Welcome to our dedicated page for CULLEN/FROST BANKERS SEC filings (Ticker: CFR), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Cullen/Frost Bankers, Inc. filings document the financial reporting, governance and capital structure of a Texas financial holding company whose Frost subsidiary provides banking, investment and insurance services. Form 8-K reports furnish quarterly and annual results, earnings press releases, Regulation FD investor presentations and board-related events.
Proxy and shareholder-vote filings cover director elections, annual meeting matters, executive compensation and governance practices. The company’s Exchange Act records also identify its NYSE-listed common stock and depositary shares representing interests in Series B non-cumulative perpetual preferred stock, along with disclosure topics such as dividends, repurchase authorization, technology strategy and forward-looking risk language for banking operations.
Cullen/Frost Bankers, Inc. (CFR) reported an insider equity transaction by Coolidge E. Rhodes, Jr., Group EVP, General Counsel/Secretary. On 10/25/2025, 2,097 restricted stock units converted into common stock (code M) at $0, reflecting settlement of awards that cliff vested three years from the 10/25/2022 grant.
The filer disposed of 825 shares at $124.86 (code F), typically for tax withholding. Following these transactions, beneficial ownership was 4,495 shares direct and 733.933 shares indirect through a 401(k) plan.
Cullen/Frost Bankers (CFR) reported an insider equity change by officer Ericka L. Pullin (GEVP, Culture & People Dev.) on 10/25/2025. 384 shares of common stock were acquired at $0 upon the vesting and settlement of restricted stock units, and 93 shares were disposed of at $124.86 under code F, typically for tax withholding. Following these transactions, she held 2,024.749 shares directly and 3,900.817 shares indirectly through a 401(k) plan.
Cullen/Frost Bankers (CFR) reported an insider equity change by its GEVP Chief Credit Officer. On 10/25/2025, the officer converted 1,073 restricted stock units into common stock (code M, price $0) and recorded a disposition of 422 shares (code F) at $124.86 per share. Following these transactions, the officer held 3,621 shares directly and 3,562.368 shares indirectly through a 401(k) plan. The RSUs cliff vested three years from the 10/25/2022 grant date.
Cullen/Frost Bankers (CFR) reported an insider equity transaction by its Chief Accounting Officer. On 10/25/2025, 419 shares of common stock were acquired at $0 upon settlement of restricted stock units, followed the same day by a tax withholding transaction of 102 shares at $124.86. After these events, 317 common shares were held directly. The reporting person also held 5,545 depositary shares and 6,305.549 common shares indirectly through a 401(k) plan. The RSUs were granted on 10/25/2022 and cliff vested after three years.
Cullen/Frost Bankers (CFR) Chairman and CEO Phillip D. Green reported an equity award vest and related tax withholding. On 10/25/2025, 11,097 shares of common stock were acquired at $0 following the vesting of restricted stock units (Code M). To cover taxes, 4,366 shares were withheld at $124.86 (Code F). Following these transactions, he directly owned 108,188 common shares.
Indirect holdings were also reported: 370.206 shares through a 401(k) plan, 38,865 shares held in trusts for children, and 1,100 shares by spouse. The reported RSU grant cliff vested three years from the 10/25/2022 grant date.
Cullen/Frost Bankers (CFR) reported an insider transaction by its GEVP & Chief Financial Officer on 10/25/2025. Restricted stock units converted into 1,049 shares of common stock at $0 (code M), followed by withholding of 255 shares at $124.86 for taxes (code F).
After these transactions, the officer directly holds 3,158 shares, plus 7,702.621 shares held indirectly through a 401(k) plan. The RSU award shown in Table II converted into common stock, leaving 0 derivative securities outstanding.
Cullen/Frost Bankers, Inc. reported an insider equity transaction. On 10/25/2025, the company’s President executed a restricted stock unit vesting and related share withholding. A total of 2,796 RSUs converted to common stock (transaction code M) at $0. To cover taxes, 1,100 shares were disposed of at $124.86 (code F).
Following these transactions, direct beneficial ownership was 106,964 common shares. In addition, 50,916.769 shares were held indirectly through a 401(k) plan. The RSUs represented one share per unit and cliff vested three years from the 10/25/2022 grant date.
Cullen/Frost Bankers (CFR) reported an insider equity change by its GEVP Research & Strategy. On 10/25/2025, 1,573 shares of common stock were acquired upon the vesting of restricted stock units (transaction code M) at a price of $0, reflecting settlement of RSUs granted on 10/25/2022.
The filing also shows 616 shares were withheld (code F) at $124.86 to cover taxes. Following these transactions, direct holdings stand at 29,240 shares. In addition, 18,902.66 shares are held indirectly through a 401(k) plan.
Cullen/Frost Bankers, Inc. (CFR) — insider ownership update. A company officer reported the vesting and settlement of 1,992 restricted stock units into common stock on 10/25/2025 (Code M) at a stated price of $0, consistent with RSU settlement mechanics.
To cover taxes, 783 shares were withheld on the same date at $124.86 per share (Code F). Following these transactions, the officer directly owned 19,049 common shares. In addition, the filing lists 15,634.163 shares held indirectly through a 401(k) Plan. The RSUs cliff vested three years from the 10/25/2022 grant date, with each unit representing one share.
Cullen/Frost Bankers, Inc. (CFR) furnished an investor presentation dated June 30, 2025 and posted it on its investor website at https://investor.frostbank.com. The company filed this Current Report to furnish Exhibit 99.1 (the slide presentation) and included standard forward-looking statements language, noting it does not undertake an obligation to update those statements and referring readers to its most recent annual report filed on February 6, 2025 for risk factors. The filing clarifies the furnished exhibit is not deemed "filed" under the Exchange Act and includes an electronic signature by Matthew B. Henson, EVP and Chief Accounting Officer.