Grupo Cibest director acquires 21,140 fund units

Rhea-AI Filing Summary

Grupo Cibest S.A. director Silvina Vatnick acquired 21,140.3871 Units in the Grupo Cibest Equity Securities Fund on July 16, 2026, at a unit value of COP 26,276.515609 (approximately $8.13), increasing her indirect holdings in this instrument to 42,946.4571 Units.

The Units are held in an institutional voluntary pension fund sponsored by Grupo Cibest and managed by an independent third-party, invest mainly in Grupo Cibest common and preferred shares, are credited via voluntary cash contributions, are payable solely in cash based on fund value at withdrawal, carry no voting or investment discretion, and have no expiration date.

Insider Trade Summary

Grant/Award: 21,140.3871 shares

Grant/Award 1 txn

Insider Vatnick Silvina

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Units in Grupo Cibest Equity Securities Fund F1, F2	21,140.3871	$8.13	$172K

Holdings After Transaction: Units in Grupo Cibest Equity Securities Fund — 42,946.4571 contracts (Indirect, Director Voluntary Pension Fund Units)

Footnotes (2)

1. F1. The reported securities represent units held by the reporting person in an institutional voluntary pension fund sponsored by the issuer and administered by an independent third-party manager. The fund is unitized and invests primarily in Grupo Cibest common and preferred shares, together with a small amount of cash. The reporting person does not have voting or investment discretion with respect to the assets held by the fund. The reported units were credited pursuant to a voluntary cash contribution to the fund, are not purchased at a fixed or negotiated price, and are payable solely in cash based on the value of the fund on the date of withdrawal. The number of Grupo Cibest shares economically attributable to the units cannot be determined until the date of withdrawal. The price of a Unit on July 16, 2026 was COP 26,276.515609 equal to approximately $8.13 per Unit using a conversion rate of COP 3,233.91 per $1.
2. F2. The instrument has no expiration date

Key Figures

Units acquired: 21,140.3871 Units Total Units after transaction: 42,946.4571 Units Unit value in COP: COP 26,276.515609 per Unit +2 more

5 metrics

Units acquired 21,140.3871 Units Units in Grupo Cibest Equity Securities Fund acquired on July 16, 2026

Total Units after transaction 42,946.4571 Units Indirect holdings in director voluntary pension fund Units following acquisition

Unit value in COP COP 26,276.515609 per Unit Value of a Unit on July 16, 2026 in the institutional voluntary pension fund

Approximate Unit value in USD approximately $8.13 per Unit Converted from COP 26,276.515609 using COP 3,233.91 per $1

FX rate used COP 3,233.91 per $1 Conversion rate used to translate Unit value from COP to USD

Key Terms

institutional voluntary pension fund, unitized, voting or investment discretion, payable solely in cash

4 terms

institutional voluntary pension fund financial

"The reported securities represent units held by the reporting person in an institutional voluntary pension fund"

unitized financial

"The fund is unitized and invests primarily in Grupo Cibest common and preferred shares"

voting or investment discretion financial

"The reporting person does not have voting or investment discretion with respect to the assets held by the fund"

payable solely in cash financial

"are payable solely in cash based on the value of the fund on the date of withdrawal"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What transaction did Grupo Cibest (CIB) director Silvina Vatnick report on this Form 4?

She reported acquiring 21,140.3871 Units in the Grupo Cibest Equity Securities Fund on July 16, 2026. These Units provide indirect, cash‑settled economic exposure to Grupo Cibest common and preferred shares through an institutional voluntary pension fund.

How many Grupo Cibest (CIB) pension fund Units does Silvina Vatnick hold after this transaction?

After the acquisition, Silvina Vatnick holds a total of 42,946.4571 Units in the Grupo Cibest Equity Securities Fund. All of these Units are held indirectly through a director voluntary pension fund arrangement sponsored by Grupo Cibest and managed by an independent third party.

At what value were the Grupo Cibest (CIB) pension fund Units credited to Silvina Vatnick?

On July 16, 2026, each Unit in the fund was valued at COP 26,276.515609, equal to approximately $8.13 per Unit using a foreign‑exchange rate of COP 3,233.91 per $1. The Units were credited pursuant to a voluntary cash contribution.

Does Silvina Vatnick have voting or investment discretion over the Grupo Cibest (CIB) pension fund assets?

No. The filing states that she has no voting or investment discretion over the assets held by the institutional voluntary pension fund. An independent third‑party manager administers the fund, which invests mainly in Grupo Cibest common and preferred shares plus a small cash component.

Are the Grupo Cibest (CIB) pension fund Units deliverable in shares or cash to Silvina Vatnick?

The Units are payable solely in cash based on the value of the fund on the date of withdrawal. The number of Grupo Cibest shares economically attributable to the Units cannot be determined until withdrawal, making this a cash‑settled economic exposure rather than a fixed share entitlement.

Do the Grupo Cibest (CIB) pension fund Units reported by Silvina Vatnick have an expiration date?

No. A footnote specifies that the instrument has no expiration date. The Units remain outstanding until withdrawn, at which point they are settled in cash based on the then‑current value of the underlying pension fund portfolio.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 07/17/2026 - 05:14 PM Accepted by SEC EDGAR 07/17/2026 - 05:13 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Vatnick Silvina

(Last) (First) (Middle)

CRA. 48 # 26-85

(Street)

MEDELLIN, COLOMBIA 050001

(City) (State) (Zip)

COLOMBIA

(Country)

2. Issuer Name and Ticker or Trading Symbol
Grupo Cibest S.A. [ CIB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/16/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Units in Grupo Cibest Equity Securities Fund(1)	(1)	07/16/2026		A		21,140.3871		(1)	(2)	Common Shares and Preferred Shares	(1)	$8.13	42,946.4571	I	Director Voluntary Pension Fund Units(1)

Explanation of Responses:

1. The reported securities represent units held by the reporting person in an institutional voluntary pension fund sponsored by the issuer and administered by an independent third-party manager. The fund is unitized and invests primarily in Grupo Cibest common and preferred shares, together with a small amount of cash. The reporting person does not have voting or investment discretion with respect to the assets held by the fund. The reported units were credited pursuant to a voluntary cash contribution to the fund, are not purchased at a fixed or negotiated price, and are payable solely in cash based on the value of the fund on the date of withdrawal. The number of Grupo Cibest shares economically attributable to the units cannot be determined until the date of withdrawal. The price of a Unit on July 16, 2026 was COP 26,276.515609 equal to approximately $8.13 per Unit using a conversion rate of COP 3,233.91 per $1.

2. The instrument has no expiration date

Remarks:

	/s/ Maria Fernanda Valencia Tafur, Attorney-in-Fact for Silvina Graciela Vatnick	07/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)