Welcome to our dedicated page for Consumer Port SEC filings (Ticker: CPSS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Parsing Consumer Portfolio Services’ sprawling securitization tables and credit-loss footnotes can feel like deciphering another language. Miss a single covenant breach and you could misjudge portfolio risk. That’s why this SEC Filings hub starts by tackling the problem head-on: turning complex sub-prime auto finance disclosures into clear, usable insight.
Every document—whether a Consumer Portfolio Services quarterly earnings report 10-Q filing or an 8-K material events explained—arrives here within minutes of hitting EDGAR. Stock Titan’s AI reads the same pages you would and highlights what matters: rising delinquency buckets, new ABS structures, or shifts in residual value assumptions. Need the Consumer Portfolio Services annual report 10-K simplified? Our AI summarises contract-level performance and flags changes in credit reserve methodology. Wondering about insider sentiment? Receive Consumer Portfolio Services Form 4 insider transactions real-time alerts, complete with plain-English context.
Use this page to answer questions investors actually ask: Consumer Portfolio Services insider trading Form 4 transactions, Consumer Portfolio Services proxy statement executive compensation, or “How are net charge-offs trending?” Drill into any line item with one click, or let our AI generate side-by-side comparisons for sequential quarters. Typical use cases include:
- Tracking Consumer Portfolio Services executive stock transactions Form 4 before a securitization pricing
- Running a Consumer Portfolio Services earnings report filing analysis to spot margin swings
- Understanding Consumer Portfolio Services SEC documents with AI to gauge credit quality faster
With comprehensive coverage, real-time updates, and AI-powered explanations, this page turns CPSS filings into a competitive edge—no forensic accounting degree required.
Consumer Portfolio Services (CPSS) reported a Form 4 showing an equity award to director Lisette Reynoso. On 09/09/2025 Ms. Reynoso was issued a stock option with an $8.19 exercise price for 60,000 shares, exercisable in four equal installments beginning 09/09/2026 and continuing annually through 09/09/2029, with an expiration date of 09/09/2032. The filing states the options were issued in consideration of her services and that the 60,000 underlying common shares are beneficially owned directly following the grant. The Form 4 was signed and filed on 09/11/2025.
Consumer Portfolio Services insider reported a single transaction: Catrina Ralston, Sr. Vice President, received a stock option grant dated 09/09/2025 to purchase 60,000 shares of common stock at an exercise price of $8.19 per share. The option becomes exercisable in four equal installments on 09/09/2026, 09/09/2027, 09/09/2028, and 09/09/2029, and expires on 09/09/2032. The filing states the shares were issued in consideration of the reporting person’s services. The Form 4 was signed by Catrina Ralston on 09/11/2025.
Michael T. Lavin, President of Consumer Portfolio Services, Inc. (CPSS), received a grant of 120,000 stock options on 09/09/2025. The options have an exercise price of $8.19, were issued as consideration for services, and expire on 09/09/2032. They become exercisable in four equal annual installments beginning 09/09/2026 through 09/09/2029. The filing reports 120,000 underlying shares associated with the options and indicates direct beneficial ownership following the grant. The Form 4 was signed on 09/11/2025.
Noel Jackson, Sr. Vice President of Consumer Portfolio Services, Inc. (CPSS), received a stock option award on 09/09/2025. The option grants the right to buy 60,000 shares of common stock at an exercise price of $8.19 per share and expires on 09/09/2032. The option becomes exercisable in four equal installments on 09/09/2026, 09/09/2027, 09/09/2028, and 09/09/2029. The award was issued as consideration for Jackson’s services and, following the reported transaction, he beneficially owns 60,000 underlying shares directly. The Form 4 is signed by Noel Jackson on 09/11/2025.
Charles E. Gonel, Sr. Vice President of Consumer Portfolio Services (CPSS), was granted a stock option on 09/09/2025 to purchase 60,000 shares of common stock at an exercise price of $8.19 per share. The option expires on 09/09/2032 and becomes exercisable in four equal annual installments beginning 09/09/2026 through 09/09/2029. The option shares were issued as consideration for services.
Charles E. Bradley Jr., who serves as CEO, a director and a >10% owner of Consumer Portfolio Services (CPSS), received a grant of 300,000 stock options with an exercise price of $8.19. The options were issued in consideration of his services and were dated 09/09/2025. They become exercisable in four equal annual installments beginning on 09/09/2026 and fully vest by 09/09/2029, and expire on 09/09/2032. The Form 4 reports the reporting person holds 300,000 underlying common shares on a direct basis following the transaction.
Denesh Bharwani, Executive Vice President of Consumer Portfolio Services, Inc. (CPSS), was granted a stock option on 09/09/2025 to buy 90,000 shares of the company’s common stock at an exercise price of $8.19 per share. The option expires on 09/09/2032 and becomes exercisable in four equal annual increments beginning on 09/09/2026 and ending on 09/09/2029. The award was issued as consideration for Mr. Bharwani’s service and is reported as directly owned. The transaction was disclosed on a Form 4 signed 09/11/2025. No cash purchase was reported; this is a compensation-related derivative grant.
Consumer Portfolio Services (CPSS) reported a grant of a stock option to Michele L. Baumeister, Senior Vice President. The option, granted on 09/09/2025, permits purchase of 60,000 shares of common stock at an exercise price of $8.19 per share and expires on 09/09/2032. The option becomes exercisable in four equal annual installments beginning 09/09/2026 through 09/09/2029. The filing states the shares underlying the option were issued as consideration for services rendered and that the reporting person holds the 60,000 shares directly following the transaction.
Amendment No. 5 to Schedule 13D reports that Black Diamond Holdings, LLLP and Stephen H. Deckoff replaced BDCM CT, L.L.C. as the primary registered investment adviser exercising investment discretion over accounts holding Consumer Portfolio Services, Inc. common stock. The Continuing Reporting Persons report beneficial ownership of 5,127,165 shares, representing approximately 23.1% of the company's outstanding common stock based on 22,224,186 shares outstanding as of August 8, 2025. The filing notes shared voting and dispositive power over these shares and attaches a joint filing agreement as Exhibit G.
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