Enterprise Financial Services (EFSC) executive adds ESPP shares and holds options, RSUs

Rhea-AI Filing Summary

Enterprise Financial Services Corp executive Bridget Huffman, SEVP and Chief Risk Officer, reported buying common stock through the company’s employee stock purchase plan. On December 31, 2025, she acquired 123 shares of common stock under the 2018 Employee Stock Purchase Plan for the purchase period from July 1, 2025 through December 31, 2025. The Form 4 notes the shares were bought at a price based on 85% of the closing price of $45.90 on that date, and she now holds 6,165 common shares directly.

The filing also lists her existing equity incentives, including several non-qualified stock options with exercise prices such as $39.50, $57.17, $43.81, $48.34 and $54.46, expiring between 2031 and 2035, and multiple restricted share unit (RSU) awards. These options and RSUs generally vest over time or in full in the first quarters of 2026, 2027 and 2028, conditioned on her continued employment.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Huffman Bridget

(Last) (First) (Middle)

150 N. MERAMEC

(Street)

CLAYTON MO 63105

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
ENTERPRISE FINANCIAL SERVICES CORP [ EFSC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SEVP, Chief Risk Officer

3. Date of Earliest Transaction (Month/Day/Year)
12/31/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	12/31/2025		J(1)	V	123	A	$45.9(2)	6,165	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Non Qualified Stock Option (Right to Buy)	$39.5							(3)	02/28/2034	Common Stock	3,791		3,791	D
Non Qualified Stock Option (Right to Buy)	$57.17							(4)	03/04/2035	Common Stock	3,322		3,322	D
Non Qualified Stock Option (Right to Buy)	$43.81							(5)	02/25/2031	Common Stock	816		816	D
Non Qualified Stock Option (Right to Buy)	$48.34							(6)	02/24/2032	Common Stock	737		737	D
Non Qualified Stock Option (Right to Buy)	$54.46							(7)	02/28/2033	Common Stock	1,668		1,668	D
Restricted Share Units	(8)							(9)	(9)	Common Stock	724		724	D
Restricted Share Units	(8)							(10)	(10)	Common Stock	1,111		1,111	D
Restricted Share Units	(8)							(11)	(11)	Common Stock	341		341	D
Restricted Share Units	(8)							(12)	(12)	Common Stock	380		380	D

Explanation of Responses:

1. The reporting person is voluntarily reporting the acquisition of shares of the Issuer's common stock pursuant to the Issuer's 2018 Employee Stock Purchase Plan ("ESPP") for the ESPP purchase period of July 1, 2025, through December 31, 2025. This transaction is exempt under Section 16b-3(c).

2. In accordance with the terms of the ESPP, the reported shares were acquired based on 85% of the closing price of the Issuer's common stock on December 31, 2025.

3. This option becomes exercisable in the first quarter of 2027, subject to continued employment by the reporting person.

4. The option becomes exercisable in the first quarter of 2028, subject to continued employment by the reporting person.

5. The Options vest at a rate of 33% annually over three years, subject to continued employment of the reporting person. Vesting occurs on the anniversary date of the grant each year, with final vest occurring on February 25, 2024

6. The Options vest at a rate of 33% annually over three years, subject to continued employment of the reporting person. Vesting occurs on the anniversary date of the grant each year, with final vest occurring on February 24, 2025.

7. This option becomes exercisable in the first quarter of 2026, subject to continued employment by the reporting person.

8. The RSU's were granted pursuant to the Company's 2018 Stock Incentive Plan. Each RSU represents the right to receive one share of Common Stock, subject to adjustment as provided in the Grant Agreement.

9. The RSU's vest 100% in the first quarter of 2027, subject to continued employment by the reporting person.

10. The RSU's vest 100% in the first quarter of 2028, subject to continued employment by the reporting person.

11. The RSU vest 100% in the first quarter of 2026, subject to continued employment by the reporting person.

12. The RSUs vest at a rate of 33% annually over three years, subject to continued employment of the reporting person. Vesting occurs on the anniversary date of the grant each year, with final vest occurring on April 14, 2026. On each vesting date, for each RSU vesting on such date, the reporting person will receive one share of Common Stock.

	/s/ Bridget Huffman	01/09/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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FAQ

What insider transaction did EFSC report for Bridget Huffman?

The filing reports that Bridget Huffman, SEVP and Chief Risk Officer of Enterprise Financial Services Corp (EFSC), acquired 123 shares of common stock on December 31, 2025 through the company’s 2018 Employee Stock Purchase Plan.

At what price were Bridget Huffman’s EFSC ESPP shares acquired?

The Form 4 shows a price of $45.90 per share, and explains that under the ESPP the shares were acquired based on 85% of the closing price of Enterprise Financial Services Corp common stock on December 31, 2025.

How many EFSC shares does Bridget Huffman own after this transaction?

After the reported ESPP purchase, Bridget Huffman beneficially owns 6,165 shares of Enterprise Financial Services Corp common stock, held directly.

What is the nature of the employee plan used in this EFSC Form 4?

The shares were acquired under the company’s 2018 Employee Stock Purchase Plan (ESPP) for the purchase period from July 1, 2025 through December 31, 2025. The transaction is described as exempt under Section 16b-3(c).

What stock options does Bridget Huffman hold in Enterprise Financial Services Corp?

The Form 4 lists several non-qualified stock options (rights to buy common stock) held directly by Bridget Huffman, including grants with exercise prices of $39.50, $57.17, $43.81, $48.34 and $54.46, with expiration dates ranging from February 25, 2031 to March 4, 2035.

What restricted share units (RSUs) does Bridget Huffman hold at EFSC and how do they vest?

The filing shows multiple restricted share unit (RSU) awards granted under the company’s 2018 Stock Incentive Plan. Each RSU represents the right to receive one share of common stock. The RSUs vest either 100% in the first quarter of 2026, 2027 or 2028, or at a rate of 33% annually over three years, in each case subject to her continued employment.