Welcome to our dedicated page for Euronet Worldwide SEC filings (Ticker: EEFT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Euronet Worldwide filings document operating results, capital structure and governance for a payments processing and cross-border transaction company. Its Form 8-K reports include quarterly and annual financial results for the EFT Processing, epay and Money Transfer segments, material agreements, payment-network developments, common stock repurchases and board changes.
The company's proxy materials cover director elections, executive compensation, pay-versus-performance disclosure and shareholder voting matters. Capital-structure filings record securities such as common stock and the completed private offering of convertible senior notes due 2030, including indenture terms and related financing disclosures.
Euronet Worldwide, Inc. CEO, President and director Michael J. Brown reported stock transactions dated December 10, 2025. He acquired 61,277 shares of common stock by exercising employee stock options at a price of $74.72 per share and, on the same date, disposed of 60,059 shares at $77.49 per share.
After these transactions, reported direct holdings included 1,420,184 shares of common stock and a separate direct holding of 5,960 shares. Indirect beneficial holdings included 211,248 shares held by his spouse as custodian for his children, 171,400 shares held by family trusts for the benefit of his spouse and children, and 158,715 shares held by his spouse. The employee stock option exercised related to 61,277 underlying shares at an exercise price of $74.72 and vested in 20% annual installments beginning on December 10, 2016, with zero derivative securities from this grant reported as beneficially owned afterward.
Euronet Worldwide (EEFT) reported Q3 2025 results. Revenue rose to $1,145.7 million from $1,099.3 million as operating income increased to $195.0 million. Net income attributable to the company was $122.0 million with diluted EPS of $2.75 versus $3.21 a year ago.
Segment performance showed mixed trends: EFT Processing revenue was $409.4 million (up from $373.0 million), epay was $286.5 million (slightly below $290.3 million), and Money Transfer was $452.4 million (up from $438.2 million). For the nine months, revenue reached $3,135.5 million versus $2,942.5 million, while net income was $258.0 million.
The company refinanced its capital structure: it issued $1,000.0 million of 0.625% Convertible Notes due 2030, repurchased $491.8 million of 0.75% Convertible Notes due 2049 (leaving $33.2 million outstanding), and paid $99.8 million for capped call options. Year‑to‑date share repurchases totaled $441.9 million. Cash and cash equivalents were $1,172.5 million as of September 30, 2025, and operating cash flow was $381.9 million for the nine months.
Euronet Worldwide (EEFT) filed a Form 8-K to furnish a press release reporting its financial results for the quarter ended September 30, 2025.
The press release is attached as Exhibit 99.1 and the information under Item 2.02 is being furnished, not filed, under the Exchange Act. The filing also lists exhibits under Item 9.01 and includes the CFO’s signature.
CoreCard and Euronet have agreed to a merger announced in a proxy statement/prospectus. On July 30, 2025, CoreCard entered into an Agreement and Plan of Merger with Euronet Worldwide and its wholly owned Genesis Merger Sub under which CoreCard will become a wholly owned subsidiary of Euronet if the transaction closes. The Per Share Merger Consideration for each outstanding CoreCard share will be a number of Euronet shares determined by an Exchange Ratio tied to the 15‑day volume weighted average Nasdaq price of Euronet Common Stock prior to closing: 0.3142 shares if the Euronet price is ≤ $95.4798, $30.00 implied if the price is between $95.4798 and $107.7997 (ratio = $30.00/Euronet price), and 0.2783 shares if the price is ≥ $107.7997.
The parties filed HSR notifications (CoreCard on August 22, 2025; Euronet on August 25, 2025). Euronet issued $1,000.0 million of 0.625% Convertible Senior Notes due 2030 on August 15, 2025. The Merger is expected to close in Q4 2025 but remains subject to CoreCard stockholder approval, regulatory approvals, satisfaction of closing conditions and other customary conditions. The CoreCard Board unanimously recommends the Merger. A $7.5 million termination fee and customary non-solicitation, vesting and equity‑award treatments are disclosed.
