Grupo Cibest (CIB) proposes 2026 cash dividend and new equity reserve

Rhea-AI Filing Summary

Grupo Cibest S.A. is proposing a profit distribution plan for approval at its next Ordinary General Shareholders’ Meeting in March. The proposal includes partially releasing the legal reserve by COP 3,134,348,298,483.70 and the occasional reserve by COP 1,166,556,265,484.30 to fund dividends.

The Board proposes an annual dividend of COP 4,512 per share, to be paid in four quarterly installments of COP 1,128 per share on April 1, July 1, October 1 and December 29, 2026. It also calls for creating a specific reserve for equity strengthening and future distributions of COP 3,760,982,548,143.31, balancing cash returns to shareholders with retained capital.

Insights

Equity income and capital policy analyst

Grupo Cibest proposes a sizable cash dividend while preserving capital via a new reserve.

The Board proposes using partial releases of the legal and occasional reserves, totaling over COP 4.3 trillion, to fund an annual dividend of COP 4,512 per share in four quarterly payments during 2026. This shifts part of accumulated reserves into direct shareholder payouts.

At the same time, the company plans to set up a specific reserve of COP 3,760,982,548,143.31 for equity strengthening and future distributions. The overall impact depends on shareholder approval at the March Ordinary General Shareholders’ Meeting and future disclosures on earnings and capital needs.

Form 6-K: How Foreign Companies Report to the SEC →

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

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FORM 6-K

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REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16 OF

THE SECURITIES EXCHANGE ACT OF 1934

For the month of February,2026

Commission File Number 001-42656

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Grupo Cibest S.A.

(Translation of registrant’s name into English)

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Cra. 48 # 26-85

Medellín, Colombia

(Address of principal executive offices)

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Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F þ Form 40-F o

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SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

			Grupo CIBEST S.A. (Registrant)
Date February, 23, 2026			By:			/s/ MAURICIO BOTERO WOLFF.
			Name:			Mauricio Botero Wolff
			Title:			Vice President of Strategy and Finance

February 23, 2026

Medellin, Colombia

GRUPO CIBEST S.A. ANNOUNCES PROPOSAL FOR DISTRIBUTION OF PROFITS

The Board of Directors of Grupo Cibest S.A. (“Grupo Cibest”) has decided to submit for consideration by the shareholders, at the next Ordinary General Shareholders´ Meeting to be held in the month of March, the profit distribution proposal described below:

(iii)The partial release of the excess of the legal reserve in the amount of COP 3,134,348,298,483.70, and the partial release of the occasional reserve in the amount of COP 1,166,556,265,484.30, for allocation to the payment of dividends.

(iiii)The payment of an annual dividend of COP 4,512 per share, payable in four quarterly installments of COP 1,128 per share, on the following dates: April 1, July 1, October 1, and December 29, 2026.

(iiiii)The establishment of a specific reserve (reserva ocasional) for equity strengthening and future distributions in the amount of COP 3,760,982,548,143.31.

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Contacts

Mauricio Botero Wolff			Catalina Tobón Rivera
Strategy and Financial VP			IR Director
Tel.: (57 604) 4040858			Tel.: (57 601) 4885950
ir@Grupocibest.com.co			ir@Grupocibest.com.co

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FAQ

What profit distribution is Grupo Cibest (CIB) proposing for 2026?

Grupo Cibest is proposing an annual dividend of COP 4,512 per share, paid in four quarterly installments. The plan uses partial releases of existing reserves and still creates a large new reserve for equity strengthening and future distributions.

How will Grupo Cibest (CIB) fund the proposed dividend payments?

The proposed dividend would be funded by partially releasing the legal reserve by COP 3,134,348,298,483.70 and the occasional reserve by COP 1,166,556,265,484.30. These amounts would be allocated specifically to dividend payments to shareholders.

What are the proposed dividend payment dates for Grupo Cibest (CIB) in 2026?

Grupo Cibest plans four quarterly payments of COP 1,128 per share on April 1, July 1, October 1 and December 29, 2026. Together these installments add up to an annual dividend of COP 4,512 per share for the year.

What new reserve is Grupo Cibest (CIB) planning to create?

The Board proposes establishing a specific occasional reserve for equity strengthening and future distributions of COP 3,760,982,548,143.31. This reserve is intended to support the company’s capital position while still allowing for potential future shareholder distributions.

Is Grupo Cibest’s proposed profit distribution already approved?

No. The profit distribution plan, including the dividend and reserve changes, will be submitted for shareholder approval at the next Ordinary General Shareholders’ Meeting in March. Implementation depends on the decision taken at that meeting.

Who are the main investor relations contacts at Grupo Cibest (CIB)?

Key contacts are Mauricio Botero Wolff, Strategy and Financial VP, and Catalina Tobón Rivera, IR Director. Both can be reached via the company’s investor relations email addresses and Colombian telephone numbers listed in the communication.