Civista Bancshares, Inc. filings document the regulatory record of a financial holding company operating through Civista Bank. Recent Forms 8-K furnish quarterly earnings releases, dividend declarations, investor presentation materials, Regulation FD disclosures and executive or director-change reports tied to the bank holding company and its primary banking subsidiary.
The filing record also includes proxy materials covering board elections, governance, executive compensation and shareholder voting matters. Civista disclosures describe community banking, commercial lending, mortgage banking, wealth management, the Civista Leasing & Finance equipment-leasing division, capital and liquidity items, loan and deposit composition, and the completed Farmers Savings Bank merger into Civista Bank.
Civista Bancshares, Inc. is sharing its first quarter 2026 investor presentation in connection with its appearance at the D.A. Davidson 29th Annual Financial Institutions Conference. The presentation highlights a community bank franchise with $4.3 billion in total assets and diversified revenue streams across commercial, retail, wealth, mortgage, and equipment leasing.
For 1Q 2026, Civista reports net interest margin of 3.85%, return on average assets of 1.41%, and return on average equity of 10.97%. Net income was $15 million, reflecting 47% year-over-year growth, supported by low-cost core deposits and expansion from recent acquisitions, including FSB. Tangible book value per share rose to $19.70, and the quarterly dividend was $0.18, implying a 3.16% yield and a 24.9% payout ratio.
The balance sheet shows gross loans and leases of $3.23 billion and total deposits of $3.50 billion, with a loan-to-deposit ratio of 92.2%. Credit quality metrics remain solid, while capital ratios, including a 9.85% tangible common equity to tangible assets ratio, underpin ongoing dividends and a strategy of disciplined, earnings-accretive mergers and acquisitions.
Civista Bancshares, Inc. director Mark J. Macioce reported a disposition of common shares back to the company. On April 28, 2026, he returned 250 shares of Civista common stock to the issuer at $25.23 per share in a non-derivative transaction coded as a disposition to the issuer.
After this transaction, one directly held account shows 390 shares, and a separate direct holding shows 2,963.677 shares. The filing records these as direct ownership positions and does not show any derivative securities.
CIVISTA BANCSHARES, INC. director Harry Singer reported updated holdings and an indirect disposition of Common Stock. An entity for which he serves as President, Sandusco Inc., disposed of 7,900 shares back to the issuer at $24.77 per share, leaving that indirect Sandusco position at zero shares.
After these updates, Singer’s reported holdings include 12,299.343 Common shares held directly, plus 1,075 shares in a SEP IRA and 1,875 shares in a Rollover IRA, both reported as indirect ownership.
Civista Bancshares, Inc. reported strong first‑quarter 2026 results, with net income of $15.0 million, up 47% from $10.2 million a year earlier. Diluted earnings per common share rose to $0.72, a 9% increase from $0.66 in first‑quarter 2025.
Performance was helped by the November 2025 Farmers Savings Bank merger, higher net interest income, and lower funding costs. The tax‑equivalent net interest margin expanded to 3.85% from 3.51%, while total deposits grew $35.4 million or 1.0% sequentially. Return on average assets improved to 1.41% from 1.00%.
The efficiency ratio improved to 60.1% from 64.9%, showing better cost efficiency despite a 10.1% rise in non‑interest expense, including about $0.4 million of non‑recurring acquisition‑related costs. Tangible book value per share reached $19.70, and the quarterly dividend was raised to $0.18 per share from $0.17.
Civista Bancshares, Inc. has declared a quarterly cash dividend of $0.18 per common share, the same level as the prior quarter. The dividend will be paid on May 19, 2026 to shareholders of record as of May 5, 2026.
The company expects this distribution to total approximately $3.7 million. Based on Civista’s closing stock price of $22.79 on March 31, 2026, the quarterly dividend equates to an annualized yield of 3.03%. Civista is a $4.3 billion financial holding company operating 44 banking locations across Ohio, Southeastern Indiana and Northern Kentucky.
Civista Bancshares, Inc. is soliciting proxies for its 2026 Annual Meeting of Shareholders, to be held May 19, 2026 at 10:00 AM Eastern at Sawmill Creek Resort in Huron, Ohio. Shareholders of record as of March 24, 2026, when 24,658,922 common shares were outstanding and 20,715,585 were entitled to vote, may participate.
Investors are being asked to elect 11 directors for one-year terms, approve a non-binding advisory vote on executive compensation, and ratify Plante & Moran, PLLC as independent auditor for 2026. The proxy also details board committee structures, director independence, director pay practices, and performance-based incentive plans. It discloses that CEO and President Dennis G. Shaffer will retire effective August 28, 2026, with Executive Vice President and Civista Bank President Charles A. Parcher designated as his successor as CEO and President of the Corporation and CEO of the Bank.
Doucette Veronica G reported acquisition or exercise transactions in this Form 4 filing.
Civista Bancshares SVP Veronica G. Doucette received a stock award of 908 common shares on March 11, 2026. The shares were granted at no cash cost per share as a compensation-related award. Following this grant, her directly held common stock position increased to 1,703 shares.
CIVISTA BANCSHARES, INC. executive Veronica G. Doucette, the SVP/Human Resources Officer, filed an initial Form 3 reporting her ownership in the company. She reports direct beneficial ownership of 795 shares of Common stock, and this filing does not reflect any new buy or sell transaction.
The Vanguard Group amended its Schedule 13G/A to report 0 shares of Civista Bancshares Inc common stock. The filing explains an internal realignment effective January 12, 2026 that disaggregated beneficial ownership among Vanguard entities per SEC Release No. 34-39538. The amendment is signed on 03/26/2026.