Deluxe (NYSE: DLX) revises Q4 2025 earnings for amortization and debt mix

Rhea-AI Filing Summary

Deluxe Corporation furnished an amended fourth-quarter 2025 earnings release to reflect updated accounting items. The Amended Earnings Release adds $4.1 million of non-cash amortization expense for the quarter and year ended December 31, 2025, and reclassifies $20.9 million from current portion of long-term debt to long-term debt. Aside from the resulting changes to the income statement, balance sheet, and cash flow statement, all other aspects of the original January 28, 2026 earnings release remain unchanged. The amended release is provided as Exhibit 99.1 and posted in the company’s investor relations website.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K/A

(Amendment No. 1)

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 28, 2026

DELUXE CORPORATION

(Exact name of registrant as specified in its charter)

MN			1-7945			41-0216800
(State or other jurisdiction			(Commission			(I.R.S. Employer
of incorporation)			File Number)			Identification No.)

801 S. Marquette Ave., Minneapolis, MN						55402-2807
(Address of principal executive offices)						(Zip Code)

(651) 483-7111

Registrant's telephone number, including area code

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading symbol(s)			Name of each exchange on which registered
Common stock, par value $1.00 per share			DLX			NYSE

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

☐ Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Explanatory Note

The Company is filing this Amendment No. 1 to its January 28, 2026 Current Report on Form 8-K solely to furnish an amended version of the earnings release (the "Amended Earnings Release") originally furnished on January 28, 2026 (“Original Earnings Release”) reflecting the impact of incremental non-cash amortization expense and a reclassification between current and non-current liabilities.

The Amended Earnings Release reflects an increase of $4.1 million in amortization expense for the quarter and year ended December 31, 2025 and a $20.9 million reduction in current portion of long-term debt, with a corresponding increase in long-term debt. Other than the resulting impacts on the Company's Consolidated Statements of Income, Balance Sheet, and Statement of Cash Flows, no other changes have been made to the Original Earnings Release.

Section 2 - Financial Information

Item 2.02 Results of Operations and Financial Condition.

On February 4, 2026, the Company posted the Amended Earnings Release to the Investor Relations section of its website, as described in the Explanatory Note above. The full text of the Amended Earnings Release is furnished herewith as Exhibit 99.1 and is incorporated herein by reference.

The information in this Item 2.02 and Exhibit 99.1 shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, nor shall it be deemed incorporated by reference into any filings under the Securities Act of 1933, as amended.

Section 9 - Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.

Exhibit Number						Description
99.1						Amended Earnings Release, dated January 28, 2026, of Deluxe Corporation reporting results from fourth quarter 2025 (furnished)
101.INS						XBRL Instance Document – the instance document does not appear in the Interactive Data File because its XBRL tags are embedded within the Inline XBRL document
101.SCH						XBRL Taxonomy Extension Schema Document
101.LAB						XBRL Taxonomy Extension Label Linkbase Document
101.PRE						XBRL Taxonomy Extension Presentation Linkbase Document
104						Cover page interactive data file (formatted as Inline XBRL and contained in Exhibit 101)

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: February 4, 2026

DELUXE CORPORATION

/s/ Jeffrey L. Cotter

Jeffrey L. Cotter

Senior Vice President, Chief

Administrative Officer and

General Counsel

3

FAQ

What change did Deluxe Corporation (DLX) disclose in this 8-K/A filing?

Deluxe Corporation filed an amended earnings release to update accounting entries. It increased non-cash amortization expense and reclassified a portion of long-term debt between current and non-current, while leaving the rest of the original fourth quarter 2025 results unchanged.

How much did Deluxe Corporation (DLX) increase amortization expense in the amended release?

The Amended Earnings Release reflects an increase of $4.1 million in amortization expense. This change applies to both the quarter and the year ended December 31, 2025, affecting the company’s consolidated statements of income and related financial presentations.

What debt reclassification did Deluxe Corporation (DLX) report for year-end 2025?

Deluxe reclassified $20.9 million from current portion of long-term debt to long-term debt. This change alters the split between current and non-current liabilities on the balance sheet, without changing the total amount of the company’s long-term debt obligations disclosed.

Did Deluxe Corporation (DLX) change any operational results in this amended earnings release?

The company states that only the impacts of added amortization expense and the debt reclassification were updated. Other than the resulting effects on its income statement, balance sheet, and cash flow statement, no other elements of the original earnings release were revised.

Where can investors find the amended Deluxe Corporation (DLX) earnings release?

Deluxe posted the Amended Earnings Release on the Investor Relations section of its website. The full text is also furnished as Exhibit 99.1 to this 8-K/A, which is incorporated by reference in the disclosure regarding financial results.

Are Deluxe Corporation’s (DLX) amended earnings figures considered filed with the SEC?

The company notes that the information in Item 2.02 and Exhibit 99.1 is furnished rather than filed. As a result, it is not deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934 or automatically incorporated into Securities Act filings.