Americas CarMart CFO reports initial stock and options

Q: What equity holdings did CRMT CFO Marie E. Persichetti report on her Form 3?

Marie E. Persichetti reported 2,441 common shares of AMERICAS CARMART INC, including 2,057 restricted shares, plus stock options over 2,374 and 6,007 underlying common shares with future vesting schedules.

Q: How many restricted stock shares of CRMT does the CFO hold and when do they vest?

She holds 2,057 restricted shares. 816 shares vest in two equal annual installments starting May 27, 2027, and 1,241 shares vest in two tranches of 620 and 621 shares in 2029 and 2031, respectively.

Q: What are the key terms of Marie Persichetti’s $51.02 CRMT stock option grant?

One employee stock option covers 2,374 underlying shares of CRMT common stock at an exercise price of $51.02, expiring May 27, 2035. It vests in five equal annual installments that began on May 27, 2026.

Q: What are the terms of the CRMT stock option at a $7.37 exercise price held by the CFO?

A second option covers 6,007 underlying shares at an exercise price of $7.37 per share, expiring June 3, 2036. It vests in four equal annual installments beginning on June 3, 2027.

Q: Does the Form 3 for CRMT indicate any insider buy or sell transactions by the CFO?

The Form 3 reports holdings only, with common stock, restricted stock, and option positions. It does not report buy or sell transactions; it establishes Marie E. Persichetti’s initial ownership position.

AMERICAS CARMART INC executive Marie E. Persichetti, Chief Financial Officer, reported her initial equity holdings.

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Filing Sentiment

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Form Type

Rhea-AI Filing Summary

AMERICAS CARMART INC executive Marie E. Persichetti, Chief Financial Officer, reported her initial equity holdings. She directly holds 2,441 shares of common stock, including 2,057 shares of restricted stock. Of these restricted shares, 816 are scheduled to vest in two equal annual installments beginning on May 27, 2027, and 1,241 are scheduled to vest in two installments of 620 shares on January 16, 2029 and 621 shares on January 16, 2031.

She also holds employee stock options over common stock, exercisable for up to 2,374 shares at an exercise price of $51.02 per share, expiring on May 27, 2035. This option vests in five equal annual installments that began on May 27, 2026. A second option covers up to 6,007 shares at an exercise price of $7.37 per share, expiring on June 3, 2036, and vests in four equal annual installments beginning on June 3, 2027.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider Persichetti Marie E.

Role Chief Financial Officer

Type	Security	Shares	Price	Value
holding	Employee Stock Option (Right to Buy) ^F2	--	--	--
holding	Employee Stock Option (Right to Buy) ^F3	--	--	--
holding	Common Stock ^F1	--	--	--

Holdings After Transaction: Employee Stock Option (Right to Buy) — 8,381 contracts (Direct); Common Stock — 2,441 shares (Direct)

Footnotes (3)

F1. Includes 2,057 shares of restricted stock, of which 816 shares will vest in two equal annual installments beginning on May 27, 2027, and 1,241 shares will vest in two installments of 620 shares on January 16, 2029, and 621 shares on January 16, 2031.
F2. This option vests in five equal annual installments that began on May 27, 2026. The option was granted on May 27, 2025.
F3. This option vests in four equal annual installments beginning on June 3, 2027. The option was granted on June 3, 2026.

Key Figures

Common stock held: 2,441 shares Restricted stock included: 2,057 shares Option underlying shares (51.02): 2,374 shares +3 more

6 metrics

Common stock held 2,441 shares Direct common stock ownership reported by the CFO

Restricted stock included 2,057 shares Restricted shares within total common stock holding

Option underlying shares (51.02) 2,374 shares Employee stock option at $51.02 expiring May 27, 2035

Option exercise price 1 $51.02 per share Exercise price for option expiring May 27, 2035

Option underlying shares (7.37) 6,007 shares Employee stock option at $7.37 expiring June 3, 2036

Option exercise price 2 $7.37 per share Exercise price for option expiring June 3, 2036

Key Terms

restricted stock, Employee Stock Option (Right to Buy), vests in five equal annual installments, underlying security shares

4 terms

restricted stock financial

"Includes 2,057 shares of restricted stock, of which 816 shares will vest"

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

Employee Stock Option (Right to Buy) financial

"security_title: Employee Stock Option (Right to Buy)"

vests in five equal annual installments financial

"This option vests in five equal annual installments that began on May 27, 2026."

underlying security shares financial

"underlying_security_shares: 2374.0000"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What equity holdings did CRMT CFO Marie E. Persichetti report on her Form 3?

Marie E. Persichetti reported 2,441 common shares of AMERICAS CARMART INC, including 2,057 restricted shares, plus stock options over 2,374 and 6,007 underlying common shares with future vesting schedules.

How many restricted stock shares of CRMT does the CFO hold and when do they vest?

She holds 2,057 restricted shares. 816 shares vest in two equal annual installments starting May 27, 2027, and 1,241 shares vest in two tranches of 620 and 621 shares in 2029 and 2031, respectively.

What are the key terms of Marie Persichetti’s $51.02 CRMT stock option grant?

One employee stock option covers 2,374 underlying shares of CRMT common stock at an exercise price of $51.02, expiring May 27, 2035. It vests in five equal annual installments that began on May 27, 2026.

What are the terms of the CRMT stock option at a $7.37 exercise price held by the CFO?

A second option covers 6,007 underlying shares at an exercise price of $7.37 per share, expiring June 3, 2036. It vests in four equal annual installments beginning on June 3, 2027.

Does the Form 3 for CRMT indicate any insider buy or sell transactions by the CFO?

The Form 3 reports holdings only, with common stock, restricted stock, and option positions. It does not report buy or sell transactions; it establishes Marie E. Persichetti’s initial ownership position.

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Available on EDGAR 08/10/2026 - 07:58 PM Accepted by SEC EDGAR 08/10/2026 - 07:57 PM

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Persichetti Marie E.

(Last)

(First)

(Middle)

C/O AMERICA'S CAR-MART, INC.

1805 NORTH 2ND STREET, SUITE 401

(Street)

ROGERS

ARKANSAS

72756

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
08/01/2026

3. Issuer Name and Ticker or Trading Symbol
AMERICAS CARMART INC [ CRMT ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Chief Financial Officer

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	2,441⁽¹⁾	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
1. Title of Derivative Security (Instr. 4)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
Employee Stock Option (Right to Buy)	⁽²⁾	05/27/2035	Common Stock	2,374	$51.02	D
Employee Stock Option (Right to Buy)	⁽³⁾	06/03/2036	Common Stock	6,007	$7.37	D

Explanation of Responses:

1. Includes 2,057 shares of restricted stock, of which 816 shares will vest in two equal annual installments beginning on May 27, 2027, and 1,241 shares will vest in two installments of 620 shares on January 16, 2029, and 621 shares on January 16, 2031.

2. This option vests in five equal annual installments that began on May 27, 2026. The option was granted on May 27, 2025.

3. This option vests in four equal annual installments beginning on June 3, 2027. The option was granted on June 3, 2026.

	/s/ Courtney C. Crouch, III, Pursuant to a Power of Attorney	08/10/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

Source: View Original Filing on SEC EDGAR