Welcome to our dedicated page for Columbia Financ SEC filings (Ticker: CLBK), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Columbia Financial, Inc. (NASDAQ: CLBK), the mid-tier holding company for Columbia Bank. Through these filings, investors can review detailed disclosures on the company’s financial condition, results of operations, capital management, and significant corporate events.
Columbia Financial, Inc. uses current reports on Form 8-K to announce material events. Recent 8-K filings have covered quarterly earnings releases, including financial results for periods ended March 31, June 30, and September 30, as well as the year ended December 31. These filings typically reference press releases furnished as exhibits that discuss net interest income, interest expense on deposits and borrowings, provision for credit losses, non-interest income and expense, net interest margin, and overall net income or loss.
Other 8-K filings describe corporate actions and governance matters. For example, the company has filed 8-Ks regarding authorization of a stock repurchase program to acquire up to 1,800,000 shares of common stock, including details on regulatory non-objection, permitted repurchase methods, and program terms. Additional 8-Ks disclose executive officer changes, such as the planned end date of employment for a Senior Executive Vice President and Chief Operating Officer, and the availability of investor presentations outlining operating and growth strategies.
Annual reports on Form 10-K and quarterly reports on Form 10-Q, when accessed alongside these current reports, provide comprehensive information on Columbia Financial, Inc.’s loan portfolio composition, deposit base, funding sources, balance sheet repositioning transactions, asset quality metrics, and risk factors. These filings also describe the company’s structure as a Delaware corporation and majority-owned subsidiary of Columbia Bank, MHC, and its role as the holding company for Columbia Bank, a federally chartered savings bank headquartered in Fair Lawn, New Jersey.
Stock Titan’s platform enhances these filings by delivering real-time updates from the SEC’s EDGAR system and AI-powered summaries that highlight key points from lengthy documents. Users can quickly identify important information in 10-K and 10-Q reports, track material events reported on Form 8-K, and review disclosures related to capital actions such as stock repurchase programs. Insider transaction reports on Form 4, where available, can also be monitored to see reported purchases and sales by directors and executive officers.
By combining Columbia Financial, Inc.’s official SEC filings with AI-generated insights, this page helps readers understand how the company describes its performance, strategy, and risk profile in its own regulatory disclosures.
Columbia Financial, Inc. outlines a major restructuring that combines a full conversion to a fully public stock holding company with a planned merger with Northfield Bancorp, Inc. Immediately after the conversion, Northfield will merge into a new Maryland holding company that will own Columbia Bank.
The merger consideration for Northfield shareholders will be in stock or cash, with exchange ratios and cash per share tied to an independent valuation range from $2.3B to above $2.6B. Columbia continues its acquisition-driven growth strategy and emphasizes multifamily and commercial real estate lending, which totaled $4.2B, or just over half of its loan portfolio as of year-end 2025.
The company reports a sizable securities repositioning in late 2024, selling $352.3M of debt securities and prepaying $170.0M of higher-cost borrowings, recognizing a pretax loss of about $37.9M but targeting higher future net interest income.
Columbia Financial, Inc. executive Lewis Oliver Edward Jr., SEVP & Head of Commercial Banking, reported new equity awards. He was granted 20,000 stock options and 11,772 shares of common stock as a stock award, both recorded as acquisitions at no cash cost in this transaction.
The options and stock awards were issued under the 2019 Equity Incentive Plan, with vesting tied to multi-year schedules and performance-based criteria, including tranches that begin vesting in approximately equal annual installments and others that vest three years after the award dates through March 2, 2029.
Columbia Financial, Inc. executive vice president and chief information officer Prabhu Manesh Balachandran reported new equity-based awards. He was granted 19,545 stock options on March 2, 2026 at no purchase price, with vesting in three approximately equal annual installments beginning on March 2, 2027 under the 2019 Equity Incentive Plan.
