Grupo Cibest (CIB) CEO discloses pension fund-linked equity units

Rhea-AI Filing Summary

Grupo Cibest S.A. CEO Mora Uribe Juan Carlos filed an initial ownership report showing indirect holdings of 189055.4194 units in a Grupo Cibest equity securities pension fund. The fund, sponsored by the company and run by a third-party manager, invests mainly in Grupo Cibest common and preferred shares. The footnotes explain he has no voting or investment discretion over the fund’s assets, and amounts tied to these units are payable only in cash based on the fund’s value at withdrawal.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Mora Uribe Juan Carlos

(Last) (First) (Middle)

CRA. 48 # 26-85

(Street)

MEDELLIN, COLOMBIA 050001

(City) (State) (Zip)

COLOMBIA

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
03/18/2026

3. Issuer Name and Ticker or Trading Symbol
Grupo Cibest S.A. [ CIB ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CEO

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Units in Grupo Cibest Equity Securities Fund(1)	(1)	(2)	Common Shares and Preferred Shares(1)	189,055.4194	(1)	I	Employee Voluntary Pension Fund Units(1)

Explanation of Responses:

1. The reported securities represent units held by the reporting person in an institutional voluntary pension fund sponsored by the issuer and administered by a third-party manager. The fund is unitized and invests primarily in Grupo Cibest common and preferred shares, together with a small amount of liquid assets and cash. The reporting person does not have voting or investment discretion with respect to the assets held by the fund, and the issuer has determined the strategic asset allocation of the fund. Amounts attributable to the reported units are payable solely in cash upon withdrawal determined by reference to the value of the underlying fund assets on the date of withdrawal.

2. The instrument has no expiration date

Remarks:

	/s/ Maria Fernanda Valencia Tafur, Attorney-in-Fact for Juan Carlos Mora Uribe	03/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

FAQ

What does Grupo Cibest (CIB) CEO report on this Form 3?

The CEO reports indirect ownership of 189055.4194 units in a Grupo Cibest equity securities pension fund. These units track a fund that primarily holds Grupo Cibest common and preferred shares, giving him economic exposure but not direct control over the underlying assets.

How are the reported Grupo Cibest (CIB) units held by the CEO structured?

The units are in an institutional voluntary pension fund sponsored by Grupo Cibest and administered by a third-party manager. The fund is unitized and invests mainly in Grupo Cibest common and preferred shares, plus a small portion in liquid assets and cash for flexibility.

Does the Grupo Cibest (CIB) CEO control voting or investments for these fund assets?

No. The footnotes state the CEO does not have voting or investment discretion over the pension fund’s assets. Strategic asset allocation decisions are made by Grupo Cibest, while a third-party manager administers the fund’s investments and operations.

How are amounts from the Grupo Cibest (CIB) pension fund units paid to the CEO?

Amounts tied to the reported units are payable solely in cash upon withdrawal. The cash value is determined by the underlying fund asset value on the withdrawal date, rather than by delivering Grupo Cibest shares directly to the CEO.

What underlying securities back the CEO’s reported units in Grupo Cibest (CIB)?

The units reference underlying Grupo Cibest common and preferred shares, along with a small allocation to liquid assets and cash. This structure gives indirect economic exposure to the company’s equity while remaining within a diversified pension fund framework.

Does the reported Grupo Cibest (CIB) pension instrument have an expiration date?

No. A footnote clarifies that the instrument has no expiration date. This indicates the pension fund units are intended as a long-term holding, with value realized in cash when the CEO chooses to withdraw from the fund.