Consumer Portfolio Services CEO exercises options

Consumer Portfolio Services CEO Charles E. Bradley Jr exercised stock options covering 300,000 shares of common stock at an exercise price of $3.53 per share, converting them into common stock.

Rhea-AI Filing Summary

Consumer Portfolio Services CEO Charles E. Bradley Jr exercised stock options covering 300,000 shares of common stock at an exercise price of $3.53 per share, converting them into common stock. Following this transaction, he directly holds 4,224,545 shares of common stock. The option grant, issued as consideration for services and vesting in four equal annual installments beginning August 8, 2020, has now been fully exercised and the related option position is eliminated.

Insider Trade Summary

300,000 shares exercised/converted

Exercise 2 txns

Insider BRADLEY CHARLES E JR

Role CEO

Type	Security	Shares	Price	Value
Exercise	Stock Option (right to buy) F2, F1	300,000	--	--
Exercise	Common Stock, no par value	300,000	$3.53	$1.06M

Holdings After Transaction: Stock Option (right to buy) — 0 contracts (Direct); Common Stock, no par value — 4,224,545 shares (Direct)

Footnotes (2)

1. F1. Became exercisable in 4 equal installments on 8/8/2020, 8/8/2021, 8/8/2022, and 8/8/2023.
2. F2. Issued in consideration of the named person's services to the issuer.

Key Figures

Options Exercised: 300,000 shares Exercise Price: $3.53 per share Shares Held After: 4,224,545 shares +2 more

5 metrics

Options Exercised 300,000 shares Stock options converted into common stock

Exercise Price $3.53 per share Exercise price of stock options

Shares Held After 4,224,545 shares Direct common stock ownership after transactions

Option Expiration Date 2026-08-08 Expiration date of exercised option grant

Vesting Schedule Installments 4 installments Options vested annually starting August 8, 2020

Key Terms

Stock Option (right to buy), Exercise or conversion of derivative security, Common Stock, no par value, exercisable in 4 equal installments

4 terms

Stock Option (right to buy) financial

"security_title: Stock Option (right to buy)"

Exercise or conversion of derivative security financial

"transaction_code_description: Exercise or conversion of derivative security"

Common Stock, no par value financial

"security_title: Common Stock, no par value"

exercisable in 4 equal installments financial

"Became exercisable in 4 equal installments on 8/8/2020"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did CPSS CEO Charles E. Bradley Jr do in this Form 4 transaction?

Charles E. Bradley Jr exercised stock options for 300,000 shares of Consumer Portfolio Services common stock at $3.53 per share, converting options into shares and increasing his direct common stock holdings to 4,224,545 shares after the transaction.

How many CPSS shares does the CEO own after exercising options?

After the reported option exercise, Charles E. Bradley Jr directly holds 4,224,545 shares of Consumer Portfolio Services common stock. This reflects the addition of 300,000 shares acquired through exercising stock options at an exercise price of $3.53 per share.

What was the size and strike price of the CPSS options exercised?

The transaction involved stock options covering 300,000 shares of Consumer Portfolio Services common stock with an exercise price of $3.53 per share. These options were fully exercised, eliminating the remaining option position tied to this specific grant.

When did the CPSS stock options exercised by the CEO vest?

The stock options exercised by Charles E. Bradley Jr became exercisable in four equal installments on August 8, 2020, August 8, 2021, August 8, 2022, and August 8, 2023, according to the footnote describing the vesting schedule.

What happened to the CPSS stock option position after the exercise?

The reported option grant covered 300,000 shares and, after exercise, the remaining option balance for this grant is 0. The derivative position labeled "Stock Option (right to buy)" was fully converted into common stock and no longer remains outstanding.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/07/2026 - 07:22 PM Accepted by SEC EDGAR 08/07/2026 - 07:21 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

BRADLEY CHARLES E JR

(Last) (First) (Middle)

3800 HOWARD HUGHES PARKWAY

SUITE 1400

(Street)

LAS VEGAS NEVADA

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CONSUMER PORTFOLIO SERVICES, INC. [ CPSS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	X	10% Owner
X	Officer (give title below)		Other (specify below)
	CEO

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/05/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock, no par value	08/05/2026		M		300,000	A	$3.53	4,224,545	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (right to buy)	$3.53	08/07/2026		M			300,000	(1)	08/08/2026	Common Stock	300,000	(2)	0	D

Explanation of Responses:

1. Became exercisable in 4 equal installments on 8/8/2020, 8/8/2021, 8/8/2022, and 8/8/2023.

2. Issued in consideration of the named person's services to the issuer.

	/s/ Charles E. Bradley, Jr.	08/07/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)