Chime CEO exercises 125K performance stock units

Chime Financial’s CEO converted 125,000 performance units into Class A shares after performance goals were deemed achieved, increasing his direct stock holdings.

Rhea-AI Filing Summary

Chime Financial, Inc. (CHYM) reported that Chief Executive Officer and director Christopher R. Britt exercised 125,000 Performance Stock Units into 125,000 shares of Class A Common Stock on September 13, 2026, after the board committee determined required stock price performance conditions were met.

Following this transaction, Britt directly holds 360,417 shares of Class A Common Stock and 875,000 Performance Stock Units from an original 1,000,000-PSU grant that continues to vest based on long-term stock price and service-based conditions. No Rule 10b5-1 trading plan is reported.

Insider Trade Summary

125,000 shares exercised/converted

Exercise 2 txns

Insider Britt Christopher R

Role Chief Executive Officer

Type	Security	Shares	Price	Value
Exercise	Performance Stock Units F3, F4	125,000	$0.00	$0.00
Exercise	Class A Common Stock F1, F2	125,000	$0.00	$0.00

Holdings After Transaction: Performance Stock Units — 875,000 contracts (Direct); Class A Common Stock — 360,417 shares (Direct)

Footnotes (4)

1. F1. Represents the acquisition of shares upon the determination of the People, Culture and Compensation Committee of the Board of Directors of the Issuer on September 13, 2026 that certain stock price performance conditions were met with respect to 125,000 performance stock units ("PSUs") granted to the Reporting Person on April 3, 2025.
2. F2. Certain of these securities are restricted stock units ("RSUs"). Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.
3. F3. Each PSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions.
4. F4. The PSU grant, originally for 1,000,000 PSUs, vests based on the Issuer's stock price performance period beginning on the first trading day immediately following a 180 calendar day period that began on (and includes) the first trading day after June 12, 2025 and ends on June 12, 2033, subject to the Reporting Person satisfying certain service-based conditions.

Key Figures

Performance Stock Units converted: 125,000 units Class A shares acquired: 125,000 shares Post-transaction Class A holdings: 360,417 shares +4 more

7 metrics

Performance Stock Units converted 125,000 units PSUs converted into Class A Common Stock on September 13, 2026

Class A shares acquired 125,000 shares Shares of Class A Common Stock received upon PSU conversion

Post-transaction Class A holdings 360,417 shares Direct Class A Common Stock held by the CEO after the transaction

Remaining Performance Stock Units 875,000 units Unvested PSUs remaining from the original grant after 125,000 vested

Original PSU grant size 1,000,000 units Performance Stock Units granted to the CEO on April 3, 2025

PSU performance period end date June 12, 2033 End of stock price performance period governing PSU vesting

Exercise price per share $0.00 per share Reported for the PSU-to-share conversion transaction

Key Terms

Performance Stock Units, restricted stock units ("RSUs"), stock price performance conditions, service-based conditions

4 terms

Performance Stock Units financial

"Represents the acquisition of shares upon the determination ... with respect to 125,000 performance stock units"

Performance stock units are a type of company award that grants employees shares of stock only if certain performance goals are met. They motivate employees to work toward specific company achievements, aligning their interests with those of shareholders. For investors, they can influence a company's future stock supply and reflect management’s confidence in reaching key targets.

restricted stock units ("RSUs") financial

"Certain of these securities are restricted stock units ("RSUs"). Each RSU represents"

Restricted stock units (RSUs) are a company promise to give an employee shares of stock (or cash equivalent) in the future, but only after certain conditions—usually staying with the company for a set time or hitting performance goals—are met. Investors watch RSUs because when they vest they increase the number of shares outstanding and can lead insiders to sell shares, affecting share price, company dilution and the true cost of employee pay.

stock price performance conditions financial

"that certain stock price performance conditions were met with respect to 125,000"

service-based conditions financial

"and ends on June 12, 2033, subject to the Reporting Person satisfying certain service-based conditions"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did CHYM report for CEO Christopher R. Britt?

Christopher R. Britt exercised 125,000 Performance Stock Units into 125,000 shares of Chime Financial Class A Common Stock on September 13, 2026, after the board committee determined specified stock price performance conditions had been met.

How many CHYM Class A shares does the CEO hold after this Form 4?

After the reported transaction, Christopher R. Britt directly holds 360,417 shares of Chime Financial’s Class A Common Stock, as disclosed in the filing’s post-transaction holdings figure.

How many Performance Stock Units related to CHYM remain for the CEO?

Following the vesting and conversion of 125,000 PSUs, 875,000 Performance Stock Units remain from the CEO’s original 1,000,000-PSU grant, continuing to be subject to the applicable vesting schedule and conditions.

What triggered the vesting of 125,000 PSUs at Chime Financial (CHYM)?

The vesting and share acquisition occurred when the People, Culture and Compensation Committee determined on September 13, 2026 that specified stock price performance conditions for 125,000 PSUs granted April 3, 2025 had been met.

Over what period do the CEO’s CHYM Performance Stock Units vest?

The 1,000,000-PSU grant vests based on Chime’s stock price performance over a period ending on June 12, 2033, beginning after a defined 180-day period following the first trading day after June 12, 2025, and requires certain service-based conditions to be satisfied.

Was the CHYM CEO’s PSU transaction made under a Rule 10b5-1 plan?

No. The filing indicates the Rule 10b5-1 checkbox is not marked, so no Rule 10b5-1 trading plan is reported in connection with these transactions.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/15/2026 - 05:04 PM Accepted by SEC EDGAR 09/15/2026 - 05:03 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Britt Christopher R

(Last) (First) (Middle)

C/O CHIME FINANCIAL, INC.

101 CALIFORNIA STREET, SUITE 500

(Street)

SAN FRANCISCO CALIFORNIA 94111

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Chime Financial, Inc. [ CHYM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/13/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	09/13/2026		M		125,000(1)	A	$0	360,417(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Performance Stock Units	(3)	09/13/2026		M			125,000	(4)	(4)	Class A Common Stock	125,000	$0	875,000	D

Explanation of Responses:

1. Represents the acquisition of shares upon the determination of the People, Culture and Compensation Committee of the Board of Directors of the Issuer on September 13, 2026 that certain stock price performance conditions were met with respect to 125,000 performance stock units ("PSUs") granted to the Reporting Person on April 3, 2025.

2. Certain of these securities are restricted stock units ("RSUs"). Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

3. Each PSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions.

4. The PSU grant, originally for 1,000,000 PSUs, vests based on the Issuer's stock price performance period beginning on the first trading day immediately following a 180 calendar day period that began on (and includes) the first trading day after June 12, 2025 and ends on June 12, 2033, subject to the Reporting Person satisfying certain service-based conditions.

Remarks:

	/s/ Theresa Bloom, by power of attorney	09/15/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)