Consumer Portfolio Services (CPSS) awards 60,000 options to senior vice president

Rhea-AI Filing Summary

CONSUMER PORTFOLIO SERVICES, INC. reported that Sr. Vice President Michele L. Baumeister received a grant of 60,000 stock options on August 11, 2026. The options have an exercise price of $9.20 per share and expire on August 11, 2033. They vest in four equal installments on August 11 of 2027, 2028, 2029, and 2030 and were issued as consideration for Baumeister’s services to the company. Following this award, Baumeister holds 60,000 options directly.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Baumeister Michele L

Role Sr. Vice President

Type	Security	Shares	Price	Value
Grant/Award	Stock Option (right to buy) F2, F1	60,000	--	--

Holdings After Transaction: Stock Option (right to buy) — 60,000 shares (Direct)

Footnotes (2)

1. F1. Becomes exercisable in four equal installments on 8/11/2027, 8/11/2028, 8/11/2029, and 8/11/2030.
2. F2. Issued in consideration of the named person's services to the issuer.

Key Figures

Stock options granted: 60,000 options Exercise price: $9.20 per share Underlying shares: 60,000 shares +2 more

5 metrics

Stock options granted 60,000 options Grant to Sr. Vice President Michele L. Baumeister on 2026-08-11

Exercise price $9.20 per share Conversion or exercise price of granted stock options

Underlying shares 60,000 shares Common Stock, No Par Value underlying the option grant

Expiration date 2033-08-11 Expiration of Baumeister’s stock option award

Post-transaction options held 60,000 options Total options held directly by Baumeister after the award

Key Terms

Stock Option (right to buy), exercise price, expiration date, Common Stock, No Par Value

4 terms

Stock Option (right to buy) financial

"security_title: Stock Option (right to buy)"

exercise price financial

"conversion_or_exercise_price: 9.2000"

The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.

expiration date financial

"expiration_date: 2033-08-11"

The expiration date is the deadline after which a financial contract, such as an option or a futures agreement, is no longer valid or can be exercised. It matters to investors because it determines the timeframe during which they can take action or benefit from the contract, similar to how a coupon or a food item has a limited period of usefulness. Once the expiration date passes, the contract loses its value or ability to be used.

Common Stock, No Par Value financial

"underlying_security_title: Common Stock, No Par Value"

FAQ

What insider transaction did CPSS report for Michele L. Baumeister?

CPSS reported that Sr. Vice President Michele L. Baumeister received 60,000 stock options on August 11, 2026. These options are compensation for services, giving the right to buy common shares at a fixed exercise price over time.

What is the exercise price of Michele Baumeister’s new CPSS stock options?

The new stock options granted to Michele Baumeister carry an exercise price of $9.20 per share. This is the price at which she may buy CPSS common stock once options vest and are exercised, subject to the option terms.

When do Michele Baumeister’s CPSS stock options vest?

Michele Baumeister’s 60,000 CPSS stock options vest in four equal installments on 8/11/2027, 8/11/2028, 8/11/2029, and 8/11/2030. Each vesting date makes one-quarter of the grant exercisable, assuming continued service.

When do Michele Baumeister’s CPSS stock options expire?

The granted stock options are scheduled to expire on August 11, 2033. After this expiration date, any unexercised options will lapse and can no longer be used to purchase CPSS common stock under this award.

How many CPSS options does Michele Baumeister hold after this grant?

After this reported transaction, Michele Baumeister holds 60,000 stock options in CPSS directly. All of these options are linked to this single award, which vests over four years and is exercisable at $9.20 per share before expiration.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 08/13/2026 - 08:32 PM Accepted by SEC EDGAR 08/13/2026 - 08:32 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Baumeister Michele L

(Last) (First) (Middle)

19500 JAMBOREE RD

STE 600

(Street)

IRVINE CALIFORNIA

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CONSUMER PORTFOLIO SERVICES, INC. [ CPSS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Sr. Vice President

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/11/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (right to buy)	$9.2	08/11/2026		A		60,000		(1)	08/11/2033	Common Stock, No Par Value	60,000	(2)	60,000	D

Explanation of Responses:

1. Becomes exercisable in four equal installments on 8/11/2027, 8/11/2028, 8/11/2029, and 8/11/2030.

2. Issued in consideration of the named person's services to the issuer.

	/s/ Michele Baumeister	08/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)