Welcome to our dedicated page for EURONET WORLDWIDE SEC filings (Ticker: EEFT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Euronet Worldwide filings document operating results, capital structure and governance for a payments processing and cross-border transaction company. Its Form 8-K reports include quarterly and annual financial results for the EFT Processing, epay and Money Transfer segments, material agreements, payment-network developments, common stock repurchases and board changes.
The company's proxy materials cover director elections, executive compensation, pay-versus-performance disclosure and shareholder voting matters. Capital-structure filings record securities such as common stock and the completed private offering of convertible senior notes due 2030, including indenture terms and related financing disclosures.
Euronet Worldwide reported steady growth for 2025 with some pressure in the latest quarter. Fourth-quarter revenue was $1,108.7 million, up 6%, while operating income fell 18% to $101.0 million. Adjusted EBITDA rose 5% to $174.3 million and adjusted EPS increased 15% to $2.39.
For the full year 2025, revenue grew 6% to $4,244.2 million, operating income rose 5% to $529.8 million, and adjusted EBITDA climbed 10% to $743.7 million. Net income attributable to Euronet was $309.5 million, with diluted EPS of $6.84 and adjusted EPS of $9.61, up 12%.
EFT Processing delivered double‑digit growth, epay showed low single‑digit gains, and Money Transfer grew for the year but saw weaker Q4 trends and a $20.4 million restructuring charge. The company ended 2025 with $1,040.3 million in cash and $2,021.8 million of total debt, after share repurchases of $225.0 million and issuing about 2.6 million shares to complete the CoreCard acquisition. Management targets 2026 adjusted EPS growth of 10%–15%, excluding foreign exchange, interest rate and other unforeseen impacts.
Allspring Global Investments Holdings, LLC has reported beneficial ownership of Euronet Worldwide Inc common stock. As of the event date, Allspring is deemed to beneficially own 408,479 shares, representing 1.0% of the outstanding common stock. It reports sole voting power over 394,833 shares and sole dispositive power over 408,479 shares, with no shared voting or dispositive power.
The securities are owned of record by clients of one or more affiliated investment advisers listed in Exhibit A, and those clients have rights to dividends and sale proceeds. Allspring states that no single client has more than five percent of this class. The filing certifies that the shares were acquired and are held in the ordinary course of business and not for the purpose of changing or influencing control of Euronet Worldwide.
Martin Bruckner, Senior Vice President and Chief Technology Officer of Euronet Worldwide, Inc., reported insider stock activity dated December 10, 2025. He exercised employee stock options to acquire 10,213 shares of common stock at $74.72 per share and disposed of 9,848 shares of common stock at $77.49 per share.
After these transactions, Bruckner directly beneficially owned 51,140 shares of Euronet Worldwide common stock. The options exercised came from a grant that vested 20% on December 10, 2016 and 20% on each anniversary thereafter.
Euronet Worldwide executive Juan Bianchi, CEO of the Money Transfer Division, reported insider stock transactions in company shares. On December 10, 2025, he exercised employee stock options for 3,268 shares of common stock at $74.72 per share, then disposed of 3,211 shares at $77.49 per share. After these trades, he directly owned 5,888 Euronet Worldwide common shares. The options exercised had vested in 20% annual installments beginning on December 10, 2016 and on each anniversary thereafter.
Euronet Worldwide, Inc. reported an insider transaction by Nikos Fountas, CEO of its EFT EMEA Division. On December 10, 2025, he exercised employee stock options to acquire 16,341 shares of common stock at an exercise price of $74.72 per share and received the shares as a direct holding.
On the same date, he disposed of 15,757 shares of common stock at $77.49 per share. After these transactions, he directly beneficially owned 64,292 shares of Euronet Worldwide common stock, and the employee stock option covering 16,341 shares was fully exercised.
