company’s common stock. Each unit represents one future share. The units vested on April 29, 2026, and actual shares will be delivered when she separates from service with the company.
MATTHEWS CHARLES W reported acquisition or exercise transactions in this Form 4 filing.
CULLEN/FROST BANKERS, INC. director Charles W. Matthews received a grant of 630 Deferred Stock Units on April 29, 2026. Each deferred stock unit represents the right to receive one share of common stock, so this award is tied directly to the company’s equity value.
The deferred stock units vested on April 29, 2026, but the actual common shares will be delivered only when Matthews experiences a separation from service with Cullen/Frost Bankers, Inc. After this grant, he holds a total of 9,763 Deferred Stock Units directly.
Rutherford Linda B. reported acquisition or exercise transactions in this Form 4 filing.
CULLEN/FROST BANKERS, INC. director Linda B. Rutherford received a grant of 630 deferred stock units tied to common stock. Following this award, she holds 3,458 deferred stock units. Each unit equals one common share, vesting on April 29, 2026, with shares delivered upon her separation from service.
Pierce Joseph A. reported acquisition or exercise transactions in this Form 4 filing.
CULLEN/FROST BANKERS, INC. director Joseph A. Pierce reported receiving a grant of deferred stock units tied to the company’s common stock. The award covers 630 deferred stock units, each representing the right to receive one share of common stock. Following this grant, Pierce now holds 2,860 deferred stock units directly. The units vested on April 29, 2026, and the underlying shares will be delivered when he experiences a separation from service with the company.
State Street Corporation reports beneficial ownership of 3,101,236 shares of Cullen/Frost Bankers Inc common stock, representing 4.9% of the class as of 03/31/2026. The filing shows shared voting power of 436,670 shares and shared dispositive power of 3,100,836 shares held on behalf of multiple State Street affiliates.
Cullen/Frost Bankers, Inc. filed a Form 13F-HR reporting institutional holdings through its reporting manager group. The filing lists 1,393 information-table entries with a total market value of $8,805,425,248 and names three other included managers. The report is signed by Coolidge E. Rhodes, Jr..
Cullen/Frost Bankers, Inc. reported higher earnings for the three months ended March 31, 2026, as net income rose to $170.99 million from $150.92 million a year earlier and diluted EPS increased to $2.65 from $2.30.
Net interest income grew to $438.52 million while interest expense declined, and credit loss expense fell to $6.75 million. Non-interest income increased, led by trust and investment management fees and deposit service charges. Total loans reached $22.43 billion and deposits were $42.84 billion.
Asset quality remained controlled with non-accrual loans at $72.35 million and an allowance for credit losses on loans of $286.22 million. Capital ratios stayed strong, including a Common Equity Tier 1 ratio of 14.07% and a leverage ratio of 9.13%. The company repurchased 507,753 shares for $70.0 million and paid a $1.00 per share common dividend.
Cullen/Frost Bankers, Inc. reported higher earnings for the three months ended March 31, 2026, as net income rose to $170.99 million from $150.92 million a year earlier and diluted EPS increased to $2.65 from $2.30.
Net interest income grew to $438.52 million while interest expense declined, and credit loss expense fell to $6.75 million. Non-interest income increased, led by trust and investment management fees and deposit service charges. Total loans reached $22.43 billion and deposits were $42.84 billion.
Asset quality remained controlled with non-accrual loans at $72.35 million and an allowance for credit losses on loans of $286.22 million. Capital ratios stayed strong, including a Common Equity Tier 1 ratio of 14.07% and a leverage ratio of 9.13%. The company repurchased 507,753 shares for $70.0 million and paid a $1.00 per share common dividend.
Cullen/Frost Bankers, Inc. reported higher first quarter 2026 results, with net income available to common shareholders of $169.3 million, up from $149.3 million a year earlier. Diluted earnings per share rose to $2.65 from $2.30.
Net interest income on a taxable-equivalent basis increased 5.6% year over year to $460.8 million, while non-interest income grew 9.9% to $136.3 million. Average loans rose 5.9% to $22.0 billion and average deposits edged up to $42.2 billion, showing continued franchise growth.
Non-interest expense increased 5.1% to $365.7 million, reflecting higher salaries, benefits, technology and other costs. Asset quality remained stable, with net charge-offs at $5.7 million and non-accrual loans at $72.4 million. Regulatory capital stayed strong, including a Common Equity Tier 1 ratio of 14.07%.
The board raised the quarterly common dividend by 3.0% to $1.03 per share and the company repurchased 507,753 shares for $70.0 million during the quarter, leaving $230 million under its current buyback authorization.
Cullen/Frost Bankers, Inc. reported higher first quarter 2026 results, with net income available to common shareholders of $169.3 million, up from $149.3 million a year earlier. Diluted earnings per share rose to $2.65 from $2.30.
Net interest income on a taxable-equivalent basis increased 5.6% year over year to $460.8 million, while non-interest income grew 9.9% to $136.3 million. Average loans rose 5.9% to $22.0 billion and average deposits edged up to $42.2 billion, showing continued franchise growth.
Non-interest expense increased 5.1% to $365.7 million, reflecting higher salaries, benefits, technology and other costs. Asset quality remained stable, with net charge-offs at $5.7 million and non-accrual loans at $72.4 million. Regulatory capital stayed strong, including a Common Equity Tier 1 ratio of 14.07%.
The board raised the quarterly common dividend by 3.0% to $1.03 per share and the company repurchased 507,753 shares for $70.0 million during the quarter, leaving $230 million under its current buyback authorization.