CoreCard and Euronet have entered a definitive merger agreement dated July 30, 2025, under which Genesis Merger Sub (an Euronet subsidiary) will merge into CoreCard and CoreCard will become a wholly owned subsidiary of Euronet. At the Effective Time each outstanding CoreCard share (other than excluded shares) will be cancelled and converted into a number of Euronet common shares determined by an Exchange Ratio tied to the 15-day VWAP of Euronet stock ending two full trading days before closing. The Exchange Ratio yields fixed conversion points: 0.3142 if Euronet price ≤ $95.4798, 0.2783 if ≥ $107.7997, and $30.00 implied value between those thresholds.
The companies expect closing in Q4 2025, subject to CoreCard stockholder approval and regulatory clearances including HSR filings (Euronet filed August 25, 2025; CoreCard filed August 22, 2025). KBW delivered a fairness opinion to CoreCard dated July 30, 2025. Key deal mechanics: CoreCard RSUs vest and convert into merger consideration; options vest and convert into cash equal to (Exchange Ratio × Euronet Price) minus strike. Termination provisions include a $7.5 million termination fee in specified circumstances. Euronet issued $1,000 million 0.625% convertible notes on August 15, 2025. The merger will be accounted for as an acquisition with Euronet as accounting acquirer.
Euronet Worldwide, Inc. completed a private Offering of $1.0 billion of 0.625% Convertible Senior Notes due 2030, issued to qualified institutional buyers under Rule 144A. The notes bear 0.625% interest, payable semiannually, and are convertible before maturity only if stock-price or trading-price conditions are met, upon redemption, or upon specified corporate events, and at any time from April 1, 2030 until shortly before maturity. The initial conversion rate is 7.8718 shares per $1,000, implying a conversion price of about $127.04 per share, a 30% premium to the August 13, 2025 share price, with a maximum of approximately 10.2 million shares issuable upon conversion based on the initial maximum conversion rate.
Euronet received net proceeds of about $976.4 million, which it used to repay borrowings under its unsecured revolving credit facility. It also used $99.8 million of cash to enter into capped call transactions with a cap initially at about $180.78 per share and $131.3 million of cash to repurchase common stock in privately negotiated transactions at the August 13, 2025 market price.
Euronet Worldwide intends to sell $850.0 million aggregate principal amount of convertible senior notes due 2030 in a private placement to qualified institutional buyers, with an initial purchasers' option to buy up to an additional $150.0 million. The offering will be accompanied by privately negotiated capped call transactions intended to cover the number of shares initially underlying the notes; those capped calls are expected to reduce potential dilution on conversion and may offset certain cash payments, subject to a cap.
The company also intends to use up to $175 million of cash on hand to repurchase shares of common stock from purchasers of the notes in privately negotiated transactions concurrent with pricing, with the repurchase price equal to the last reported sale price on the Nasdaq on the offering date. No assurance is given as to the amount or terms of any repurchases, and the offering and securities are being made under exemptions from registration.
Euronet Worldwide (EEFT) signed a definitive Agreement and Plan of Merger with CoreCard Corporation on 30 Jul 2025. Genesis Merger Sub, a wholly-owned subsidiary, will merge into CoreCard, which will survive as a wholly-owned subsidiary of Euronet.
CoreCard shareholders will receive Euronet common stock valued at $30.00 per CoreCard share, delivered through a floating exchange ratio of 0.2783–0.3142 EEFT shares depending on EEFT’s 15-day VWAP before closing. All outstanding CoreCard RSUs will vest for the same stock consideration, while options will be cashed out based on the exchange ratio.
Closing hinges on CoreCard shareholder approval, HSR clearance, SEC effectiveness of a Form S-4, Nasdaq listing of the new shares and other customary conditions. Either party may terminate if the deal is not completed by 30 Jan 2026 (plus two automatic three-month extensions for antitrust delays). CoreCard must pay Euronet a $7.5 million termination fee under specified circumstances. A joint press release is filed as Exhibit 99.1.