CUPR dismisses K&C and names J&S as independent auditor

Rhea-AI Filing Summary

Cuprina Holdings (CUPR) reported a change in its independent registered public accounting firm. The board dismissed Kreit & Chiu CPA LLP effective October 15, 2025, and appointed J&S Associate PLT as successor auditor to audit the consolidated financial statements for the fiscal year ending December 31, 2025. The audit committee approved the appointment.

K&C’s audit reports for 2024 and 2023 contained no adverse opinions or disclaimers and were not qualified or modified. The company stated there were no disagreements with K&C on accounting principles, disclosure, or audit scope during the two most recent fiscal years and through October 14, 2025, and no reportable events as defined in Item 16F(a)(1)(v) of Form 20-F. A letter from K&C addressing the disclosure was filed as an exhibit.

Insights

Audit & Governance Analyst

Routine auditor change with no disagreements disclosed.

Cuprina Holdings replaced its auditor, dismissing Kreit & Chiu and appointing J&S Associate PLT effective October 15, 2025. The company states K&C’s prior reports for 2024 and 2023 were clean and unmodified.

The disclosure notes no disagreements and no reportable events under Item 16F, which reduces concerns typically associated with auditor transitions. The board and audit committee approvals indicate standard governance process.

A letter from K&C concurring or commenting on the disclosures was filed as an exhibit. Actual impact depends on the upcoming 2025 audit under J&S.

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 6-K

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16

UNDER THE SECURITIES EXCHANGE ACT OF 1934

For the month of October 2025

Commission File Number: 001-42288

Cuprina Holdings (Cayman) Limited

(Registrant’s Name)

c/o Blk 1090 Lower Delta Road #06-08

Singapore 169201

(Address of principal executive office)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F ☒ Form 40-F ☐

INFORMATION CONTAINED IN THIS REPORT ON FORM 6-K

Changes in Registrant’s Certifying Accountant

Discontinuation of the Services from the Company’s Independent Registered Public Accounting Firm

Cuprina Holdings (Cayman) Limited (the “Company”) is furnishing this current report on Form 6-K to report the dismissal of Kreit & Chiu CPA LLP (“K&C”) effective October 15, 2025. The dismissal of K&C has been considered and approved by the board of directors (the “Board”) of the Company.

K&C’s reports on the Company’s financial statements for the fiscal years ended December 31, 2024 and 2023 did not contain an adverse opinion or a disclaimer of opinion and were not qualified or modified as to uncertainty, audit scope, or accounting principles. Furthermore, during the Company’s two most recent fiscal years and through October 14, 2025, there have been no disagreements with K&C on any matter of accounting principles or practices, financial statement disclosure, or auditing scope or procedure, which disagreements, if not resolved to K&C’s satisfaction, would have caused K&C to make reference to the subject matter of any such disagreements in connection with its reports on the Company’s financial statements for such periods.

For the fiscal years ended December 31, 2024 and 2023 and through October 14, 2025, there were no “reportable events” as that term is described in Item 16F(a)(1)(v) of the Form 20-F.

The Company provided K&C with a copy of the above disclosure and requested that K&C furnish the Company with a letter addressed to the U.S. Securities and Exchange Commission stating whether or not it agrees with the above statement. A copy of K&C’s letter is filed as Exhibit 16.1 to this Form 6-K.

Appointment of New Independent Registered Public Accounting Firm

The Company has appointed J&S Associate PLT (“J&S”) as successor auditor of the Company effective October 15, 2025 to audit the Company’s consolidated financial statements for the fiscal year ending December 31, 2025. The appointment of J&S has been approved by the Board and the audit committee.

During the Company’s two most recent fiscal years and through October 14, 2025, neither the Company nor anyone acting on the Company’s behalf consulted J&S with respect to any of the matters or reportable events set forth in Item 16F(a)(2)(i) and (ii) of the Form 20-F.

Exhibit Index

Exhibit No.		Description
99.1		Letter of Kreit & Chiu CPA LLP dated October 15, 2025.

SIGNATURES

Pursuant to the requirements of the Securities and Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

	Cuprina Holdings (Cayman) Limited
	By:	/s/ David Quek Yong Qi
	Name:	David Quek Yong Qi
	Title:	Chief Executive Officer and Director

Date: October 15, 2025

FAQ

What auditor change did Cuprina Holdings (CUPR) announce?

The company dismissed Kreit & Chiu CPA LLP and appointed J&S Associate PLT effective October 15, 2025.

Were there any disagreements with the former auditor K&C?

The company states there were no disagreements with K&C on accounting principles, disclosure, or audit scope during the two most recent fiscal years and through October 14, 2025.

Did K&C issue adverse opinions on Cuprina Holdings' 2023 or 2024 financials?

No. K&C’s reports for 2024 and 2023 had no adverse opinions, disclaimers, or qualifications.

Were there any reportable events under Item 16F for Cuprina Holdings (CUPR)?

The company reported no reportable events during the two most recent fiscal years and through October 14, 2025.

Who approved the appointment of J&S Associate PLT as auditor?

The board of directors and the audit committee approved the appointment.

What documentation accompanied the auditor change?

A letter from K&C addressing the company’s disclosures was filed as an exhibit.