Chime Financial (CHYM) awards 1,340,034 RSUs to its president

Rhea-AI Filing Summary

Troughton Mark T reported acquisition or exercise transactions in this Form 4 filing.

Chime Financial President Mark T. Troughton received an equity award of 1,340,034 restricted stock units (RSUs). Each RSU represents a contingent right to receive one share of Class A Common Stock. One-sixteenth of the RSUs vests on November 15, 2026 and quarterly thereafter, conditioned on continued service. Following this award, he directly holds 4,200,071 Class A shares and RSUs in total.

Insider Trade Summary

Net Buyer: 1,340,034 shares

Net Buy 1 txn

Insider Troughton Mark T

Role President

Type	Security	Shares	Price	Value
Grant/Award	Class A Common Stock F1, F2	1,340,034	$0.00	$0.00

Holdings After Transaction: Class A Common Stock — 4,200,071 shares (Direct)

Footnotes (2)

1. F1. These securities are restricted stock units ("RSUs"). Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock. One-sixteenth (1/16th) of the RSUs shall vest on November 15, 2026 and quarterly thereafter, subject to the Reporting Person continuing as a service provider through each such date.
2. F2. Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Key Figures

RSUs granted: 1,340,034 shares Holdings after transaction: 4,200,071 shares and RSUs Vesting commencement date: November 15, 2026 +2 more

5 metrics

RSUs granted 1,340,034 shares Restricted stock units granted to President Mark T. Troughton on August 3, 2026

Holdings after transaction 4,200,071 shares and RSUs Total direct Class A holdings following the RSU grant

Vesting commencement date November 15, 2026 Date when one-sixteenth of the RSUs will vest

Initial vesting tranche 1/16 of RSUs Portion of RSUs that vests on November 15, 2026

Transaction price per share $0.0000 Per-share price reported for the RSU grant

Key Terms

restricted stock units ("RSUs"), contingent right, service provider

3 terms

restricted stock units ("RSUs") financial

"These securities are restricted stock units ("RSUs"). Each RSU represents"

Restricted stock units (RSUs) are a company promise to give an employee shares of stock (or cash equivalent) in the future, but only after certain conditions—usually staying with the company for a set time or hitting performance goals—are met. Investors watch RSUs because when they vest they increase the number of shares outstanding and can lead insiders to sell shares, affecting share price, company dilution and the true cost of employee pay.

contingent right financial

"Each RSU represents a contingent right to receive one share"

service provider other

"subject to the Reporting Person continuing as a service provider"

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 08/05/2026 - 07:15 PM Accepted by SEC EDGAR 08/05/2026 - 07:15 PM Learn about SEC filing dates

FAQ

What insider transaction did Chime Financial (CHYM) disclose for President Mark T. Troughton?

Chime Financial (CHYM) reported that President Mark T. Troughton received an award of 1,340,034 restricted stock units (RSUs). Each RSU gives him a contingent right to one share of Class A Common Stock, subject to the vesting schedule and continued service conditions.

How many RSUs did Chime Financial (CHYM) grant to its president?

Chime Financial (CHYM) granted its president, Mark T. Troughton, 1,340,034 RSUs. These RSUs are a form of equity compensation and do not involve a cash purchase; they convert into Class A Common Stock as they vest over time under the stated schedule.

When do Mark T. Troughton’s RSUs at Chime Financial (CHYM) start vesting?

The RSUs granted to Mark T. Troughton at Chime Financial (CHYM) begin vesting on November 15, 2026. One-sixteenth of the award vests on that date, with additional vesting occurring quarterly thereafter, as long as he continues as a service provider.

What does the RSU structure mean in Chime Financial (CHYM)’s Form 4?

In Chime Financial (CHYM)’s Form 4, each RSU represents a contingent right to receive one share of Class A Common Stock. The shares are delivered only if vesting conditions and service requirements are satisfied under the applicable RSU agreements.

How many Chime Financial (CHYM) shares and RSUs does Mark T. Troughton hold after the grant?

After the RSU grant, Mark T. Troughton directly holds 4,200,071 Class A shares and RSUs of Chime Financial (CHYM). This figure includes certain securities that are RSUs, which will settle into shares as they vest under their respective schedules.

Was there a purchase price for the RSUs granted by Chime Financial (CHYM)?

The RSUs granted by Chime Financial (CHYM) to Mark T. Troughton were reported at a per-share price of $0.0000. This reflects that the award is compensation-based rather than a market purchase, with value realized as the RSUs vest into Class A shares.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Troughton Mark T

(Last) (First) (Middle)

C/O CHIME FINANCIAL, INC.

101 CALIFORNIA STREET, SUITE 500

(Street)

SAN FRANCISCO CALIFORNIA 94111

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Chime Financial, Inc. [ CHYM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/03/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	08/03/2026		A		1,340,034(1)	A	$0	4,200,071(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. These securities are restricted stock units ("RSUs"). Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock. One-sixteenth (1/16th) of the RSUs shall vest on November 15, 2026 and quarterly thereafter, subject to the Reporting Person continuing as a service provider through each such date.

2. Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Remarks:

	/s/ Theresa Bloom, by power of attorney	08/05/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)