Welcome to our dedicated page for Cvb Financial SEC filings (Ticker: CVBF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
CVB Financial Corp. filings document the public-company record for a California bank holding company and its Citizens Business Bank subsidiary. Periodic and current reports cover operating results, net interest income, credit quality, loan and deposit activity, capital structure, dividend actions and material events affecting the banking business.
Proxy and governance filings disclose board matters, executive compensation, shareholder voting items and director changes. Current reports also record Regulation FD presentations, material agreements, merger-related disclosures following the Heritage Commerce transaction, risk factors and other capital-structure or shareholder matters relevant to the company’s common stock.
CVB Financial Corp. reports Q1 2026 results with net earnings of $51.0 million, essentially unchanged from $51.1 million a year earlier. Basic and diluted earnings per common share were $0.38, compared with $0.37 and $0.36, respectively, in Q1 2025.
Total assets were $15.5 billion as of March 31, 2026, slightly below $15.6 billion at year-end 2025, while total loans at amortized cost were $8.64 billion and total deposits $11.95 billion. Net interest income after credit loss provision was $114.8 million, modestly higher than $112.4 million a year earlier, helped by higher loan interest income and slightly lower total interest expense.
The allowance for credit losses increased to $80.2 million, or 0.93% of total loans, driven by a $3.0 million provision reflecting a macroeconomic forecast that assumes slower real GDP growth, higher unemployment and continued commercial real estate softness. Credit quality metrics remained strong, with low nonaccrual balances and minimal charge-offs. Liquidity and funding were supported by substantial pledged securities and borrowing capacity with the FHLB and Federal Reserve.
CVB Financial Corp executive Roger Lynn Ehrnman filed an initial ownership report showing he holds 500 shares of Common Stock. This Form 3 filing lists his direct beneficial ownership as EVP and Chief Risk Officer and does not disclose any recent purchase or sale activity.
CVB Financial Corp. completed its acquisition of Heritage Commerce Corp. and is now providing detailed pro forma financials for the combined bank. The amendment adds Heritage’s audited statements and unaudited pro forma balance sheet and income statement for 2025, showing how the merger would have affected results.
The preliminary merger consideration totals about $845 million, including $843.7 million in CVBF stock and a small cash component. Pro forma 2025 net earnings are $241.0 million with basic and diluted earnings per share of $1.36, and total pro forma assets are about $21.5 billion.
FMR LLC reported beneficial ownership of 7,440,851.33 shares of CVB Financial Corp common stock, representing 5.5% of the class as of 03/31/2026. The filing states sole voting power of 7,433,762 shares and sole dispositive power of 7,440,851.33. The Schedule 13G was signed on 05/05/2026 and cites a related Exhibit 99 and a power of attorney dated 04/13/2026.
Vanguard Portfolio Management reported beneficial ownership of 7,968,140 shares of CVB Financial Corp common stock, representing 5.86% of the class as of 03/31/2026. The filing shows 77,742 shares of sole voting power and sole dispositive power over the full 7,968,140 shares.
The statement, signed on 04/29/2026, notes holdings include securities held for Vanguard funds and managed accounts over which Vanguard Portfolio Management LLC or its affiliates exercise dispositive power.
CVB Financial Corp. reported first quarter 2026 net earnings of $51.0 million, or $0.38 per diluted share, with an annualized return on average assets of 1.33% and net interest margin of 3.44%. Net interest income was $117.8 million, up $7.4 million from the first quarter of 2025, while noninterest income was $14.3 million. The efficiency ratio was 45.84%, and pretax pre-provision income reached $71.6 million.
On April 17, 2026, CVB completed its acquisition of Heritage Commerce Corp and Heritage Bank of Commerce, described as its largest acquisition by asset size and a key step in expanding into California’s Bay Area. Asset quality remained strong, with nonperforming assets at 0.04% of total assets and an allowance for credit losses of $80.2 million, or 0.93% of total loans. Capital ratios were high, including a Common Equity Tier 1 ratio of 16.3% and tangible common equity ratio of 10.5%, and the company declared a quarterly cash dividend of $0.20 per share, extending its record of 146 consecutive quarterly dividends.
CVB Financial Corp director and president Clay Robertson Jones Jr. reported stock acquisitions tied to CVB’s purchase of Heritage Commerce Corp. On April 17, 2026, his Heritage shares were converted into CVB common stock at a 0.65-for-1 ratio.
He also received restricted stock awards that will vest in equal annual installments over three years from the grant date. After these transactions, he directly holds 254,767 shares of CVB common stock, reflecting both the merger conversion and the new equity awards.
CVB Financial Corp. completed its all-stock acquisition of Heritage Commerce Corp., merging Heritage into CVBF and Heritage Bank of Commerce into Citizens Business Bank. Each Heritage share was converted into 0.65 CVBF share, and CVBF issued approximately 41 million new shares as consideration.
The combined bank now has more than $20 billion in assets, with total loans of about $12 billion and total deposits and customer repurchase agreements of about $17 billion, and adds 16 Bay Area branches to Citizens’ footprint across California. Clay Jones, formerly Heritage’s CEO, became President of CVBF and Citizens with a $700,000 base salary, a $1.8 million retention award and equity grants. Two Heritage directors, Mr. Jones and Julianne Biagini-Komas, joined the CVBF and Citizens boards, and severance terms for several existing CVBF executives were aligned with Jones’ agreement.
CVB Financial Corp director and President Jones Robertson Clay Jr filed an initial Form 3 indicating he does not beneficially own any securities of the company. The filing shows 0 shares held following the reported position.
CVB Financial Corp director Julianne M. Biagini Komas acquired 44,326 shares of CVB common stock in a non-market transaction. The shares were received on April 17, 2026 as part of CVB Financial Corp.'s acquisition of Heritage Commerce Corp., with each Heritage share converting into 0.65 CVB share. Following this merger-related award, she directly holds 44,326 common shares.