Euronet Worldwide's EVP - Chief Financial Officer Rick Weller reported an option exercise and related share disposition. On 12/10/2025, he exercised employee stock options to acquire 25,532 shares of Euronet Worldwide common stock at $74.72 per share, and disposed of 24,620 shares of common stock at $77.49 per share the same day. After these transactions, he beneficially owned 278,409 shares of common stock directly, plus a separate line of 4,452 shares also listed as directly owned. Footnotes state that 247 shares were acquired through the company employee stock purchase plan during Q1 2025 and 101 shares were acquired on March 10, 2025 via the Euronet Worldwide 401K plan. The reported stock option grant covered 25,532 shares, vested 20% on 12/10/2016 and 20% on each anniversary thereafter, and is now shown with zero options remaining.
Euronet Worldwide, Inc. CEO, President and director Michael J. Brown reported stock transactions dated December 10, 2025. He acquired 61,277 shares of common stock by exercising employee stock options at a price of $74.72 per share and, on the same date, disposed of 60,059 shares at $77.49 per share.
After these transactions, reported direct holdings included 1,420,184 shares of common stock and a separate direct holding of 5,960 shares. Indirect beneficial holdings included 211,248 shares held by his spouse as custodian for his children, 171,400 shares held by family trusts for the benefit of his spouse and children, and 158,715 shares held by his spouse. The employee stock option exercised related to 61,277 underlying shares at an exercise price of $74.72 and vested in 20% annual installments beginning on December 10, 2016, with zero derivative securities from this grant reported as beneficially owned afterward.
Euronet Worldwide (EEFT) reported Q3 2025 results. Revenue rose to $1,145.7 million from $1,099.3 million as operating income increased to $195.0 million. Net income attributable to the company was $122.0 million with diluted EPS of $2.75 versus $3.21 a year ago.
Segment performance showed mixed trends: EFT Processing revenue was $409.4 million (up from $373.0 million), epay was $286.5 million (slightly below $290.3 million), and Money Transfer was $452.4 million (up from $438.2 million). For the nine months, revenue reached $3,135.5 million versus $2,942.5 million, while net income was $258.0 million.
The company refinanced its capital structure: it issued $1,000.0 million of 0.625% Convertible Notes due 2030, repurchased $491.8 million of 0.75% Convertible Notes due 2049 (leaving $33.2 million outstanding), and paid $99.8 million for capped call options. Year‑to‑date share repurchases totaled $441.9 million. Cash and cash equivalents were $1,172.5 million as of September 30, 2025, and operating cash flow was $381.9 million for the nine months.
Euronet Worldwide (EEFT) filed a Form 8-K to furnish a press release reporting its financial results for the quarter ended September 30, 2025.
The press release is attached as Exhibit 99.1 and the information under Item 2.02 is being furnished, not filed, under the Exchange Act. The filing also lists exhibits under Item 9.01 and includes the CFO’s signature.
CoreCard and Euronet have agreed to a merger announced in a proxy statement/prospectus. On July 30, 2025, CoreCard entered into an Agreement and Plan of Merger with Euronet Worldwide and its wholly owned Genesis Merger Sub under which CoreCard will become a wholly owned subsidiary of Euronet if the transaction closes. The Per Share Merger Consideration for each outstanding CoreCard share will be a number of Euronet shares determined by an Exchange Ratio tied to the 15‑day volume weighted average Nasdaq price of Euronet Common Stock prior to closing: 0.3142 shares if the Euronet price is ≤ $95.4798, $30.00 implied if the price is between $95.4798 and $107.7997 (ratio = $30.00/Euronet price), and 0.2783 shares if the price is ≥ $107.7997.
The parties filed HSR notifications (CoreCard on August 22, 2025; Euronet on August 25, 2025). Euronet issued $1,000.0 million of 0.625% Convertible Senior Notes due 2030 on August 15, 2025. The Merger is expected to close in Q4 2025 but remains subject to CoreCard stockholder approval, regulatory approvals, satisfaction of closing conditions and other customary conditions. The CoreCard Board unanimously recommends the Merger. A $7.5 million termination fee and customary non-solicitation, vesting and equity‑award treatments are disclosed.