[Form 4] Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A Insider Trading Activity

Rhea-AI Filing Summary

SEC Form 4 filed for Dime Community Bancshares, Inc. (DCOM) discloses that Director Judith H. Germano acquired 663 shares of the company’s common stock on 07/01/2025 at a price of $26.94 per share. After this open-market purchase, her direct ownership increases to 6,833 shares. No transactions involving derivative securities were reported, and the filing indicates that Germano acts as a single reporting person. The document was signed by attorney-in-fact Megan Hickey on 07/02/2025.

Positive

• Director ownership increase: Judith H. Germano purchased 663 common shares at $26.94, raising her direct stake to 6,833 shares.

Negative

• None.

Insights

Securities Analyst

TL;DR A director bought 663 DCOM shares at $26.94, lifting direct holdings to 6,833; limited scale suggests neutral impact.

The Form 4 shows a modest insider purchase by Director Judith H. Germano. The acquisition adds roughly 663 shares to her position, bringing total direct ownership to 6,833 shares. The transaction involves common stock only, with no derivative activity or complex instruments reported. Given the small absolute share count and absence of additional context such as comparative ownership levels or company performance metrics, the filing does not, on its own, indicate a material shift in insider sentiment or corporate strategy.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Germano Judith H

(Last) (First) (Middle)

898 VETERANS HIGHWAY

STE 560

(Street)

HAUPPAUGE NY 11788

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Dime Community Bancshares, Inc. /NY/ [ DCOM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
07/01/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/01/2025		A		663	A	$26.94	6,833	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	Megan Hickey, as attorney in fact	07/02/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction was reported for DCOM on 07/01/2025?

Director Judith H. Germano bought 663 common shares at $26.94 each.

How many DCOM shares does Director Judith H. Germano own after the purchase?

Her direct ownership stands at 6,833 common shares.

What price did the director pay for the acquired DCOM shares?

The shares were purchased at $26.94 per share.

Were any derivative securities reported in this Form 4 filing for DCOM?

No. No derivative security transactions were disclosed.

Who signed the Form 4 on behalf of the reporting person?

The filing was signed by Megan Hickey as attorney in fact on 07/02/2025.