Welcome to our dedicated page for Choiceone Finl Svcs SEC filings (Ticker: COFS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Tracking how a community bank manages rising interest rates or the impact of its pending Fentura merger can feel buried inside hundreds of pages of ChoiceOne Financial Services (NASDAQ: COFS) disclosures. That’s why investors start here.
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- Dive into merger updates via each 8-K material events explained paragraph.
Because regional bank filings demand context, Stock Titan’s expert analysis links ChoiceOne’s credit quality metrics, liquidity sources like FHLB advances, and branch efficiency strategies directly to the exact page reference in the filing. Real-time updates mean you never miss a disclosure, and plain-English summaries help you make informed decisions faster.
ChoiceOne Financial Services (COFS) – Form 4 filing: Director Bradley F. McGinnis acquired 579 common shares on 07/01/2025 at $28.70 per share. After the transaction he owns 12,001 shares directly and 14,301 shares indirectly through Megawall Corporation. No derivative securities were involved.
The purchase modestly increases insider ownership and can signal board-level confidence, but the size of the trade is small relative to COFS’s public float and is unlikely to materially shift the company’s ownership structure or market perception on its own.
ChoiceOne Financial Services, Inc. (COFS) filed a Form 4 disclosing that director Gregory A. McConnell purchased 239 shares of COFS common stock on July 1, 2025 at an average price of $28.70 per share. After the transaction, McConnell directly owns 33,929 shares. No derivative securities were involved and there were no dispositions reported. The filing was signed on July 3, 2025 by attorney-in-fact Christian D. Rhoades.
The transaction is modest in size (≈ $6,900) and represents a routine insider purchase rather than a material change in ownership. Nevertheless, insider buying can sometimes be interpreted as a signal of management’s confidence in the company’s prospects.
ChoiceOne Financial Services, Inc. (COFS) – Form 4 insider transaction
Director Curt E. Coulter reported the purchase of 239 common shares of COFS on 1 July 2025 at an average price of $28.70 per share. The acquisition was coded “A,” indicating a routine purchase or dividend-reinvestment. Following the transaction, Coulter’s direct holdings rose to 9,842.5046 shares. He also maintains an indirect interest of 1,442.8761 shares through an IRA. A footnote clarifies that 174.8304 of the new shares stem from the automatic reinvestment of cash dividends.
The filing signals modest insider confidence but represents a relatively small addition compared with both Coulter’s existing position and COFS’s overall float. No derivative securities were involved, and there were no dispositions.
Form 4 overview: On 07/01/2025, director Harold J. Burns reported the acquisition of 579 ChoiceOne Financial Services Inc. (COFS) common shares at a stated price of $28.70. After the transaction his direct holding rose to 23,308.7834 shares.
A footnote indicates that the updated total includes 283.7301 shares earned through the company’s dividend reinvestment plan (DRIP). No derivative securities or share disposals were disclosed and the filing was submitted individually (not jointly) on 07/03/2025.
Because a substantial portion of the increase stems from automatic dividend reinvestment, rather than an open-market purchase, the transaction appears routine. Nevertheless, the additional shares modestly enhance management–shareholder alignment and signal continuing participation in the company’s dividend program.
On July 1, 2025, director Keith D. Brophy filed a Form 4 disclosing an indirect purchase of 410 ChoiceOne Financial Services (COFS) common shares through a trust at an approximate price of $28.70 per share (total value ≈ $11.8 thousand). After the transaction, Brophy’s indirect trust holding increased to 11,496.8735 shares. A footnote clarifies that the ending balance includes 204.5484 shares obtained via dividend reinvestment. No derivative securities were reported.
The filing signals modest insider confidence but represents a relatively small addition compared with the director’s overall position and COFS’s public float. No sales or dispositions were recorded in this filing.
ChoiceOne Financial Services Inc. (COFS) – Form 4 Insider Transaction
Director Greg L. Armock reported an open-market purchase of COFS common stock on 07/01/2025. The filing shows the acquisition of 580 shares at an indicated price of $28.70 per share, for an estimated consideration of roughly $16.6 thousand. Following the transaction, Armock’s indirect beneficial ownership (held in a trust) stands at 42,775.5353 shares. A footnote clarifies that the ending balance also includes 787.7832 shares acquired through dividend reinvestment. No derivative securities or dispositions were reported.
This purchase marginally increases insider exposure and may be interpreted as a modest vote of confidence in the company’s prospects. The size of the trade is relatively small compared with COFS’s market capitalization and daily trading volume, so the direct market impact is expected to be limited.
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