Grupo Cibest S.A. filings document foreign private issuer reporting for a financial group whose U.S.-listed ADRs each represent four preferred shares. Form 20-F and Form 6-K records cover annual reports, consolidated and separate financial statements, quarterly financial results, segment presentation, and accounting treatment for assets held for sale and discontinued operations.
The filings also record shareholder meeting decisions, dividend and reserve allocations, buyback programs for common shares, preferred shares and ADRs, capital management actions, and corporate governance matters such as board committee composition, good-governance procedures and authorizations for ordinary-course transactions with affiliates.
Grupo Cibest S.A. (CIB) director Zapata Zuluaga Nicolas reported an acquisition of derivative securities linked to the company through an institutional voluntary pension fund. On August 20, 2026, he was credited 469.4700 Units in the Grupo Cibest Equity Securities Fund at about $9.73 per Unit, bringing his indirect holdings in this fund to 5946.3495 Units. The fund is unitized, invests primarily in Grupo Cibest common and preferred shares plus some cash, and is administered by an independent third-party manager. He has no voting or investment discretion over the fund assets, the instrument has no expiration date, and the Units are payable solely in cash based on fund value at withdrawal, so the number of Grupo Cibest shares economically attributable to these Units will only be determinable on the withdrawal date.
Grupo Cibest S.A. (CIB) reported that director Andres Felipe Mejia Cardona acquired 656.67 Units of the Grupo Cibest Equity Securities Fund on August 20, 2026, as an indirect holding through a director voluntary pension fund. Each Unit was valued at approximately $9.73, bringing his total fund holdings to 75,644.83 Units.
The Units are held in an institutional voluntary pension fund sponsored by Grupo Cibest and administered by an independent third-party manager. The fund is unitized and invests primarily in Grupo Cibest common and preferred shares plus a small amount of cash. The reporting person has no voting or investment discretion over the fund’s assets, the instrument has no expiration date, and the Units are payable solely in cash based on fund value at withdrawal.
Grupo Cibest S.A. (CIB) director Toro Valencia Juan Esteban reported an acquisition of 462.2700 Units in Grupo Cibest Equity Securities Fund on 2026-08-20. These are held indirectly through a director voluntary pension fund and bring his total to 10,575.8700 units.
The institutional voluntary pension fund, sponsored by Grupo Cibest and managed by an independent third party, is unitized and invests primarily in Grupo Cibest common and preferred shares plus a small cash balance. The director has no voting or investment discretion over the fund assets. Units were credited from a voluntary cash contribution, are payable solely in cash at withdrawal, and have no expiration date. On August 20, 2026, a Unit was valued at COP 29,733.504428, approximately $9.73 using a COP 3,053.48 per $1 rate.
Grupo Cibest S.A. (CIB) director Jaramillo Mejia Ricardo reported an indirect acquisition of 255.4500 “Units in Grupo Cibest Equity Securities Fund” on August 20, 2026, as a grant/award-type transaction. The units are held in an institutional voluntary pension fund sponsored by Grupo Cibest and administered by an independent third-party manager, where the director has no voting or investment discretion over the underlying assets.
The fund is unitized and invests primarily in Grupo Cibest common and preferred shares plus a small cash position, but the number of shares economically attributable to the units will only be known at withdrawal, and payouts are made solely in cash. After this credit, the reporting person’s fund position is 8,085.3503 units. The price of a unit on August 20, 2026 was COP 29,733.504428, equal to approximately $9.73 per unit using a COP 3,053.48 per $1 conversion rate, and the instrument has no expiration date.
Grupo Cibest S.A. (CIB) reported strong second-quarter 2026 results, with net profit attributable to shareholders of COP 2.73 trillion, an increase of 52% versus 2Q25, and a quarterly annualized ROE of 28.73%. The gross loan portfolio reached COP 262.3 trillion, up 5.72% year-over-year, led by mortgage and consumer lending despite FX headwinds on foreign-currency books.
