[Form 4] CIVISTA BANCSHARES, INC. Insider Trading Activity

Rhea-AI Filing Summary

Civista Bancshares, Inc. Senior Vice President Robert L. Curry Jr. received a stock award of 1,323 shares of common stock, granted at no cash cost to him under the Civista Bancshares, Inc. 2024 Incentive Plan. This is compensation-related rather than an open-market purchase.

Earlier activity included 354 shares withheld by the company to cover taxes when restricted shares vested, and 10.9349 common shares acquired through the company’s dividend reinvestment feature. After these transactions, Curry directly holds 3,694.8363 common shares.

Insider Trade Summary

4 transactions reported

Mixed 4 txns

Insider CURRY ROBERT L JR

Role Senior Vice President

Type	Security	Shares	Price	Value
Grant/Award	Common	1,323	$0.00	--
holding	Common	--	--	--
Other	Common	10.935	$0.00	--
Tax Withholding	Common	354	$0.00	--

Holdings After Transaction: Common — 3,694.836 shares (Direct)

Footnotes (1)

1. Reflects shares withheld by the company for payment of taxes upon vesting of restricted shares. Common shares acquired by company dividend reinvestment feature. Stock award granted from Civista Bancshares, Inc. 2024 Incentive Plan

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

CURRY ROBERT L JR

(Last) (First) (Middle)

720 JASMINE AVENUE

(Street)

MARBLEHEAD OH 43440-1844

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CIVISTA BANCSHARES, INC. [ CIVB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Senior Vice President

3. Date of Earliest Transaction (Month/Day/Year)
03/11/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common	01/02/2026	(1)	F		354	D	$0	2,360.9014	D
Common	02/24/2026	(2)	J		10.9349	A	$0	2,371.8363	D
Common	03/11/2026	(3)	A		1,323	A	$0	3,694.8363	D
Common								3,694.8363	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects shares withheld by the company for payment of taxes upon vesting of restricted shares.

2. Common shares acquired by company dividend reinvestment feature.

3. Stock award granted from Civista Bancshares, Inc. 2024 Incentive Plan

	/s/Karen M. Terenzi, By Power of Attorney	03/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did CIVB insider Robert L. Curry Jr. report on this Form 4?

Robert L. Curry Jr. reported a stock award of 1,323 CIVB common shares as compensation. The filing also shows prior tax-related share withholding and dividend reinvestment transactions, resulting in total direct holdings of 3,694.8363 common shares after these events.

How many CIVB shares were granted to the Senior Vice President?

The Senior Vice President received a grant of 1,323 CIVB common shares. The award was made at a price of $0.00 per share as part of a stock award under the Civista Bancshares, Inc. 2024 Incentive Plan, reflecting equity-based compensation, not an open-market purchase.

Were any CIVB shares sold by Robert L. Curry Jr. in this Form 4?

No open-market sales were reported. The only disposition was 354 shares withheld by the company to pay taxes when restricted shares vested, a standard tax-withholding mechanism that does not represent a discretionary sale into the market by the insider.

What is the purpose of the 354 CIVB shares classified as a disposition?

The 354 common shares classified as a disposition were withheld by the company to cover tax liabilities upon vesting of restricted shares. This tax-withholding transaction is a routine administrative step and is not an open-market sale initiated by the insider.

How many CIVB shares does Robert L. Curry Jr. own after these transactions?

Following the reported grant, tax withholding, and dividend reinvestment entries, Robert L. Curry Jr. directly owns 3,694.8363 CIVB common shares. This total reflects his post-transaction holdings as reported, giving a snapshot of his current direct equity position in the company.

What was the 10.9349-share CIVB transaction noted with code J?

The 10.9349-share transaction labeled with code J represents common shares acquired via the company’s dividend reinvestment feature. Instead of receiving cash dividends, these amounts were automatically reinvested into fractional and whole CIVB common shares credited to the insider’s direct holdings.