[Form 3] Grupo Cibest S.A. Initial Statement of Beneficial Ownership

Rhea-AI Filing Summary

Grupo Cibest S.A. director Sylvia Escovar Gomez filed an initial ownership report showing an indirect holding of units in a Grupo Cibest institutional voluntary pension fund. These units correspond to 39,110.8613 underlying common and preferred shares. The fund is managed by a third-party, the director has no voting or investment discretion over the assets, amounts are payable solely in cash upon withdrawal, and the instrument has no expiration date.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Escovar Gomez Sylvia

Role Director

Type	Security	Shares	Price	Value
holding	Units in Grupo Cibest Equity Securities Fund	--	--	--

Holdings After Transaction: Units in Grupo Cibest Equity Securities Fund — 39,110.861 shares (Indirect, Director Voluntary Pension Fund Units)

Footnotes (1)

1. The reported securities represent units held by the reporting person in an institutional voluntary pension fund sponsored by the issuer and administered by a third-party manager. The fund is unitized and invests primarily in Grupo Cibest common and preferred shares, together with a small amount of liquid assets and cash. The reporting person does not have voting or investment discretion with respect to the assets held by the fund, and the issuer has determined the strategic asset allocation of the fund. Amounts attributable to the reported units are payable solely in cash upon withdrawal determined by reference to the value of the underlying fund assets on the date of withdrawal. The instrument has no expiration date

Understanding Insider Trading Forms →

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Escovar Gomez Sylvia

(Last) (First) (Middle)

CRA. 48 # 26-85

(Street)

MEDELLIN, COLOMBIA 050001

(City) (State) (Zip)

COLOMBIA

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
03/18/2026

3. Issuer Name and Ticker or Trading Symbol
Grupo Cibest S.A. [ CIB ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Units in Grupo Cibest Equity Securities Fund(1)	(1)	(2)	Common Shares and Preferred Shares(1)	39,110.8613	(1)	I	Director Voluntary Pension Fund Units(1)

Explanation of Responses:

1. The reported securities represent units held by the reporting person in an institutional voluntary pension fund sponsored by the issuer and administered by a third-party manager. The fund is unitized and invests primarily in Grupo Cibest common and preferred shares, together with a small amount of liquid assets and cash. The reporting person does not have voting or investment discretion with respect to the assets held by the fund, and the issuer has determined the strategic asset allocation of the fund. Amounts attributable to the reported units are payable solely in cash upon withdrawal determined by reference to the value of the underlying fund assets on the date of withdrawal.

2. The instrument has no expiration date

Remarks:

	/s/ Maria Fernanda Valencia Tafur, Attorney-in-Fact for Sylvia Escovar Gomez	03/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

FAQ

What insider holding did Grupo Cibest (CIB) disclose in this Form 3?

Grupo Cibest reported director Sylvia Escovar Gomez’s indirect holding of units in an institutional voluntary pension fund. These units correspond to 39,110.8613 underlying common and preferred shares, reflecting a pension-related interest rather than a direct share position or recent market trade.

Is the Grupo Cibest (CIB) director’s Form 3 a buy or sell transaction?

The Form 3 does not report a buy or sell transaction. It records an existing indirect holding of pension fund units, with transaction direction marked as unknown and no open-market purchases or sales indicated in the summarized transaction data.

How are the Grupo Cibest (CIB) pension fund units held for the director?

The units are held in an institutional voluntary pension fund sponsored by Grupo Cibest and administered by a third-party manager. The fund is unitized, invests mainly in Grupo Cibest common and preferred shares plus liquid assets, and determines value based on underlying assets.

Does the Grupo Cibest (CIB) director control voting or investments in the fund assets?

The director does not have voting or investment discretion over the fund’s assets. Strategic asset allocation is determined by Grupo Cibest, while a third-party manager administers the fund, limiting the director’s control to an economic interest in the units’ cash value.

How is the Grupo Cibest (CIB) pension fund interest paid to the director?

Amounts attributable to the reported units are payable solely in cash upon withdrawal. The cash value is determined by reference to the value of the underlying fund assets on the withdrawal date, rather than delivering Grupo Cibest shares directly.

Does the reported Grupo Cibest (CIB) pension instrument have an expiration date?

The reported instrument has no expiration date. A footnote specifies that the instrument does not expire, indicating the director’s indirect pension-related interest continues until withdrawn under the fund’s terms.