[Form 4] Customers Bancorp, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Customers Bancorp director Bernard B. Banks received 883 shares of Common Stock as compensation in lieu of cash for his third-quarter director fee. The reported transaction lists a per‑share price of $67.85, and after the issuance Mr. Banks beneficially owned 16,524 shares. The Form 4 shows this was a direct ownership change and the issuance was recorded as an acquisition of non‑derivative shares for director compensation.

Positive

• Director received equity compensation, which can align management and board incentives with shareholders
• Transaction is disclosed transparently with number of shares (883), per‑share price ($67.85), and post‑transaction holdings (16,524)

Negative

• None.

Insights

Corporate Governance Expert

TL;DR Director received equity compensation, aligning pay with shareholder interests without indicating unusual dilution.

The grant of 883 shares to a director in lieu of cash is a routine corporate governance mechanism to align management and director incentives with shareholders. The disclosure shows direct beneficial ownership rose to 16,524 shares and the transaction price reported was $67.85 per share. This filing does not disclose any changes to board composition, option grants, or other compensation arrangements beyond this one-time issuance, and there is no indication of related-party conflicts or material corporate action tied to the issuance.

Securities Analyst

TL;DR A straightforward non‑derivative share issuance for director pay; materiality to investors is limited.

From a securities perspective, the reported acquisition is an issuance of common stock to a director as compensation. The transaction size (883 shares) and resulting ownership (16,524 shares) are small relative to typical public‑company float sizes, suggesting limited market or voting impact. The report contains no information about broader compensation program changes or cash conservation measures beyond this exchange of equity for cash compensation.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

Banks Bernard Bennett

(Last) (First) (Middle)

701 READING AVENUE

(Street)

WEST READING PA 19611

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Customers Bancorp, Inc. [ CUBI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
09/15/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/15/2025	09/15/2025	A		883(1)	A	$67.85	16,524	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This stock was issued to the reporting person in lieu of cash for director compensation for Q3 2025.

Remarks:

	/s/ Bernard B. Banks by Andrew Sachs Under Power of Attorney	09/19/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did CUBI director Bernard B. Banks receive according to the Form 4?

He received 883 shares of Common Stock issued in lieu of cash for director compensation.

What price per share was reported for the issuance on the Form 4?

The Form 4 reports a per‑share price of $67.85 for the issued shares.

How many shares does Bernard B. Banks beneficially own after the transaction?

The filing reports he beneficially owned 16,524 shares following the issuance.

Was the issuance direct or indirect ownership change?

The Form 4 records this as a direct ownership acquisition of non‑derivative common stock.

Why were the shares issued to the director?

The shares were issued in lieu of cash for director compensation for the third quarter of 2025.