Chime Financial (NYSE: CHYM) director awarded 2,902 RSUs at $0 each

Rhea-AI Filing Summary

Chime Financial, Inc. director James J. Dunne III reported an equity award of 2,902 Class A common shares in the form of restricted stock units (RSUs). The RSUs were granted on January 15, 2026 at a price of $0 per share. Each RSU represents a right to receive one share of Class A common stock, with one-fourth of the RSUs scheduled to vest on March 31, 2026 and additional portions vesting quarterly thereafter, as long as he continues as a service provider. Following this grant, he beneficially owns 74,197 shares of Class A common stock, including RSUs subject to their vesting conditions.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Dunne James J. III

(Last) (First) (Middle)

C/O CHIME FINANCIAL, INC.

101 CALIFORNIA STREET, SUITE 500

(Street)

SAN FRANCISCO CA 94111

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Chime Financial, Inc. [ CHYM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/15/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	01/15/2026		A		2,902(1)	A	$0	74,197(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. These securities are restricted stock units ("RSUs"). Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock. One-fourth of the RSUs shall vest on March 31, 2026 and quarterly thereafter, subject to the Reporting Person continuing as a service provider through each such date.

2. Certain of these securities are RSU. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Remarks:

	/s/ Theresa Bloom, by power of attorney	01/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Chime Financial (CHYM) report for James J. Dunne III?

Chime Financial reported that director James J. Dunne III received an award of 2,902 restricted stock units (RSUs) of Class A common stock on January 15, 2026 at a price of $0 per share.

How many Chime Financial (CHYM) shares does James J. Dunne III beneficially own after this Form 4 transaction?

After the reported grant, James J. Dunne III beneficially owns 74,197 shares of Chime Financial Class A common stock, which includes shares underlying RSUs subject to vesting.

What are the vesting terms of the 2,902 RSUs granted by Chime Financial (CHYM)?

The 2,902 RSUs vest over time: one-fourth vests on March 31, 2026 and the remainder vests quarterly thereafter, provided the director continues as a service provider through each vesting date.

What does each RSU granted by Chime Financial (CHYM) represent?

Each Chime Financial RSU represents a contingent right to receive one share of the company’s Class A common stock, subject to the applicable vesting schedule and conditions.

Is the reported Chime Financial (CHYM) Form 4 transaction a purchase or a grant?

The Form 4 shows a transaction coded "A", indicating an award or grant of 2,902 RSUs at $0 per share rather than an open-market purchase.

What role does James J. Dunne III hold at Chime Financial (CHYM)?

According to the filing, James J. Dunne III is a director of Chime Financial, Inc. and is not listed as an officer or 10% owner in this report.