He also received 7,669 phantom stock units under the 2026 Phantom Stock Plan, each economically equivalent to one share of CLBK common stock and payable in cash based on the closing stock price on the determination date. The filing reflects increases in beneficial ownership from exempt acquisitions under Rule 16b-3(c).
Columbia Financial, Inc. executive Mayra Liseth Rinaldi, EVP of Corporate Governance & Culture, reported new equity-based awards. She received a grant of 12,121 stock options on March 2, 2026 under the 2019 Equity Incentive Plan, vesting in three approximately equal annual installments starting on March 2, 2027.
Rinaldi also acquired 4,756 phantom stock units on March 2, 2026 under the 2026 Phantom Stock Plan, each economically equivalent to one share of CLBK common stock and payable in cash based on the closing stock price at settlement. The filing additionally updates her existing option and common stock holdings across direct accounts, retirement plans, stock award programs, and family-related accounts.
Columbia Financial, Inc. executive John Klimowich, SEVP & Chief Risk Officer, reported equity compensation grants rather than open-market trades. On March 2, 2026, he acquired 20,227 stock options with a grant price of $0.00 per option and 11,906 shares of common stock through a stock award vehicle.
The options and stock awards were granted under the 2019 Equity Incentive Plan, with vesting schedules tied to time-based installments and performance-based criteria, in some cases over three years. The filing also lists updated totals for his existing option and stock holdings, both directly and through various company plans.
Kemly Thomas J. reported acquisition or exercise transactions in this Form 4 filing.
Columbia Financial, Inc. President and CEO Thomas J. Kemly reported equity awards on common stock dated March 2, 2026. He received stock options covering 91,477 shares and a separate grant of 53,842 shares of common stock through "Stock Award V."
The options were issued under the 2019 Equity Incentive Plan and vest in three approximately equal annual installments beginning on March 2, 2027. The Stock Award V shares vest only if specified performance-based criteria are met and, if achieved, would vest three years after the award date on March 2, 2029.
Columbia Financial, Inc. granted Senior Executive Vice President and Head of Consumer Banking Allyson Katz stock options for 21,364 shares at an exercise price of $0.00 per share and 12,574 shares of common stock as an equity award.
The options were issued under the 2019 Equity Incentive Plan and vest in three approximately equal annual installments starting on March 2, 2027. The stock award, held indirectly through “Stock Award V,” is performance-based and, if vesting criteria are met, will vest three years after the grant date on March 2, 2029.
Splaine Thomas Jr reported acquisition or exercise transactions in this Form 4 filing.
Columbia Financial, Inc. reported that EVP and CFO Thomas Splaine Jr received equity compensation on March 2, 2026. He was granted 16,098 stock options and 9,475 shares of common stock at no cost under the 2019 Equity Incentive Plan. The awards vest over multiple years, with some tied to performance goals through March 2, 2029, and others in approximately equal annual installments beginning in 2026 and 2027.
Gibney Dennis E. reported acquisition or exercise transactions in this Form 4 filing.
Columbia Financial, Inc. reported that executive Dennis E. Gibney received new equity awards in the form of stock options and common stock. He was granted 53,033 stock options and 31,213 shares of common stock at no cash cost as part of the company’s 2019 Equity Incentive Plan.
The awards vest over time and are tied in part to performance-based criteria, with some options vesting in three approximately equal annual installments starting on March 2, 2027, and certain stock awards scheduled to vest three years after their grant date if specified performance goals are achieved.
Columbia Financial, Inc. President & CEO Thomas J. Kemly reported an acquisition of 100.7424 shares of phantom common stock on February 20, 2026, at $18.44 per share, through the company’s stock-based deferral plan.
According to the disclosure, these phantom stock units were purchased on a non-discretionary basis by the trustee of the bank’s rabbi trust under the Columbia Bank Stock Based Deferral Plan and will be settled in actual shares of stock upon distribution to Kemly. Following this award, his indirect deferral-plan-related common stock balance is 66,923.6689 shares.