Chime Financial CEO Britt gifts 57,562 shares

The RSU-related withholding was for tax obligations and the footnote says it did not represent a sale by the reporting person.

Rhea-AI Filing Summary

Chime Financial, Inc. (CHYM) CEO Christopher R. Britt reported a bona fide gift disposition of 57,562 Class A Common Stock shares on October 16, 2026; a separate indirect entry reports the same number acquired by Britt Living Trust, which held 57,562 shares after the transaction. On October 15, the issuer withheld 67,438 shares at a reported $29.00 per share to satisfy tax withholding and remittance obligations connected with net settlement of RSUs; the footnote says this was not a sale by Britt.

Insider Trade Summary

115,124 shares gifted

Gift 3 txns

Insider Britt Christopher R

Role Chief Executive Officer

Type	Security	Shares	Price	Value
Gift	Class A Common Stock F2	57,562	$0.00	$0.00
Gift	Class A Common Stock F3	57,562	$0.00	$0.00
Tax Withholding	Class A Common Stock F1, F2	67,438	$29.00	$1.96M

Holdings After Transaction: Class A Common Stock — 235,417 shares (Direct); Class A Common Stock — 57,562 shares (Indirect, See footnote)

Footnotes (3)

1. F1. Represents shares that have been withheld by the Issuer to satisfy its tax withholding and remittance obligations in connection with the net settlement of restricted stock units ("RSUs") and does not represent a sale by the Reporting Person.
2. F2. Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.
3. F3. The shares are held by the Britt Living Trust, for which the Reporting Person serves as trustee.

Key Figures

Class A shares disposed as a gift: 57,562 shares Class A shares acquired by Britt Living Trust: 57,562 shares Britt Living Trust shares after transaction: 57,562 shares +2 more

5 metrics

Class A shares disposed as a gift 57,562 shares Direct disposition on October 16, 2026

Class A shares acquired by Britt Living Trust 57,562 shares Indirect acquisition on October 16, 2026

Britt Living Trust shares after transaction 57,562 shares Reported after the October 16, 2026 transaction

Shares withheld for tax obligations 67,438 shares October 15, 2026; RSU net settlement

Reported price per share $29.00 per share October 15, 2026 share withholding transaction

Key Terms

restricted stock units (RSUs), net settlement, tax withholding and remittance obligations

3 terms

restricted stock units (RSUs) financial

"net settlement of restricted stock units ("RSUs")"

Restricted stock units (RSUs) are a type of company promise to give employees shares of stock in the future, usually after certain conditions like working for a set time. They are like a gift promised today that you receive later, which can become valuable if the company's stock price goes up. RSUs matter because they are a way companies reward employees and can be a significant part of compensation.

net settlement financial

"in connection with the net settlement of restricted stock units"

tax withholding and remittance obligations financial

"satisfy its tax withholding and remittance obligations"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many CHYM shares did CEO Christopher R. Britt gift?

On October 16, 2026, Christopher R. Britt reported a bona fide gift disposition of 57,562 Class A Common Stock shares. A separate indirect entry reported 57,562 shares acquired by Britt Living Trust, which held 57,562 shares after the transaction. The footnote identifies Britt as the trust's trustee.

Why were CHYM shares withheld on October 15, 2026?

The issuer withheld 67,438 shares to satisfy tax withholding and remittance obligations in connection with net settlement of RSUs. The footnote says this did not represent a sale by the reporting person. The transaction reports a price of $29.00 per share.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/16/2026 - 04:19 PM EDT Accepted by SEC EDGAR 10/16/2026 - 04:19 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Britt Christopher R

(Last) (First) (Middle)

C/O CHIME FINANCIAL, INC.

101 CALIFORNIA STREET, SUITE 500

(Street)

SAN FRANCISCO CALIFORNIA 94111

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Chime Financial, Inc. [ CHYM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
10/15/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	10/15/2026		F		67,438(1)	D	$29	292,979(2)	D
Class A Common Stock	10/16/2026		G		57,562	D	$0	235,417(2)	D
Class A Common Stock	10/16/2026		G		57,562	A	$0	57,562	I	See footnote(3)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares that have been withheld by the Issuer to satisfy its tax withholding and remittance obligations in connection with the net settlement of restricted stock units ("RSUs") and does not represent a sale by the Reporting Person.

2. Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

3. The shares are held by the Britt Living Trust, for which the Reporting Person serves as trustee.

Remarks:

	/s/ Theresa Bloom, by power of attorney	10/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)