Columbia Financial insider logs small phantom stock purchase
Rhea-AI Filing Summary
Columbia Financial (CLBK) reported an insider transaction by its SEVP & Chief Risk Officer. On 10/31/2025, the officer acquired 43.2854 shares of common stock at $14.75, recorded as phantom stock purchased under the Bank’s Stock Based Deferral Plan, which will be settled in shares upon distribution.
Following the transaction, the officer beneficially owned 7,981.3625 shares indirectly via the Stock‑Based Deferral Plan. Additional positions include 60,769 shares held directly, and indirect holdings through retirement and incentive plans. Derivative holdings include stock options for 188,235 shares at $15.60 expiring 07/23/2029, 12,030 at $15.94 expiring 05/01/2033, 8,850 at $16.49 expiring 03/06/2034, and 20,310 at $16.23 expiring 03/03/2035.
Positive
- None.
Negative
- None.
Insights
Small routine insider acquisition; informational only.
The filing records a modest acquisition of 43.2854 shares at $14.75 on 10/31/2025 through a stock-based deferral plan. This mechanism credits phantom stock that will be settled in actual shares upon distribution.
Post-transaction, indirect holdings via the deferral plan total 7,981.3625 shares, alongside direct and other plan-based holdings. Derivative exposure is detailed across multiple option grants with specified exercise prices and expirations.
This is a routine Form 4 entry without a clear thesis-changing impact. Actual market effect depends on future exercises or distributions as disclosed in subsequent filings.
Insider Trade Summary
| Type | Security | Shares | Price | Value |
|---|---|---|---|---|
| Grant/Award | Common Stock | 43.285 | $14.75 | $638.46 |
| holding | Stock Options (right to buy) | -- | -- | -- |
| holding | Stock Options (right to buy) | -- | -- | -- |
| holding | Stock Options (right to buy) | -- | -- | -- |
| holding | Stock Options (right to buy) | -- | -- | -- |
| holding | Common Stock | -- | -- | -- |
| holding | Common Stock | -- | -- | -- |
| holding | Common Stock | -- | -- | -- |
| holding | Common Stock | -- | -- | -- |
| holding | Common Stock | -- | -- | -- |
| holding | Common Stock | -- | -- | -- |
| holding | Common Stock | -- | -- | -- |
| holding | Common Stock | -- | -- | -- |
Footnotes (1)
- Represents phantom stock purchased, on a non-discretionary basis, by the trustee of the Bank's rabbi trust maintained in connection with the Columbia Bank Stock Based Deferral Plan, a non-qualified stock-based deferral plan. Stock unit interests under the Columbia Bank Stock Based Deferral Plan will be settled in shares of stock upon distribution to the reporting person. Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive plan, 25% of which vest in three approximately equal annual installments commencing on May 1, 2024; and the remaining 75% of which vest upon achievement of certain specified performance-based vesting criteria, which if achieved, such Awards would vest three years after the date of the Award. Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive plan, 25% of which vest in three approximately equal annual installments commencing on March 6, 2025; and the remaining 75% of which vest upon achievement of certain specified performance-based vesting criteria, which if achieved, such Awards would vest three years after the date of the Award. Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive plan, which vest upon achievement of certain specified performance-based vesting criteria, which if achieved, such Awards would vest three years after the date of the Award on March 3, 2028. Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan are fully vested and exercisable. Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan vest in three approximately equal annual installments commencing on May 1, 2024. Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan vest in three approximately equal annual installments commencing on March 6, 2025. Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan vest in three approximately equal annual installments commencing on March 3, 2026.
