Crosslink Advises Funds Holding 29.25M Chime Class A Shares (8.6%)

Rhea-AI Filing Summary

Crosslink Capital, Inc. and Michael J. Stark reported beneficial ownership of 29,247,210 shares of Chime Financial, Inc. Class A common stock, representing 8.6% of the Class A shares outstanding as of June 30, 2025. The filing states the securities are held by funds advised by Crosslink, and Mr. Stark is identified as the control person of Crosslink. The reported position reflects shared voting and shared dispositive power for 29,247,210 shares and no sole voting or sole dispositive power. The filing includes an issuer address in San Francisco and is signed by Crosslink’s CFO and Michael J. Stark on August 14, 2025. The 8.6% percentage is calculated using 338,594,524 Class A shares outstanding per the issuer’s quarterly report referenced in the filing.

Positive

• Material stake disclosed: Reported 29,247,210 shares, representing 8.6% of Class A stock, exceeding the 5% reporting threshold
• Clear attribution: Securities held by funds advised by Crosslink with Michael J. Stark identified as control person

Negative

• None.

Insights

Financial Analyst

TL;DR: A substantial 8.6% stake reported by an investment adviser and its control person, held with shared voting rights.

The filing discloses a meaningful position of 29,247,210 Class A shares, representing 8.6% of Chime Financial’s Class A stock based on the issuer's reported 338,594,524 shares outstanding. Holdings are held in funds advised by Crosslink, with voting and dispositive authority shared rather than sole. This is a material disclosure for shareholders and market participants because holdings above 5% commonly attract attention, but the filing does not report any change transactions or plans for control.

Corporate Governance Expert

TL;DR: Reporting shows significant influence potential via shared voting power but no sole control by the reporting persons.

The Schedule 13G indicates shared voting and dispositive power over 29,247,210 shares while reporting zero sole voting or dispositive power, and the Reporting Persons disclaim being a group. Michael J. Stark is identified as Crosslink’s control person. From a governance perspective, this disclosure signals a large passive or advisory stake rather than assertive single-party control; the filing contains no disclosures of coordination, slate proposals, or governance actions.

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

Chime Financial, Inc.

(Name of Issuer)

Class A Common Stock, $0.0001 par value per share

(Title of Class of Securities)

16935C109

(CUSIP Number)

06/30/2025

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

SCHEDULE 13G

CUSIP No. 16935C109

1

Names of Reporting Persons

Crosslink Capital, Inc.

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 29,247,210.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 29,247,210.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

29,247,210.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

8.6 %

12

Type of Reporting Person (See Instructions)

IA, CO

SCHEDULE 13G

CUSIP No. 16935C109

1

Names of Reporting Persons

Michael J. Stark

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

UNITED STATES

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 29,247,210.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 29,247,210.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

29,247,210.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

8.6 %

12

Type of Reporting Person (See Instructions)

HC, IN

SCHEDULE 13G

Item 1.
(a)	Name of issuer: Chime Financial, Inc.
(b)	Address of issuer's principal executive offices: 101 California Street, Suite 500, San Francisco, CA, 94111.
Item 2.
(a)	Name of person filing: The names of the persons filing this report (collectively, the "Reporting Persons") are: Crosslink Capital, Inc. ("Crosslink") Michael J. Stark ("Stark") The Reporting Persons expressly disclaim status as a "group" for purposes of this Schedule 13G.
(b)	Address or principal business office or, if none, residence: c/o Crosslink Capital, Inc. 2180 Sand Hill Road, Suite 200 Menlo Park, CA 94025
(c)	Citizenship: Crosslink Delaware Stark United States
(d)	Title of class of securities: Class A Common Stock, $0.0001 par value per share
(e)	CUSIP No.: 16935C109
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: The securities reported herein are held by funds advised by Crosslink. Stark is the control person of Crosslink. Row 9 of each Reporting Person's cover page to this Schedule 13G sets forth the aggregate number of securities of the Issuer beneficially owned by such Reporting Person as of June 30, 2025 and is incorporated by reference.
(b)	Percent of class: Row 11 of each Reporting Person's cover page to this Schedule 13G sets forth the percentage of the Class A common stock of the Issuer beneficially owned by such Reporting Person as of June 30, 2025 and is incorporated by reference. The percentage set forth in row 11 is based upon 338,594,524 shares of Class A common stock outstanding as of June 30, 2025, as reported in the Issuer's Quarterly Report on Form 10-Q, filed with the Securities and Exchange Commission (the "SEC") on August 11, 2025.
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: Row 5 of each Reporting Person's cover page to this Schedule 13G sets forth the sole power to vote or to direct the vote of securities of the Issuer beneficially owned by such Reporting Person as of June 30, 2025 and is incorporated by reference.
	(ii) Shared power to vote or to direct the vote: Row 6 of each Reporting Person's cover page to this Schedule 13G sets forth the shared power to vote or to direct the vote of securities of the Issuer beneficially owned by such Reporting Person as of June 30, 2025 and is incorporated by reference.
	(iii) Sole power to dispose or to direct the disposition of: Row 7 of each Reporting Person's cover page to this Schedule 13G sets forth the sole power to dispose or to direct the disposition of securities of the Issuer beneficially owned by such Reporting Person as of June 30, 2025 and is incorporated by reference.
	(iv) Shared power to dispose or to direct the disposition of: Row 8 of each Reporting Person's cover page to this Schedule 13G sets forth the shared power to dispose or to direct the disposition of securities of the Issuer beneficially owned by such Reporting Person as of June 30, 2025 and is incorporated by reference.
Item 5.	Ownership of 5 Percent or Less of a Class.
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	Not Applicable
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	Not Applicable
Item 8.	Identification and Classification of Members of the Group.
	Not Applicable
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.	Certifications:
	Not Applicable

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

Crosslink Capital, Inc.

Signature:	/s/ Maureen Offer
Name/Title:	By Maureen Offer, Chief Financial Officer
Date:	08/14/2025

Michael J. Stark

Signature:	/s/ Michael J. Stark
Name/Title:	Michael J. Stark
Date:	08/14/2025

Exhibit Information

Exhibit 99.1 Joint Filing Agreement

FAQ

How many Chime Financial (CHYM) Class A shares do Crosslink and Michael J. Stark report owning?

They report beneficial ownership of 29,247,210 shares of Class A common stock.

What percentage of CHYM Class A stock does 29,247,210 shares represent?

The filing states this equals 8.6% of Class A shares outstanding, based on 338,594,524 shares.

Do Crosslink or Michael J. Stark have sole voting or dispositive power over these CHYM shares?

No. The filing reports 0 sole voting power and 0 sole dispositive power, with 29,247,210 shares held with shared voting and shared dispositive power.

Where are the issuer and filer located per the filing?

Chime Financial’s principal executive office is listed at 101 California Street, Suite 500, San Francisco, CA 94111. Crosslink’s address is 2180 Sand Hill Road, Suite 200, Menlo Park, CA 94025.

When was the Schedule 13G signed?

Signatures by Crosslink’s CFO and Michael J. Stark are dated 08/14/2025.