ChoiceOne Financial Services Inc. director Harold J. Burns acquired 515 shares of common stock on October 1, 2026, in a grant or award. The row reports a per-share price of $32.31, and his reported direct holdings after the transaction were 26,740 shares. A footnote says the post-transaction amount reflects 155 shares acquired through reinvestment of cash dividends.
ChoiceOne Financial Services Inc. (COFS) director Keith D. Brophy reported a grant/award acquisition of 364 Common Stock shares on October 1, 2026, at a reported $32.31 per share. The acquisition was reported as indirectly held through a Trust, with post-transaction Trust holdings of 13,918.9949 shares. A footnote says that reported amount reflects acquisition of 111.0862 shares from reinvestment of cash dividends. Brophy also reported direct holdings of 8,556 shares.
ChoiceOne Financial Services Inc. director Greg L. Armock reported an acquisition of 514 shares of Common Stock held indirectly through a trust on October 1, 2026, at $32.31 per share.
The reported trust position following the transaction was 47,142 shares. The associated footnote says that amount reflects 258 shares acquired through reinvestment of cash dividends. Armock also reported 17,513 shares held directly.
ChoiceOne Financial Services reported stronger mid‑year results for the six months ended June 30, 2026. Net income was $26.2 million versus a small loss a year earlier, as net interest income rose to $73.3 million from $62.6 million on higher loan yields and a larger balance sheet.
Total assets reached $4.46 billion, with loans, net of the allowance, at $3.04 billion. Deposits were stable at $3.60 billion, while borrowings increased to $294.9 million. The allowance for credit losses stood at $35.7 million, slightly above year‑end, reflecting updated CECL modeling and peer group assumptions.
Shareholders’ equity increased to $482.7 million, aided by earnings and an improvement in accumulated other comprehensive loss as unrealized losses on securities narrowed. The company continued returning capital through dividends of $0.58 per share year‑to‑date and repurchased 85,000 shares under its ongoing buyback program.
ChoiceOne Financial Services, Inc. reported Q2 2026 net income of $12.5 million, or $0.83 per diluted share, and six‑month net income of $26.2 million ($1.74 per diluted share), compared with a net loss of $0.4 million for the first six months of 2025. Results included a pre‑tax securities loss of about $1.9 million, which reduced diluted EPS by approximately $0.10 as the company sold lower‑yielding municipal securities to fund loan growth and improve its interest‑rate profile.
Core loans grew $87.1 million, or 11.9% annualized, in the quarter, including about $40 million of purchased adjustable‑rate residential mortgages, and total assets reached $4.5 billion. GAAP net interest margin was 3.59%, modestly lower than the prior quarter as higher earning‑asset yields were offset by slightly higher funding costs and lower accretion income. Deposits excluding brokered deposits declined $55.4 million sequentially due mainly to seasonal municipal balance fluctuations, while available secured borrowing capacity totaled $1.1 billion and uninsured deposits were $1.2 billion, or 33.1% of deposits.
Asset quality remained strong, with annualized net charge‑offs of 0.04% and nonperforming loans equal to 1.07% of total loans, including purchased credit‑deteriorated loans and partially government‑guaranteed balances. Shareholders’ equity was $482.7 million, tangible common equity to tangible assets was 7.56%, and ChoiceOne repurchased 35,000 shares in Q2 under its buyback program, which has 265,272 shares remaining. ChoiceOne Bank remained “well‑capitalized” with a total risk‑based capital ratio of 12.9%, and the company plans to open a full‑service branch and lending office in Troy, Michigan later in 2026.
CHOICEONE FINANCIAL SERVICES INC director Michelle M. Wendling received a grant of 202 shares of Common Stock at $34.00 per share. The award is classified as a grant or other acquisition rather than an open-market purchase. Following this transaction, she directly holds 7,477 shares of the company.
PETTY BRIAN P reported acquisition or exercise transactions in this Form 4 filing.
CHOICEONE FINANCIAL SERVICES INC director Brian P. Petty received a grant of 489 shares of Common Stock on July 1, 2026 at $34.00 per share as a compensation-related award. Following this grant, he directly owns 92,187 shares of the company’s common stock.
Page Roxanne M reported acquisition or exercise transactions in this Form 4 filing.
ChoiceOne Financial Services director Roxanne M. Page reported a stock-based compensation grant. She received 202 shares of Common Stock at $34.00 per share, increasing her direct holdings to 7,322.4488 shares. She also reports 2,152.7237 shares held indirectly through an IRA.
McGinnis Bradley F. reported acquisition or exercise transactions in this Form 4 filing.
CHOICEONE FINANCIAL SERVICES INC director Bradley F. McGinnis reported a stock award and updated holdings. He received a grant of 489 shares of Common Stock at $34.00 per share, bringing his direct holdings to 14,219 shares. He also reported 15,301 shares held indirectly through Megawall Corporation.
McConnell Gregory A reported acquisition or exercise transactions in this Form 4 filing.
CHOICEONE FINANCIAL SERVICES INC director Gregory A. McConnell received an award of 202 shares of Common Stock on July 1, 2026 at a price of $34.00 per share. This was a compensation-related grant, not an open-market purchase.
After this award, McConnell directly holds 37,446 shares of ChoiceOne Common Stock.