DTE Energy 8-K: Investor meetings Nov 9–11, 2025; slides furnished

DTE Energy Company furnished an 8-K under Regulation FD to announce upcoming investor meetings on November 9–11, 2025 and to provide access to its investor slide presentation.

Rhea-AI Filing Summary

DTE Energy Company furnished an 8-K under Regulation FD to announce upcoming investor meetings on November 9–11, 2025 and to provide access to its investor slide presentation.

The company states that its presentation discusses operating earnings guidance for 2025 and 2026. It notes that reconciliations to reported earnings guidance are not provided because specific items such as non‑recurring charges, certain mark‑to‑market adjustments, and discontinued operations cannot be reliably forecast and may vary significantly.

The slide deck is furnished as Exhibit 99.1 and will be available on the company’s website on November 7, 2025. The information in this report, including Exhibit 99.1, is expressly identified as furnished, not filed, meaning it is not subject to Section 18 liability and is not incorporated by reference unless expressly stated elsewhere.

Insights

Utilities disclosure analyst

Routine Reg FD 8-K furnishing slides and guidance discussion.

DTE Energy is providing investors with a slide deck tied to meetings on November 9–11, 2025. The 8‑K emphasizes operating earnings guidance for 2025 and 2026, but avoids quantitative detail in the text.

The company explains it cannot reconcile operating to reported earnings due to unpredictable items such as non‑recurring charges, certain mark‑to‑market adjustments, and discontinued operations. This is typical for Reg FD communications where forward elements are presented without GAAP bridges.

The materials are furnished, not filed, limiting Section 18 exposure. Any impact for investors will depend on the specific figures in Exhibit 99.1, which are not included in this excerpt.

8-K Event Classification

2 items: 7.01, 9.01

2 items

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, or exhibit attachments filed with this report.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did DTE Energy (DTB) announce in this 8-K?

DTE Energy furnished a Regulation FD update, noting investor meetings on November 9–11, 2025 and providing an investor slide deck as Exhibit 99.1.

When are DTE Energy’s investor meetings mentioned in the 8-K?

The meetings are scheduled for November 9–11, 2025.

What guidance does DTE Energy discuss in the furnished materials?

The presentation discusses operating earnings guidance for 2025 and 2026.

Is the information in the 8-K considered filed or furnished?

It is expressly stated as furnished, not filed under Regulation FD.

Where can investors access DTE Energy’s slide presentation?

The deck is included as Exhibit 99.1 and available on the company’s website on November 7, 2025.

Why are reconciliations to reported earnings not provided?

The company states it cannot reliably forecast items like non‑recurring charges, certain mark‑to‑market adjustments, and discontinued operations.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 11/07/2025 - 04:16 PM Learn about SEC filing dates

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

_____________________________

FORM 8-K

_____________________________

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): November 07, 2025

Commission File Number: 1-11607

DTE Energy Company

Michigan						38-3217752
(State or other jurisdiction of incorporation or organization)						(I.R.S Employer Identification No.)

Commission File Number: 1-2198

DTE Electric Company

Michigan						38-0478650
(State or other jurisdiction of incorporation or organization)						(I.R.S Employer Identification No.)

Registrants address of principal executive offices: One Energy Plaza, Detroit, Michigan 48226-1221

Registrants telephone number, including area code: (313) 235-4000

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of Each Class

Trading Symbol(s)

Name of Exchange on which Registered

Common stock, without par value

DTE

New York Stock Exchange

2017 Series E 5.25% Junior Subordinated Debentures due 2077

DTW

New York Stock Exchange

2020 Series G 4.375% Junior Subordinated Debentures due 2080

DTB

New York Stock Exchange

2021 Series E 4.375% Junior Subordinated Debentures due 2081

DTG

New York Stock Exchange

2025 Series H 6.25% Junior Subordinated Debentures due 2085

DTK

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 under the Securities Act (17 CFR 230.405) or Rule 12b-2 under Exchange Act (17 CFR 240.12b-2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 7.01. Regulation FD Disclosure.

DTE Energy Company (“DTE Energy”) will meet with investors on November 9-11, 2025. A copy of the slide presentation is furnished as Exhibit 99.1 to this report and will be available on DTE Energy's website, www.dteenergy.com on November 7, 2025.

In its business presentation and this filing, DTE Energy discusses 2025 and 2026 operating earnings guidance. It is likely that certain items that impact the company's 2025 and 2026 reported results will be excluded from operating results. Reconciliations to the comparable 2025 and 2026 reported earnings guidance are not provided because it is not possible to provide a reliable forecast of specific line items (i.e., future non-recurring items, certain mark-to-market adjustments and discontinued operations). These items may fluctuate significantly from period to period and may have a significant impact on reported earnings.

In accordance with General Instruction B.2 of Form 8-K, the information in this Current Report on Form 8-K, including Exhibit 99.1, shall not be deemed "filed" for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section, nor shall they be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, except as shall be expressly set forth in such a filing.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits

99.1			Slide Presentation of DTE Energy Company dated November 9-11, 2025.
104			Cover Page Interactive Data File (embedded within the Inline XBRL document).

Forward-Looking Statements:

This Form 8-K contains forward-looking statements that are subject to various assumptions, risks and uncertainties. It should be read in conjunction with the "Forward-Looking Statements" section in DTE Energy's and DTE Electric Company's (DTE Electric) 2024 Form 10-K and 2025 Form 10-Qs (which section is incorporated by reference herein), and in conjunction with other SEC reports filed by DTE Energy and DTE Electric that discuss important factors that could cause DTE Energy's and DTE Electric's actual results to differ materially. DTE Energy and DTE Electric expressly disclaim any current intention to update any forward-looking statements contained in this report as a result of new information or future events or developments.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrants have duly caused this report to be signed on their behalf by the undersigned hereunto duly authorized.

Date: November 7, 2025

DTE ENERGY COMPANY

(Registrant)

/s/David Ruud

David Ruud

Vice Chairman and Chief Financial Officer

DTE ELECTRIC COMPANY

(Registrant)

/s/David Ruud

David Ruud

Vice Chairman and Chief Financial Officer