[8-K] Conifer Holdings, Inc. Reports Material Event

Rhea-AI Filing Summary

Presurance Holdings, Inc. filed a current report to announce that it released its financial results for the third quarter of 2025. The company stated that it publicly announced these results on November 12, 2025, and attached the related earnings press release as Exhibit 99.1, which is incorporated by reference for additional details. The filing also notes that this earnings information is being furnished under Item 2.02 of Form 8-K and is not deemed filed for liability purposes. Presurance’s common stock and its 9.75% Senior Notes due 2028 are listed on The Nasdaq Stock Market.

Insights

Equity analyst – financial services

Presurance furnished its Q3 2025 results via a standard earnings 8-K.

Presurance Holdings, Inc. reported that it has released financial results for the third quarter of 2025 and furnished the related press release as Exhibit 99.1. Using Item 2.02 means the detailed numbers and commentary are contained in the press release rather than in this report.

The company specifies that the earnings information is "furnished" and not "filed" under the Exchange Act, a common approach that limits certain types of liability while still updating the market. This is a routine step for a Nasdaq-listed issuer with both common stock and 9.75% Senior Notes due 2028.

Without the actual figures, margin trends, or guidance from the press release, the business impact cannot be assessed from this report alone. From an information standpoint, this represents a normal quarterly disclosure rather than a clearly positive or negative surprise.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event Reported): November 12, 2025

Presurance Holdings, Inc.

(Exact Name of Registrant as Specified in Charter)

Michigan	001-37536	27-1298795
(State or Other Jurisdiction of Incorporation)	(Commission File Number)	(I.R.S. Employer Identification Number)

3001 West Big Beaver, Suite 319

Troy, MI 48084

(Address of Principal Executive Offices) (Zip Code)

Registrant's telephone number, including area code: (248) 262-5986

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, no par value		PRHI		The Nasdaq Stock Market LLC
9.75% Senior Notes due 2028		PRHIZ		The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter)

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition.

On November 12, 2025, Presurance Holdings, Inc. (the "Company") publicly announced results for the third quarter of 2025. A copy of the Company's news release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. The information in this Item 2.02 and the attached exhibit shall not be deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), nor shall they be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act except as shall be expressly stated by specific reference in such filing.

Item 9.01. Financial Statements and Exhibits.

Exhibit 99.1	Press Release dated November 12, 2025
Exhibit 104	Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

		Presurance Holdings, Inc.
Date: November 17, 2025		By:	/s/ BRIAN J. RONEY
			Brian J. Roney
			Chief Executive Officer

FAQ

What did Presurance Holdings, Inc. announce in its latest Form 8-K?

Presurance Holdings, Inc. announced that it has released its third quarter 2025 financial results. The detailed results are contained in a press release that is attached to the report as Exhibit 99.1.

Where can investors find Presurance Holdings’ Q3 2025 financial results?

The Q3 2025 financial results are included in a press release dated November 12, 2025, which is attached to the Form 8-K as Exhibit 99.1 and incorporated by reference.

Under which item did Presurance furnish its Q3 2025 earnings information?

The company furnished its third quarter 2025 earnings information under Item 2.02, Results of Operations and Financial Condition, of Form 8-K.

Is Presurance’s Q3 2025 earnings information considered filed with the SEC?

No. Presurance states that the information in Item 2.02 and Exhibit 99.1 is not deemed filed for purposes of Section 18 of the Exchange Act and is only incorporated into other filings if specifically referenced.

Which Presurance securities are listed on The Nasdaq Stock Market?

The report lists Presurance’s common stock, no par value, and its 9.75% Senior Notes due 2028 as being traded on The Nasdaq Stock Market LLC.

What exhibit accompanied Presurance Holdings’ Q3 2025 earnings 8-K?

The filing includes Exhibit 99.1, described as a Press Release dated November 12, 2025, and Exhibit 104, the cover page interactive data file embedded within the Inline XBRL document.