STOCK TITAN

Americas Car-Mart (CRMT) COO awarded 18,628 stock options at $7.37

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Americas Car-Mart Inc reported that Chief Operating Officer Jamie Fischer received an award of employee stock options. The grant covers 18,628 options to purchase common stock at an exercise price of $7.37 per share. These options vest in four equal annual installments beginning on June 3, 2027 and expire on June 3, 2036. After this grant, Fischer holds 18,628 stock options directly as part of her compensation, with no open-market buying or selling involved.

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Insider Fischer Jamie
Role Chief Operating Officer
Type Security Shares Price Value
Grant/Award Employee Stock Option (Right to Buy) 18,628 $0.00 --
Holdings After Transaction: Employee Stock Option (Right to Buy) — 18,628 shares (Direct, null)
Footnotes (1)
  1. [object Object]
Stock options granted 18,628 options Employee Stock Option award to COO on June 3, 2026
Exercise price $7.37 per share Conversion/exercise price for the granted options
Options after transaction 18,628 options Total derivative holdings following the grant
Vesting start date June 3, 2027 First of four equal annual vesting installments
Expiration date June 3, 2036 Final date to exercise the granted options
Employee Stock Option financial
"Employee Stock Option (Right to Buy)"
An employee stock option is a promise that lets a worker buy company shares later at a predetermined price, often after they stay for a certain period or meet performance goals — think of it like a coupon that locks in today's price for a future purchase. It matters to investors because options align employees’ incentives with company performance, can increase the number of shares outstanding (dilution) when exercised, and represent a compensation cost that affects reported profits and shareholder value.
exercise price financial
"conversion_or_exercise_price: "7.3700""
The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.
vesting financial
"will vest in four equal annual installments beginning on June 3, 2027"
Vesting is the process by which you earn full ownership of something, like company stock or a retirement benefit, over time. It’s like earning the right to keep a gift piece by piece the longer you stay with a company, making sure employees stay committed before they receive all the benefits.
expiration date financial
"expiration_date: "2036-06-03T00:00:00.000Z""
The expiration date is the deadline after which a financial contract, such as an option or a futures agreement, is no longer valid or can be exercised. It matters to investors because it determines the timeframe during which they can take action or benefit from the contract, similar to how a coupon or a food item has a limited period of usefulness. Once the expiration date passes, the contract loses its value or ability to be used.
Common Stock financial
"underlying_security_title: "Common Stock""
Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.
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SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Fischer Jamie

(Last)(First)(Middle)
C/O AMERICA'S CAR-MART, INC.
1805 NORTH 2ND STREET, SUITE 401

(Street)
ROGERS ARKANSAS 72756

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
AMERICAS CARMART INC [ CRMT ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Chief Operating Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/03/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Employee Stock Option (Right to Buy)$7.3706/03/2026A18,628 (1)06/03/2036Common Stock18,628$018,628D
Explanation of Responses:
1. Represents an award of stock options which will vest in four equal annual installments beginning on June 3, 2027.
/s/ Courtney C. Crouch, III, Pursuant to a Power of Attorney06/05/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did Americas Car-Mart (CRMT) COO Jamie Fischer report in this Form 4?

Jamie Fischer reported receiving 18,628 employee stock options as compensation. The options allow her to buy Americas Car-Mart common stock at a fixed $7.37 exercise price, subject to a multi-year vesting schedule and a 2036 expiration date.

How many stock options did the COO of Americas Car-Mart (CRMT) receive?

The COO received 18,628 employee stock options tied to Americas Car-Mart common stock. This entire amount was granted in a single award, giving her the right to buy up to 18,628 shares if the options vest and are exercised.

What is the exercise price of the new stock options at Americas Car-Mart (CRMT)?

The granted stock options have a $7.37 per share exercise price. This means the COO can purchase common shares at $7.37 once the options vest, regardless of the market price at that future time, until the options expire.

When do the COO’s new Americas Car-Mart (CRMT) options vest?

The options vest in four equal annual installments starting June 3, 2027. Each year, one-quarter of the 18,628 options becomes exercisable, aligning the award with longer-term executive service and performance at the company.

When do the newly granted Americas Car-Mart (CRMT) stock options expire?

The COO’s stock options expire on June 3, 2036. If unexercised by that date, the rights to buy shares at the $7.37 exercise price lapse, so value depends on share performance and vesting before expiration.