Here are the 10-K annual reports from CVB Financial Corp (CVBF) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-K covers the audited annual report, with the full financial statements, so if you follow CVBF and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full CVBF filings page.
CVB Financial Corp., parent of Citizens Business Bank, reports a strong 2025 balance sheet with $15.63 billion in assets, $8.62 billion in net loans, $12.07 billion in deposits and $2.30 billion in shareholders’ equity as of December 31, 2025.
The bank focuses on serving small and mid-sized businesses across California through 62 banking centers and multiple trust offices, offering a full suite of commercial, agribusiness, real estate, consumer and wealth management services. It remains well capitalized under Basel III standards and maintains FDIC-insured deposits.
A key development is a pending all-stock merger with Heritage Commerce Corp., under which Heritage shareholders will receive 0.65 CVB shares per Heritage share. After closing, CVB shareholders are expected to own about 77% of the combined company and Heritage shareholders about 23%, creating a bank with roughly $22 billion in assets and more than 80 locations, subject to regulatory and shareholder approvals and expected to close in the second quarter of 2026.