Every 424B that Consumer Portfolio Services (CPSS) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 424B covers the supplement that carries the terms of a priced offering, so if you follow CPSS and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full CPSS filings page.
CONSUMER PORTFOLIO SERVICES, INC. (CPSS) updated the interest rates on its Renewable Unsecured Subordinated Notes, effective August 26, 2026. Annual interest rates vary by note term and investor “Portfolio Amount,” ranging from 4.50% for a 3‑month note at $1,000–$24,999 up to 8.40% for a 4‑year note at $100,000 or more. The supplement states that, where inconsistent, these specific rate terms control over the related base prospectus and prior prospectus supplement. The notes are being offered to investors in a defined list of U.S. states, including large markets such as California, Florida, New York, Ohio, Texas and others.
Consumer Portfolio Services, Inc. (CPSS) is offering up to $50,000,000 in renewable unsecured subordinated notes to new and existing investors, sold directly to the public at 100% of principal with no selling commissions. Investors may choose maturities from three months to ten years and various interest payment schedules; rates are fixed for each term and set from time to time in separate interest rate supplements, with potentially higher rates for larger aggregate holdings.
The notes are unsecured and deeply subordinated, ranking junior to substantially all existing and future CPS indebtedness and other obligations, and pari passu only with other CPS renewable unsecured subordinated notes. As of June 30, 2026, CPS had $3,979.8 million of debt and $4,074.5 million of obligations senior to these notes. The notes automatically renew at maturity unless CPS elects to repay or the holder requests repayment within 15 days; CPS may redeem them at par plus accrued interest on 30 days’ notice. There is no trading market, transfers require CPS consent, and the indenture contains only limited restrictive covenants. Net proceeds are intended to fund purchases of automobile contracts and for other general corporate purposes.
Consumer Portfolio Services, Inc. provides an interest rate supplement dated May 14, 2026 for its renewable unsecured subordinated notes. The supplement lists current annual interest rates by note term (3-month to 4-year) and by portfolio amount tiers, with rates ranging from 4.50% to 8.40%. The notes are offered in specified U.S. states and the supplement amends the prospectus supplement of the same date.
Consumer Portfolio Services, Inc. is offering up to $50,000,000 aggregate principal of renewable unsecured subordinated notes with maturities ranging from 3 months to 10 years
The notes are unsecured and subordinated to substantially all senior indebtedness (including securitization trust debt). Notes will automatically renew at prevailing published rates unless repaid; transfers and secondary trading are highly restricted and repayments or repurchases are limited by contract and quarterly repurchase caps.
Consumer Portfolio Services, Inc. is offering renewable unsecured subordinated notes with current annual interest rates effective April 13, 2026. The supplement lists tiered rates by note term and portfolio amount: 3‑month rates range from 4.50% to 5.90%, 1‑year rates from 5.50% to 6.90%, and 4‑year rates from 7.00% to 8.40%. The notes are being offered in multiple U.S. states and the supplement supplements the base prospectus and prospectus supplement of the registration statement.
Consumer Portfolio Services, Inc. is offering up to $50,000,000 aggregate principal amount of renewable unsecured subordinated notes to new and existing purchasers with maturities ranging from three months to ten years. The notes are unsecured and subordinated to substantially all existing and future indebtedness; as of December 31, 2025, the company reported approximately $3,454.4 million of debt senior to these notes and $3,519.7 million of outstanding obligations including accounts payable and accrued expenses. Notes will be issued at 100% of principal, will generally automatically renew at maturity for the same term unless the holder requests repayment, and may be redeemed by the issuer after 30 days’ notice. The offering proceeds are intended to fund the purchase of automobile contracts and for general corporate purposes.
Consumer Portfolio Services, Inc. (CPSS) has updated the annual interest rates on its renewable unsecured subordinated notes effective November 24, 2025. Rates vary by note term from 3 months to 4 years and by portfolio amount, with higher investment tiers receiving higher yields.
The notes are currently offered to investors in selected U.S. states, including large markets such as California, Florida, New York, Texas, and others listed in the document. This interest rate supplement is intended to be used together with, and to the extent of any inconsistency supersedes, the descriptions of these notes in the base prospectus and accompanying prospectus supplement.
Consumer Portfolio Services, Inc. (CPSS) is offering up to $50,000,000 in renewable unsecured subordinated notes, sold at 100% of principal with no selling commissions. The notes are issued in minimum denominations of $1,000, with investor-selected maturities from 3 months to 10 years and fixed interest rates set periodically via separate interest rate supplements. These obligations are unsecured and deeply subordinated, ranking junior to CPS’s existing and future secured and senior unsecured debt and pari passu with other CPS subordinated notes; as of December 31, 2024 and September 30, 2025, CPS had approximately $3,175 million and $3,474 million of obligations senior to the notes. Notes automatically renew at maturity unless holders request repayment within 15 days, while CPS may redeem them at par plus accrued interest on 30 days’ notice. The notes are non-listed, subject to transfer restrictions, lack any sinking fund or insurance, and proceeds are intended primarily to fund CPS’s purchase of sub-prime automobile contracts and for general corporate purposes.