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CONSUMER PORTFOLIO SERVICES, INC. director Scott W. Carnahan received a grant of stock options covering 30,000 shares of common stock. The options have an exercise price of $9.20 per share, become exercisable on February 11, 2027, and expire on August 11, 2033. The award was issued in consideration of Carnahan’s services to the company, and his directly held derivative position reported after the grant is 30,000 options.
Consumer Portfolio Services, Inc. (CPSS) reported that Sr. Vice President Catrina Marie Ralston sold a total of 1,383 shares of common stock in two open-market or private transactions. She sold 916 shares at $9.50 per share on August 10, 2026 and 467 shares at $9.50 per share on August 7, 2026, all from directly held shares.
CONSUMER PORTFOLIO SERVICES, INC. President Michael T. Lavin reported several equity transactions on August 6, 2026. He exercised stock options covering 90,000 shares at $3.53 per share and 45,829 shares at $2.47 per share, receiving the same number of common shares. A portion of the exercised shares, 36,525, was delivered or withheld at $9.57 per share to pay the option exercise price and related tax liability through a net exercise, leaving 24,828 shares from that option. In addition, Lavin made a bona fide gift of 99,304 common shares from his direct holdings, and a corresponding 99,304 shares were acquired indirectly by the MTRB Lavin Living Trust, which held 504,119 shares after the gift.
CONSUMER PORTFOLIO SERVICES, INC. director Brian Rayhill exercised stock options for 30,000 shares of common stock on August 6, 2026 at an exercise price of $3.53 per share. The transaction was structured as a net exercise: he received 18,934 shares and 11,066 shares were forfeited to pay the exercise price using the $9.57 closing stock price. The filing indicates these transactions were not made under a Rule 10b5-1 trading plan.
Consumer Portfolio Services CEO Charles E. Bradley Jr exercised stock options covering 300,000 shares of common stock at an exercise price of $3.53 per share, converting them into common stock. Following this transaction, he directly holds 4,224,545 shares of common stock. The option grant, issued as consideration for services and vesting in four equal annual installments beginning August 8, 2020, has now been fully exercised and the related option position is eliminated.
CONSUMER PORTFOLIO SERVICES, INC. Executive Vice President Denesh Bharwani exercised stock options for 60,000 shares of common stock on 2026-08-05 at an exercise price of $3.53 per share. The options, issued as compensation and vesting in four annual installments through 2023, were fully exercised, leaving 0 option shares outstanding from this grant and resulting in 361,881 shares of common stock held directly. The transactions were not reported as made under a Rule 10b5-1 trading plan.
Consumer Portfolio Services, Inc. reported stronger results for Q2 2026, with revenue of $121,389 thousand and net income of $6,234 thousand (diluted EPS $0.27), compared with $109,764 thousand and $4,797 thousand a year earlier. For the first half of 2026, revenue was $233,723 thousand and net income $11,773 thousand (diluted EPS $0.50). Growth was driven mainly by a larger loan portfolio, as average interest-earning assets increased while the net interest yield remained at 5.1%. Unlike 2025, results did not include any positive fair-value marks on receivables; other income rose on dealer recoveries.
Finance receivables measured at fair value reached $4,212,167 thousand within total assets of $4,422,221 thousand, funded largely by $3,131,105 thousand of securitization trust debt and $679,900 thousand of warehouse lines. Operating cash flow for the first half improved to $189,871 thousand, supporting $3,694 thousand of share repurchases. Management states the company was in compliance with all financial covenants. After quarter end, the Citibank revolving facility capacity increased from $335 million to $508 million, and a new term securitization issued $716.88 million of notes at a weighted average interest rate of approximately 5.90%.
Consumer Portfolio Services executive Chris Terry exercised stock options for 60,000 shares of common stock at $3.53 per share on August 5, 2026 via a net exercise. He received 32,213 shares and forfeited 27,787 shares delivered for payment of the exercise price and tax liability, valued at $9.18 per share.
Consumer Portfolio Services senior vice president Michele L. Baumeister exercised a stock option for 30,000 shares of common stock at $3.53 per share on August 4, 2026. Through a net exercise, she received 15,829 shares and forfeited 14,171 shares to cover the exercise price and tax liability, valued at $9.31 per share.
Consumer Portfolio Services, Inc. senior vice president Lisette Reynoso exercised employee stock options and received net common shares. She exercised options for 5,000 shares of common stock at an exercise price of $3.53 per share. This option grant, originally for 20,000 options vesting in four annual installments, is now fully exercised. The transaction was structured as a net exercise: Reynoso acquired 5,000 shares and then forfeited 1,839 shares, valued at the $9.60 August 3, 2026 closing price, to cover the exercise price and tax obligations, resulting in 3,161 shares of common stock delivered to her. The options were issued as compensation for services to the company.