CVB Financial (CVBF) CAO reports tax withholding of 248 shares

Rhea-AI Filing Summary

CVB Financial Corp Chief Accounting Officer Sheryl Laygo reported a small share disposition related to taxes, not an open-market trade. She had 248 shares of common stock withheld at $20.48 per share to cover taxes on restricted stock that vested on January 22, 2026. After this tax-withholding disposition, she continues to directly own 14,648 shares of CVB Financial common stock.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Laygo Sheryl

Role Chief Accounting Officer

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	248	$20.48	$5K

Holdings After Transaction: Common Stock — 14,648 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Laygo Sheryl

(Last) (First) (Middle)

701 N HAVEN AVENUE

(Street)

ONTARIO CA 91764

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CVB FINANCIAL CORP [ CVBF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Accounting Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/22/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/22/2026		F		248(1)	D	$20.48	14,648	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Withholding of shares of RSA vested on 1/22/2026 to pay for taxes due on vested amount.

	/s/ Sheryl Laygo	02/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did CVBF Chief Accounting Officer Sheryl Laygo report?

Sheryl Laygo reported a tax-related share disposition, not an open-market trade. 248 shares of CVB Financial common stock were withheld at $20.48 per share to cover taxes on restricted stock that vested on January 22, 2026.

How many CVBF shares were involved in Sheryl Laygo’s Form 4 filing?

The filing shows 248 shares of CVB Financial common stock were withheld. These shares were used to satisfy tax obligations on vested restricted stock awards and were coded as a tax-withholding disposition rather than a traditional buy or sell transaction.

Was Sheryl Laygo’s CVBF transaction a sale in the open market?

No, it was not an open-market sale. The 248 shares of CVB Financial common stock were withheld to pay taxes on restricted stock that vested on January 22, 2026, a standard administrative treatment for equity compensation.

What price was used for the CVBF shares withheld for taxes?

The shares were valued at $20.48 per share for the tax-withholding disposition. This price was applied to the 248 shares of CVB Financial common stock withheld to cover the tax liability associated with the vested restricted stock award.

How many CVBF shares does Sheryl Laygo own after the tax withholding?

After the tax-withholding disposition, Sheryl Laygo directly owns 14,648 shares of CVB Financial common stock. This remaining balance reflects her direct ownership position following the withholding of 248 shares to satisfy tax obligations on vested equity.

What does transaction code F mean in the CVBF Form 4 for Sheryl Laygo?

Transaction code F indicates shares used to pay the exercise price or tax liability. In this case, 248 shares of CVB Financial common stock were withheld to cover taxes on restricted stock that vested, rather than being sold on the open market.