Every 8-K that Eagle Financial Services Inc (EFSI) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow EFSI and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full EFSI filings page.
Eagle Financial Services, Inc. (EFSI) agreed to a stock-for-stock merger with John Marshall Bancorp, Inc. (JMSB) in a two-step transaction where a JMSB subsidiary merges into EFSI and the combined holding company then merges into JMSB, with John Marshall Bank as the surviving bank. Each share of EFSI common stock will be converted into the right to receive 2.00 shares of JMSB common stock, with cash paid in lieu of fractional shares, and the mergers are intended to qualify as tax-free reorganizations under Section 368(a).
Existing EFSI and JMSB restricted stock will generally vest at closing and be settled in stock or cash based on an average JMSB trading price, while new awards after September 7, 2026 follow separate treatment. The post‑merger holding company board will have 12 directors split evenly between the two companies, with Christopher W. Bergstrom as Executive Chairman and Cary C. Nelson as Lead Independent Director; JMSB’s headquarters will be in Reston, Virginia and the bank’s in Berryville, Virginia. JMSB will assume EFSI’s 4.50% subordinated notes due April 1, 2032. Closing is subject to shareholder approvals, multiple regulatory approvals and effectiveness of a Form S‑4, with an outside date of September 30, 2027 and a $10.1 million termination fee payable by either party in specified circumstances. Voting agreements cover about 12.73% of JMSB’s and 5.97% of EFSI’s outstanding shares, supporting approval of the transaction.
Eagle Financial Services, Inc. reported second quarter 2026 net income of $4,981 thousand, or $0.92 per share. Results included a $3.5 million pre-tax gain from selling its membership interest in Bearing Insurance Group; excluding this, adjusted net income was $2,227 thousand, down 40.5% from the prior quarter and 57.7% from a year earlier due to higher credit loss provisions.
Net interest income rose to $16,970 thousand as net interest margin expanded to 3.86% from 3.63% in the first quarter and 3.42% a year ago, helped by loan growth and lower funding costs after paying off Federal Home Loan Bank advances and running off higher-cost deposits. Net loans increased $39.5 million, or 2.74%, during the quarter to $1,481,045 thousand, while total deposits were broadly stable at $1,601,935 thousand.
Credit costs increased: the provision for credit losses on loans was $3.2 million, net charge-offs were $2,227 thousand, and nonperforming assets were $16,468 thousand, or 0.89% of total assets, with the allowance for credit losses at 1.22% of loans. Uninsured deposits were $217.3 million, 13.6% of deposits, versus $345.3 million of liquid assets and $618.6 million of borrowing availability. The board declared a quarterly cash dividend of $0.31 per share, and Bank of Clarke remained categorized as well capitalized.
Eagle Financial Services, Inc. reported the results of its Annual Meeting of Shareholders held on May 19, 2026. Shareholders elected six directors, each receiving more than 3.4 million votes in favor, with several nominees receiving over 3.5 million votes and relatively few withheld votes.
Shareholders approved the 2026 Employee Stock Purchase Plan with 3,321,310 votes for, 195,071 against, and 92,083 abstentions, along with 514,937 broker non-votes. They also ratified the selection of Yount, Hyde & Barbour, P.C. as independent registered public accounting firm with 4,080,508 votes for, 24,801 against, and 18,092 abstentions.
Eagle Financial Services, Inc. reported first quarter 2026 net income of $3.7 million, or $0.69 per share. Profit fell from $4.3 million in the prior quarter but improved sharply from a $7.0 million loss a year earlier that was driven by securities repositioning.
Net interest income rose to $15.9 million, with net interest margin edging up to 3.63% from 3.61% in fourth quarter 2025 and 2.98% a year ago. The efficiency ratio improved to 67.97%. Asset quality remained controlled, with nonperforming assets at $14.7 million, or 0.80% of total assets, and allowance for credit losses at 1.19% of total loans. The Board declared a quarterly dividend of $0.31 per share, and the bank remained well capitalized with equity of $190.3 million on $1.84 billion of assets.
Eagle Financial Services, Inc. announced changes to its board of directors. The board appointed Brian T. Strosser and Susan D. Davies as new directors of the company and its subsidiary, Bank of Clarke, effective February 25, 2026. Strosser brings more than 30 years of senior executive leadership in technology and public‑sector contracting, including experience overseeing strategy, growth, and mergers and acquisitions. Davies is a Certified Public Accountant and currently serves as Global Controller and Chief Accounting Officer of Alight, Inc., with responsibility for global controllership, regulatory reporting, Sarbanes‑Oxley compliance, and complex capital markets transactions.
The company has not yet determined which board committees they will join, but each will receive the same compensation as other non‑employee directors, including board retainers, committee fees, and annual stock grants. On January 21, 2026, long‑time director Robert W. Smalley, Jr. notified the board of his intention to retire from the boards of the company and the bank, effective at the company’s 2026 annual meeting of shareholders, after more than 35 years of service in multiple leadership and committee roles.
Eagle Financial Services, Inc. filed a current report to furnish its press release announcing financial results for the quarter ended December 31, 2025. The company also scheduled a conference call for investors and analysts on January 27, 2026 at 10 a.m. Eastern Time to discuss its fourth quarter results.
The report includes the earnings press release as Exhibit 99.1 and an investor presentation as Exhibit 99.2, which may be used in meetings with investors and analysts. These materials are treated as furnished rather than filed under the securities laws, and the company includes standard cautionary language regarding forward-looking statements about future operations, performance, and market conditions.
Eagle Financial Services, Inc. reported that its board of directors declared a cash dividend on its common stock, payable on February 13, 2026. The company also shared that it expects to release its fourth quarter earnings on January 26, 2026, giving investors a near-term date for its next financial update. These actions reflect ongoing capital returns to shareholders and provide clarity on the timing of upcoming results.
Eagle Financial Services, Inc. (EFSI) furnished an update on third‑quarter results. The company announced results for the quarter ended September 30, 2025, and provided a press release (Exhibit 99.1) and an investor presentation (Exhibit 99.2). Eagle Financial will host a conference call on Friday, October 24, 2025 at 10 a.m. Eastern Time to discuss the quarter. The information under Items 2.02 and 7.01 is furnished and not deemed filed under the Exchange Act.