Net interest income rose 23.84% year-over-year to COP 6,037 billion, with consolidated NIM expanding to 7.94%. Asset quality improved: the 30-day past-due ratio declined to 3.59% of loans and credit cost fell to 1.56%. Operating expenses dropped 9.77% versus 1Q26, producing a cost-to-income ratio of 42.80%. As of June 30, 2026, 20.5% of a COP 1.35 trillion share buyback program had been executed, and an extraordinary dividend of COP 1,271 per share is proposed for payment on September 1, 2026. Subsequent events include Bancolombia’s COP 1 trillion AT1 issuance subscribed by Grupo Cibest and the acquisition of 100% of Avista Colombia to expand digital payroll-based lending.
Grupo Cibest reported a strong second quarter of 2026, highlighted by completing the sale of 100% of Banistmo S.A. to Banco La Hipotecaria S.A. for USD 1.418 billion, as part of a long-term portfolio-optimization strategy. Banistmo is no longer a subsidiary, and no agreements were entered into with Inversiones Cuscatlán on governance or other material matters.
Net income attributable to shareholders reached COP 2.73 trillion, up 87.38% versus 1Q26 and 52.42% versus 2Q25, yielding a quarterly annualized ROE of 28.73%. Net interest income was COP 6.04 trillion, rising 16.49% quarter over quarter and 23.84% year over year, with a consolidated net interest margin of 7.94%, up 91 bps from 1Q26.
The gross loan portfolio was COP 262.3 trillion, growing modestly as COP appreciation reduced foreign-currency balances; deposits were COP 271 trillion. Asset quality improved, with 30‑day non-performing loans at 3.59% and provisions down 16.75% quarter on quarter, for an annualized cost of credit of 1.56%. Equity attributable to shareholders stood at COP 38.1 trillion; a buyback program of up to COP 1.35 trillion was 20.5% executed by June. The group continues to expand digitally, with 9.5 million active Mi Bancolombia app users and 23.5 million active Nequi accounts.
Grupo Cibest S.A. outlines governance measures to ensure equitable treatment of shareholders ahead of the General Shareholders’ Meeting on August 26, 2026. The Board of Directors prohibits management, officers and the share administrator (Fiduciaria Bancolombia S.A.) from promoting or receiving blank-check powers of attorney, suggesting specific proxy holders, or coordinating voting agreements with shareholders.
The company will provide power-of-attorney templates on its website, confirm compliance of proxies at the meeting, and ensure shareholders retain full discretion in appointing proxy holders. Management and employees are barred from representing shares other than their own and from voting on end-of-year or liquidation accounts with their own shares while acting in their roles. Designated officers at Grupo Cibest and Fiduciaria Bancolombia must verify that proxies comply with article 184 of the Code of Commerce and the Board’s guidelines; non-compliant powers of attorney will not be accepted.
Grupo Cibest S.A. has convened an in-person Extraordinary General Shareholders’ Meeting for August 26, 2026 at 8:00 a.m. at its administrative offices in Medellín, Colombia. The agenda includes verification of quorum, reading of the agenda, election of a committee for vote tabulation and minute approval, and consideration of a partial change in the allocation of the occasional reserve and an extraordinary distribution of dividends.
Shareholders may attend by written proxy, which must comply with applicable law and cannot be granted to company employees or persons affiliated with management. Scanned proxies are requested by August 25 at 3:00 p.m. to the designated email. Supporting information for the proposals will be made available on the company’s website, consistent with its Corporate Governance Code, and management states that all necessary processes and authorizations for issuing this meeting notice have been completed.
Grupo Cibest S.A. director Luis Fernando Restrepo Echavarria, through an institutional voluntary pension fund, reported a disposition to the issuer of 26,015.88 fund units on August 6, 2026 at about $8.38 per unit, leaving 15,539.69 units indirectly held.
The units represent interests in a unitized fund investing primarily in Grupo Cibest common and preferred shares and administered by an independent manager. The director has no voting or investment discretion over the fund assets, the units were paid exclusively in cash, and the instrument has no expiration date.
Grupo Cibest S.A. director Nicolas Zapata Zuluaga acquired 521.3700 units in an institutional voluntary pension fund sponsored by the company on July 30, 2026 at COP 28,345.28 (approximately $8.84) per unit, raising his indirect holding to 5,476.8795 units. The unitized fund, managed by an independent third party, invests mainly in Grupo Cibest common and preferred shares; he has no voting or investment discretion and the instrument has no expiration date. The amendment also corrects an earlier report that misstated the transaction date and overstated the acquired and post-transaction units as 4,965.3212 and 9,920.8379.