Welcome to our dedicated page for CFSB BANCORP SEC filings (Ticker: CFSB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
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FAQ
What is the current stock price of CFSB BANCORP (CFSB)?
The current stock price of CFSB BANCORP (CFSB) is $13.875 as of July 18, 2025.
What is the market cap of CFSB BANCORP (CFSB)?
The market cap of CFSB BANCORP (CFSB) is approximately 86.4M.
What primary services does CFSB Bancorp Inc offer?
The company provides a range of banking services including deposit products such as savings, checking, and term certificates, alongside a diverse lending portfolio with a focus on residential and commercial mortgage loans.
In which regions does CFSB Bancorp Inc operate?
CFSB Bancorp Inc operates mainly in Massachusetts, with offices located in Quincy, Holbrook, and Weymouth, serving local communities and small businesses.
How does the company generate its revenue?
Revenue is primarily generated through interest income on a diversified loan portfolio and from fees associated with deposit products and other banking services.
What types of loans are included in their portfolio?
The lending portfolio includes residential mortgages covering one- to four-family homes, multi-family properties, second mortgages, and home equity lines, as well as commercial real estate and consumer loans.
How does CFSB Bancorp Inc manage credit risk?
The bank employs prudent risk management strategies, conducting thorough credit evaluations and maintaining strong asset quality through conservative lending practices and regular assessments of credit losses.
What differentiates CFSB Bancorp Inc from other banks?
Its deep local presence, personalized customer service, and long-standing history in the regional market distinguish it from larger, impersonal financial institutions.
What is the company’s approach to adapting to market changes?
The company strategically manages interest rate fluctuations and adjusts its mix of deposit and lending products to maintain a balanced net interest margin in a challenging yield curve environment.
How does CFSB Bancorp Inc support local communities?
By focusing on community banking, the company offers tailored financial services and supports small business growth, thereby contributing to regional economic development.