Welcome to our dedicated page for Ellington Residential Mortgage REIT SEC filings (Ticker: EARN), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Ellington Credit Company (NYSE: EARN) SEC filings page provides access to the fund’s regulatory disclosures, including current reports on Form 8-K and other key documents filed with the U.S. Securities and Exchange Commission. These filings offer structured detail on the fund’s distributions, financial results, and material events related to its CLO-focused investment strategy.
Ellington Credit Company frequently files Form 8-K to report monthly dividend declarations by its Board of Trustees. In these filings, the company describes the per-share dividend amount, record date, and payment date, and often incorporates the related press release by reference. Separate 8-K filings furnish quarterly financial results under Items 2.02 and 7.01, including net asset value, net investment income, adjusted net investment income, and portfolio composition across U.S. and European CLO debt and equity tranches.
Through these SEC documents, investors can review tables summarizing investment income, expenses, realized and unrealized gains and losses, and net income, as well as reconciliations of non-GAAP measures such as Adjusted Net Investment Income to GAAP net investment income. The filings also discuss the use of credit and foreign currency hedges, reverse repurchase agreements, and other elements of the fund’s capital structure and risk management.
On Stock Titan, AI-powered tools can help interpret Ellington Credit Company’s filings by highlighting the sections that describe distribution policies, CLO portfolio breakdowns, and non-GAAP metrics, and by providing plain-language explanations of complex tables and disclosures. Users can quickly locate dividend-related 8-Ks, earnings releases furnished to the SEC, and other updates that document how the fund reports its operations and portfolio activity over time.
Ellington Credit Company reported that its Board of Trustees has declared a monthly cash dividend on its common shares. The dividend is $0.08 per share and will be paid on February 27, 2026 to common shareholders who are on record as of January 30, 2026. The company furnished a press release with these details as an exhibit, signaling its intention to continue providing regular cash returns to holders of its common stock.
Ellington Credit Company reported a routine insider tax withholding transaction involving its Chief Financial Officer. On December 31, 2025, the company withheld 2,468 common shares of beneficial interest from CFO Christopher Smernoff to cover tax liabilities arising from the vesting of previously granted equity under the company’s now-dissolved 2023 Equity Incentive Plan.
The withheld shares are reported at a price of $5.17 per share. After this tax-related withholding, Mr. Smernoff beneficially owns 24,746 common shares directly. The filing reflects an administrative equity compensation event rather than an open-market purchase or sale.
Ellington Credit Company insider JR Herlihy, the Chief Operating Officer, reported a routine equity-related transaction involving company common shares. On December 31, 2025, the issuer withheld 5,235 common shares of beneficial interest at a price of $5.17 per share to cover Mr. Herlihy’s tax liability tied to the vesting of previously granted equity awards. These awards were granted under the company’s now-dissolved 2023 Equity Incentive Plan. After this tax withholding transaction, Mr. Herlihy directly beneficially owned 51,859 common shares of Ellington Credit Company.
Ellington Credit Company announced that its Board of Trustees has declared a monthly cash dividend of $0.08 per common share. The dividend will be paid on January 30, 2026 to shareholders who are on record as of December 31, 2025. This provides investors with ongoing monthly income based on their current shareholdings as of the stated record date.
Ellington Credit Company, a non-diversified closed-end fund focused on mezzanine debt and equity tranches of corporate CLOs, has filed a Form N-2 to publicly offer new senior unsecured notes. The notes are expected to pay quarterly interest, mature in 2025 on a specified date, and be issued in $25 denominations, with a planned listing on the NYSE where they are expected to trade "flat."
The notes will rank equally with the fund’s other unsecured unsubordinated debt and general liabilities, but will be effectively subordinated to secured debt and structurally subordinated to liabilities of subsidiaries. Proceeds are expected to be used for general corporate purposes, including purchasing additional CLO and credit assets and repaying short-term borrowings. The filing highlights significant risks tied to leverage, the speculative nature of mezzanine and equity CLO tranches, and the possibility that an active trading market for the notes may not develop.
Ellington Credit Company filed a Form 8-K to announce that it has released its financial results for the quarter ended September 30, 2025. On November 19, 2025, the company issued a press release detailing its operating results and financial condition for that quarter, which is furnished as Exhibit 99.1 and incorporated by reference into this report for Regulation FD and Item 2.02 disclosure purposes.
Ellington Credit Company announced a monthly cash dividend of $0.08 per share. The dividend is payable on December 31, 2025 to common shareholders of record as of November 28, 2025. The company disclosed the dividend in connection with a press release furnished as an exhibit.
This update confirms the Board of Trustees’ ongoing monthly distribution and provides key dates for eligibility and payment. Shareholders on the record date will receive the stated cash amount per common share on the scheduled payment date.
Ellington Credit Company reported that its Board of Trustees has declared a monthly cash dividend of $0.08 per common share. This dividend will be paid on November 28, 2025 to common shareholders who are on record as of October 31, 2025.
The company also noted that it issued a press release on October 7, 2025 with further details, which is included as an exhibit to this report.
Gregory Borenstein, an officer and Portfolio Manager at Ellington Credit Co (EARN), reported a purchase of 3,000 common shares on 10/01/2025 at a price of $5.29 per share. After the transaction he beneficially owns 25,000 shares. The Form 4 was signed by an attorney-in-fact on 10/02/2025. No derivative transactions were reported.
Ellington Credit Company (EARN) is a non-diversified closed-end fund investing mainly in collateralized loan obligations, with a focus on mezzanine debt and equity tranches, aiming to provide attractive current yields and risk-adjusted total returns.
As of August 31, 2025, the Fund reported an estimated asset value per share of $6.07–$6.13, a market price of $5.71 at a 6.4% discount, a monthly distribution of $0.08 per share, and a stated distribution rate of 16.8%, with 37.6 million common shares outstanding. The CLO portfolio spanned 2,267 unique underlying loan issuers, with a floating-rate loan spread of 3.30%, a junior OC cushion of 4.58%, and 95.9% of loans characterized as senior secured, generally rated B+/B, with an average maturity of 4.2 years and average facility size of $1.6 billion. Currency exposure was 86% USD and 14% EUR.
The Fund emphasizes that its investment program is speculative and entails substantial risk, including possible loss of principal and potential use of offering proceeds or borrowings to fund distributions, which may represent a return of capital. It may invest primarily in below-investment-grade, high-yield “junk” securities and CLO equity and mezzanine debt, which involve heightened credit and structural risks. Shares may trade at a discount to net asset value, and there is no assurance that distribution levels or investment objectives will be achieved.