Eagle Financial Services (EFSI) insider filing shows awards and sales

Rhea-AI Filing Summary

Eagle Financial Services Inc. executive officer Kathleen J. Chappell reported several common stock transactions. On January 2, 2026, she acquired 3,105 shares of common stock at $0, reflecting an issuance under the company's Stock Incentive Plan. Also on that date, 492 shares were disposed of at $39.44 per share, and on January 5, 2026, a further 208 shares were disposed of at $39.35 per share, both coded "F," indicating shares withheld to cover taxes or similar obligations. After these transactions, she directly beneficially owned 19,448 shares of common stock and indirectly held 33.08 shares through a child.

Insider Trade Summary

4 transactions reported

Mixed 4 txns

Insider Chappell Kathleen J

Role EXECUTIVE OFFICER

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock, $2.50 Par Value	208	$39.35	$8K
Grant/Award	Common Stock, $2.50 Par Value	3,105	$0.00	--
Tax Withholding	Common Stock, $2.50 Par Value	492	$39.44	$19K
holding	Common Stock, $2.50 Par Value	--	--	--

Holdings After Transaction: Common Stock, $2.50 Par Value — 19,448 shares (Direct); Common Stock, $2.50 Par Value — 33.08 shares (Indirect, BY CHILD)

Footnotes (1)

1. This transaction reflects an issuance of shares under the Company's Stock Incentive Plan. Includes shares of common stock which have been acquired through the Company's Dividend Investment Plan.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Chappell Kathleen J

(Last) (First) (Middle)

2 E MAIN ST

(Street)

BERRYVILLE VA 22611

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
EAGLE FINANCIAL SERVICES INC [ EFSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EXECUTIVE OFFICER

3. Date of Earliest Transaction (Month/Day/Year)
01/02/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock, $2.50 Par Value	01/02/2026		A		3,105(1)	A	$0	20,148(2)	D
Common Stock, $2.50 Par Value	01/02/2026		F		492	D	$39.44	19,656(2)	D
Common Stock, $2.50 Par Value	01/05/2026		F		208	D	$39.35	19,448(2)	D
Common Stock, $2.50 Par Value								33.08(2)	I	BY CHILD

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This transaction reflects an issuance of shares under the Company's Stock Incentive Plan.

2. Includes shares of common stock which have been acquired through the Company's Dividend Investment Plan.

	Kathleen J Chappell	01/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

Who is the insider in this Eagle Financial Services Inc (EFSI) Form 4 filing?

The filing reports transactions by Kathleen J. Chappell, an executive officer of Eagle Financial Services Inc.

What stock did Kathleen J. Chappell acquire in the EFSI Form 4?

On January 2, 2026, she acquired 3,105 shares of Eagle Financial Services common stock, $2.50 par value, at $0 per share under the company's Stock Incentive Plan.

What do the code F transactions mean in this EFSI Form 4?

The Form 4 shows code "F" transactions where 492 shares were disposed of at $39.44 on January 2, 2026 and 208 shares at $39.35 on January 5, 2026, indicating shares withheld to satisfy tax or similar obligations.

How many EFSI shares does Kathleen J. Chappell own after these transactions?

Following the reported transactions, she directly beneficially owned 19,448 shares of common stock and indirectly held 33.08 shares through a child.

What plans are referenced in this Eagle Financial Services Form 4?

One footnote states that the acquisition reflects an issuance under the company's Stock Incentive Plan, and another notes that the holdings include shares acquired through the Dividend Investment Plan.

Are any of Kathleen J. Chappell’s EFSI shares held indirectly?

Yes, the Form 4 reports 33.08 shares of common stock held indirectly, noted as "BY CHILD" in the nature of ownership field.