Consumer Portfolio Services grants 90,000 stock options

CONSUMER PORTFOLIO SERVICES, INC. reported that Executive Vice President Chris Terry received a grant of stock options covering 90,000 shares of common stock at an exercise price of $9.20 per share.

Rhea-AI Filing Summary

CONSUMER PORTFOLIO SERVICES, INC. reported that Executive Vice President Chris Terry received a grant of stock options covering 90,000 shares of common stock at an exercise price of $9.20 per share. The options were issued as consideration for services and become exercisable in four equal installments from 2027 through 2030, with an expiration date of August 11, 2033.

Insider Trade Summary

Grant/Award: 90,000 shares

Grant/Award 1 txn

Insider TERRY CHRIS

Role Exec. Vice President

Type	Security	Shares	Price	Value
Grant/Award	Stock Option (right to buy) F2, F1	90,000	--	--

Holdings After Transaction: Stock Option (right to buy) — 90,000 contracts (Direct)

Footnotes (2)

1. F1. Becomes exercisable in four equal installments on 8/11/2027, 8/11/2028, 8/11/2029, and 8/11/2030.
2. F2. Issued in consideration of the named person's services to the issuer.

Key Figures

Options Granted: 90,000 shares Exercise Price: $9.20 per share Underlying Shares: 90,000 shares +2 more

5 metrics

Options Granted 90,000 shares Stock Option (right to buy) award to Executive Vice President Chris Terry

Exercise Price $9.20 per share Conversion or exercise price for the granted stock options

Underlying Shares 90,000 shares Common stock underlying the reported stock option award

Expiration Date 08/11/2033 Expiration date of the stock option award

Post-Transaction Derivative Holdings 90,000 options Total derivative securities held following the reported grant

Key Terms

Stock Option (right to buy), exercise price, expiration date, underlying security

4 terms

Stock Option (right to buy) financial

"The security reported is a Stock Option (right to buy) with underlying common stock."

exercise price financial

"The conversion or exercise price of the option is $9.20 per share."

The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.

expiration date financial

"The option carries an expiration date of 08/11/2033."

The expiration date is the deadline after which a financial contract, such as an option or a futures agreement, is no longer valid or can be exercised. It matters to investors because it determines the timeframe during which they can take action or benefit from the contract, similar to how a coupon or a food item has a limited period of usefulness. Once the expiration date passes, the contract loses its value or ability to be used.

underlying security financial

"The underlying security title for this option is Common Stock."

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did CPSS executive Chris Terry acquire in this Form 4 filing?

Chris Terry received a grant of stock options for 90,000 shares of Consumer Portfolio Services common stock, reported as a derivative acquisition awarded in consideration of services to the company.

What is the exercise price of the stock options granted to Chris Terry at CPSS?

The stock options have an exercise price of $9.20 per share, meaning Chris Terry can purchase Consumer Portfolio Services common stock at this price once the options vest.

How many CPSS shares are covered by Chris Terry’s new stock options?

The grant covers 90,000 underlying shares of common stock. These shares may be acquired upon exercise of the options, subject to the vesting schedule and the stated expiration date.

When do Chris Terry’s CPSS stock options vest?

The options become exercisable in four equal installments on 8/11/2027, 8/11/2028, 8/11/2029, and 8/11/2030, creating a multi-year vesting schedule tied to continued service.

When do the CPSS stock options granted to Chris Terry expire?

The stock options are reported with an expiration date of 08/11/2033. After this date, any unexercised portion of the 90,000-share option award will no longer be exercisable.

Why were these CPSS stock options issued to Chris Terry?

A footnote states the options were issued in consideration of the named person’s services to Consumer Portfolio Services, indicating the award functions as part of his executive compensation.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 08/13/2026 - 09:06 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

TERRY CHRIS

(Last) (First) (Middle)

3800 HOWARD HUGHES PARKWAY

SUITE 1400

(Street)

LAS VEGAS NEVADA 89169

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CONSUMER PORTFOLIO SERVICES, INC. [ CPSS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Exec. Vice President

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/11/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (right to buy)	$9.2	08/11/2026		A		90,000		(1)	08/11/2033	Common Stock	90,000	(2)	90,000	D

Explanation of Responses:

1. Becomes exercisable in four equal installments on 8/11/2027, 8/11/2028, 8/11/2029, and 8/11/2030.

2. Issued in consideration of the named person's services to the issuer.

	/s/ Chris Terry	08/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)